Sentences with phrase «year coverage with»

It makes sense, then, that the proper avenue to obtain cost effective 30 year coverage with health impairments is to apply with the carrier who will be the most understanding about your particular health impairments.

Not exact matches

Businesses with more than 50 employees that do not offer coverage will be taxed based on the size of their payrolls, but the cost will be significantly less than the cost of providing insurance benefits, and the tax is not set to go into effect until the 2014 fiscal year.

By 2026, 22 million fewer Americans would have health coverage and enrollment in the Medicaid safety net program for the poor «would fall by about 16 percent and an estimated 49 million people would be uninsured, compared with 28 million who would lack insurance that year under current law.»

Collins said coverage issues must also be dealt with, citing a report from the Congressional Budget Office that said 14 million people would lose health coverage under the House bill over the next year and 24 million over the next decade.

After her year with AmeriCorps, the new healthcare law enabled her to get coverage under her parents» insurance plan.

On average, a broker who connects a small business with a healthcare provider collects between 4 and 8 percent of the company's health premiums — fees that translate to several hundred dollars or more per employee per year, and keep coming in for as long as the business customer continues to maintain coverage.

(Policies with shorter durations of coverage cost less; the gamble may make sense, since about 75 % of nursing home stays last for three years or less.)

Atlantic Equities initiated coverage with an overweight rating and a $ 160 year end price target today, but they made no comment on how it might open or trade initially.

My main coverage, as it has been for the past six years, was for CBC, starting with a preview of what the 2014 version of the show would be about.

Since its passage in 2010, the health care law has undoubtedly helped consumers, with 11 million additional people getting coverage in the past two years, mostly through an expansion of Medicaid.

On April 3, he initiated coverage with a buy rating, and pointed out his report that the emerging markets «downtick» is leveling off, while U.S. enterprise and commercial markets is growing by 10 % a year.

Starting March 1, plan sponsors with Sun Life will have the option to add medical cannabis coverage to extended health - care plans, ranging from $ 1,500 to $ 6,000 per covered person per year.

J.P. Morgan initiates coverage for Spotify shares with an overweight rating, predicting strong user growth over the next five years.

Smith hired a PR agency to get the word out on the game, and it paid off with a slew of media coverage after the annual PAX conference last year.

In addition, based on years of service, Nationwide offers an option to continue with life insurance coverage, once someone retires.

The agency encourages businesses to comply voluntarily with those rules and to maintain or expand health coverage this year.

Businesses providing coverage must comply with the 90 - day waiting period limit that goes into effect next year, and to taxes associated with the ACA, among other regulations, according to Marathas, who suggests businesses get professionals to help them with the law, such as a «solid broker» and a lawyer who understand and take seriously the ACA.

KeyBanc Capital Markets initiates coverage for Roku shares with an overweight rating, predicting the company will generate strong sales growth this year.

J.P. Morgan initiates coverage of Spotify shares with an overweight rating, predicting strong user growth over the next five years.

Fidelity Benefits Consulting estimates that an average 65 - year - old couple with traditional Medicare insurance coverage who retires this year will need $ 220,000 to cover medical expenses through retirement.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

The average premium for employer - sponsored family coverage among firms with fewer than 200 employees increased 5 percent to $ 16,625 compared with the prior year, according to a Kaiser Family Foundation survey.

Faced with out - of - control costs in our country and state, we joined a health care sharing ministry in lieu of traditional health coverage earlier this year.

The new regulations extend the accommodation available to religiously affiliated nonprofit employers to closely held2 for profit corporations that have adopted a resolution establishing that the corporation objects to some or all contraceptive services on account of the owners» sincerely held religious beliefs.3 Starting in the new plan year, Hobby Lobby and other closely held corporations with religious objections will be required to notify their insurer, third party administrator, or HHS so that the insurer or administrator can still provide the contraceptive coverage directly to the employees and their dependents.

