Sentences with phrase «year at our hypothetical»

So over the course of a single year at our hypothetical school, we would expect there to be at least 14,300 instances in which a student went to class but his or her teacher did not.

Not exact matches

This hypothetical illustration assumes the investor met the holding requirement for long - term capital gains tax rates (longer than one year), the gains were taxed at the current maximum federal rate of 23.8 %, and the loss was not disallowed for tax purposes due to a wash sale, related party sale, or other reason.

For instance, Wells Fargo quoted our hypothetical home buyer 3.375 % on a 15 - year mortgage in Cincinnati and 3.250 % on the same mortgage in the three other cities we looked at.

The latest hypothetical real (inflation - adjusted) annual earnings are at $ 37,778, down 13.0 % from 45 years ago.

If a hypothetical $ 100,000 had been invested in both NEARX and S&P 500 stocks at the end of 1999, it would have taken 13 years for the equities to climb ahead.

We have come to far to be dragged back into the religious dark ages... In this hypothetical scenario, many of us have at least 13 years of experience on tracking and killing fundies...

Beyond that... using a hypothetical scenario where you don't know what would've happened as proof the process doesn't work is stupid when instead you can just look at the present and see the team won 52 games this year and has multiple stars.

We assumed that breastfeeding does not influence the costs of childbearing and discounted future costs by 3 % per year, the social discount rate, to the year when our hypothetical women were aged 25 years, the mean age of U.S. women at first birth.14 We performed sensitivity analyses with discount rates of 0 % and 5 %.

According to the researchers» calculations, such a hypothetical planet would complete one orbit around the Sun roughly every 17,000 years and, at its farthest point from our central star, it would swing out more than 660 astronomical units, with one AU being the average distance between Earth and the Sun.

As the team reports online today in the Proceedings of the National Academy of Sciences, at no time during the 5 - year span of the study did the winds die down completely along the hypothetical grid.

They started with the birth of a hypothetical galaxy about 9 billion years ago — at the point at which the gigantic cloud of dust and gas had formed but had not yet coalesced into a disk — and ran the simulation to the present day.

A new experimental facility to detect a hypothetical particle that many physicists think probably doesn't exist could be up and running at the CERN laboratory near Geneva, Switzerland, within 3 years, assuming that the lab's member states approve spending roughly $ 110 million to build it.

A research letter Tanner J. Caverly, M.D., M.P.H., of the Ann Arbor Veterans Affairs Center for Clinical Management Research, Michigan, and coauthors examined the beliefs of primary care health - care professionals (PCPs) as to how receptive they might be to recommendations for limiting medications for some older patients, including a hypothetical scenario involving a 77 - year - old man with diabetes at risk for hypoglycemia.

Finally, the specification lever is at work in the lead - up to a government shutdown, and if efforts to reach a continuing resolution fail, during the shutdown itself.231 While a shutdown was historically an extraordinary event, the possibility and reality of shutdowns have loomed large in recent years, 232 so this tool is more than merely hypothetical.

He got the squad back together this year for a prolonged brainstorming session, most of which was spurred along by an old soul named Joshua, who speaks at length about The Beatles and suggests, as stars for this hypothetical program, Brooke Shields and Jeff Daniels.

Under a continuous career, our hypothetical teacher would obtain 30 years of service by age 55, qualifying her for «normal» retirement benefits immediately at 75 percent of final average salary.

Consider two hypothetical women: one worked every year beginning at age 25 and the other worked most years but spent seven years out of the labor force.

Our hypothetical student went to a 4 year private school, and graduated with an average loan balance ($ 29.214) at 3.9 % interest.

For instance, Wells Fargo quoted our hypothetical home buyer 3.375 % on a 15 - year mortgage in Cincinnati and 3.250 % on the same mortgage in the three other cities we looked at.

This hypothetical example assumes the following: a starting annual gross salary of $ 60,000 with a salary increase of 4 % (2.5 % inflation + 1.5 % real salary growth rate) each year; pre-tax contributions of 15 % of salary annually (that 15 % includes any contribution you may get from your employer) at the end of the year for 42 and 32 years, respectively; and an annual rate of return of 5.5 %.

In fact, when I plugged in stock allocations ranging from as low as 30 % to as high as 90 %, the chances of this hypothetical 65 - year - old's nest egg lasting at least 30 years didn't change all that much, falling between 77 % and 79 %.

For example, if you're 30, and you contribute $ 5,500 per year for 35 years and earn a hypothetical 6 % return per year, then you'll have a nest egg valued at $ 612,886 at age 65.

For example, if our hypothetical 25 - year - old puts off saving until age 40, he'd have to sock away more than 30 % a year to retire at 65 with $ 1 million.

An alternative option, though, is to max out the 401k contribution for the year, earn the 3 % employer match (suppose for the sake of the example that it's fully vested), and then withdraw the whole account at the end of the year early, penalty and all (assume also for the sake of the example that value of the acct doesn't substantially change over the course of the year — I don't want that to be a factor in my hypothetical question).

With that extra percentage point in return, our hypothetical 25 - year - old would be able to build a $ 1 million nest egg at 65 by saving 13 % of salary annually instead of 17 % year.

The duration of the combined TIPS indices is matched monthly to the duration of a hypothetical retirement income cash flow stream that begins at the target date and lasts for 25 years.

A hypothetical investor in the 50s who observed that yields were at 20 - year highs and unlikely to rise further would have been wrong for over 30 years.

Using a hypothetical 45 - year - old married female driver who's employed, has an excellent credit score, has no lapse in coverage and has filed no prior auto insurance claims, the study looked at how much annual premiums can go up after filing one of three different types of claims:

Here's a hypothetical example to illustrate the point: a 23 - year - old woman who invests $ 10,000 at an assumed 6 percent return today, for example, would double her money by age 35.

Using a hypothetical 45 - year - old, single female driver with a bachelor's degree and no prior claims or lapses in coverage, the study looked at how much annual premiums can change based on this unique factor.

Hypothetical investment returns investing $ 100 per month for 30 years at 4 %, 10 %, and 16 %.

While this 10 % guideline is a helpful starting point, it was calculated for a hypothetical investor who saved 10 % for 30 years and whose income at the beginning of the period was less than $ 100,000.

Here's a chart comparing the hypothetical 30 - year performance of someone investing $ 1,000 a month at 5 % returns a year, using a brokerage vs. robo - advisors.

If this hypothetical borrower were able to refinance into a 10 - year fixed - rate loan at 4.5 percent interest, they'd make monthly payments of $ 508, and pay back $ 60,939 in all — less than any government repayment program, including those providing (taxable) loan forgiveness in this scenario.

ERV = ending redeemable value of a hypothetical $ 1,000 payment made at the beginning of the one -, five -, or ten - year periods at the end of the one -, five -, or ten - year periods (or fractional portion)

[The information below] compares the ending value of a hypothetical investment (growing at a rate of eight percent per year before fees) at various rates of annual investment expenses.

We have assumed our hypothetical investor is taxed at the maximum combined federal / provincial rate during each tax year.

Here's a hypothetical example: If you contribute $ 5,500 yearly and realize a 6 % average annual return, at the end of 20 years, you could have $ 214,460 in your retirement account.

A hypothetical client has a $ 200,000, 30 year fixed mortgage at a six percent annual interest rate.

Basic coverage starts at $ 59 for our hypothetical 30 - year old on a 2 - week trip.

In «Cadillac I», the orange ochre from a hypothetical ground occupies the superior part of the painting whereas the celestial blue occupies the inferior part; as its latest act of thumbing its nose at the visitor in search of meaning as well as a symbol of the great upheaval the artist has operated over the artistic landscape of the last fifty years.

the exhibition also includes «the museum of hypothetical lifetimes» which was first exhibited at the sanatorium last year.

For the fourth straight year, CSI Family Day at The Sixth Floor Museum at Dealey Plaza gives visitors the chance to solve a hypothetical crime.

For purposes of the scenario, the hypothetical calculated trend line for those seven consecutive peak years is chosen to run at +0.03 per decade starting from 1998, thus producing the «seven consecutive hottest peak years on record» between 1998 and 2028.»

Assuming a hypothetical PPA that would allow the Parkers to purchase the energy produced by their solar system at a rate of $ 0.06 per kWh, with a 2 % annual escalation over a 20 - year contract, the solar project looks a lot more appealing.

If I figure their numbers correctly at $ 30 a year less in earnings and $ 430 less in total then this hypothetical person's entire working life is less than 15 years.

Although a carbon tax needs to grow far faster than CRS's hypothetical tax — which would take 13 years to double to just $ 40 / ton — Friedman at least shows no signs of backing off his long - time carbon tax advocacy.

Let's assume for purposes of this hypothetical that there are 250 second - year law students at a particular law school.

In simplified fashion, let's say our hypothetical law firm has $ 100 million in annual revenues ($ 8.33 million per month); an operating margin — or profit — of 36 percent of annual revenues, which are distributed at 55 percent of forecast to partners each month, plus a year - end distribution; no debt other than its revolving credit line; and $ 5 million in monthly operating expenses.

A year or two ago, Coombe's story would more likely have been a hypothetical at an ADR seminar than a partner's recollection of how a case settled quickly.