With over 20 years of experience BSM Technologies is a trusted provider of GPS and automatic vehicle location (AVL) solutions to top companies in construction, rail, government and service industries with national coverage in the US and CanWith over 20 years of experience BSM Technologies is a trusted provider of GPS and automatic vehicle location (AVL) solutions to top companies in construction, rail, government and service industries with national coverage in the US and Canwith national coverage in the US and Canada.

Retirees who would be paying $ 1,250 a month or more — $ 15,00 a year — in the U.S. for health insurance with a high deductible say that in Panama, they're paying, on average, $ 3,240 a year for coverage — and that's with a deductible of just $ 250 a year.

Coach Inc (NYSE: COH)'s «revival» over the past two years has been notable but may be overshadowed by its «game - changer» acquisition of Kate Spade & Co (NYSE: KATE), Canaccord Genuity's Camilo Lyon said in a research report in which he initiates coverage of Coach's stock with a Buy rating and $...

HealthView Insights reports that the total projected lifetime healthcare cost for a 65 - year - old retiring this year with Medicare coverage and supplemental and dental insurance would be $ 321,994, as of 2017.

During her press coverage, Fed Chair Janet Yellen expressed doubt that the U.S. economy can grow much faster than 2 percent annually over the next couple of years, placing her squarely at odds with President Donald Trump, who campaigned on a pledge to boost GDP growth as much as 4 percent.

And yes, you can get full - coverage low - cost insurance plans in Mexico... a private plan with a $ 1,000 deductible, for instance, might cost you $ 2,000 to $ 3,000 a year.

I used to love our unplugged week each year in Sequoia Nat» l park with no WiFi and no cell coverage.

Gender issues in the workplace have been getting plenty of coverage in recent years, with some of the discussion done in earnest and a lot done as marketing and branding efforts.

The most salacious behavior that she described is of relatively little consequence, even if totally true — it would be completely in character for the man Americans have gotten to know during years of trashy tabloid coverage to (per her account) flirt with a porn actress, compare her to his daughter, brag about a magazine with his face on it, get spanked with it, and cheat on his spouse.

A little more than two years later, it received more glowing coverage, including right here, for closing its second fund with $ 175 million in commitments.

Term life insurance provides affordable coverage for a defined period of years, with its primary purpose to replace income or help pay off outstanding debts if the insured dies during that time.

Read IFLR's global coverage whenever and wherever you want for 7 days with IFLR mobile app for iPad and iPhone «The format of the Review has changed over the years; the high quality of its substantive content has not.»

With trade, taxes, and volatility dominating headlines early this year, the looming U.S. midterm elections have received minimal coverage.

Prior to joining Oberon, Steven spent 4 years as a Director with Miller Tabak + Co. where he was instrumental in the creation of the firm's Consumer Investment Banking coverage effort.

Based on our sample policy with $ 30,000 of coverage, we found that renters in Colorado pay an average of $ 222 per year for their renters insurance.

While this may sound convenient (have coverage every year without committing to a longer term), if you know that you're likely to want coverage for a greater length of time, you're likely to do better by simply purchasing a policy with a longer term.

The students should go to local, try to ramp up security, get more video coverage at these schools, maybe would with some veterans groups to see if we can get a volunteer program like Neighborhood Watch in areas 20 years ago that had high crime.

Short term life insurance policies, such as those with 1 - year or 5 - year terms, often have the option of being renewable, meaning that at the end of the term you can purchase the same coverage again without a new application process.

Analysts at Bernstein initiated coverage of Lowe's Companies, Inc. (NYSE: LOW) last February with a bearish stance, but nearly one year later the firm has three compelling reasons to turn bullish.

Using worldwide auction data spanning 1999 (the first year of representative coverage in the source database) through 2010 (3,952 total sales), along with the contemporaneous values of the U.S. Consumer Price Index and returns for other worldwide asset markets, they find that: Keep Reading

On one side, we have the drumbeat of the business press with coverage of the deals in the works (which, after a couple years, have yet to come to a final investment decision by any interested party).

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Millions of hard working Americans lost their jobs over the last three years and lost affordable health insurance coverage with it.

(CNN)-- The Obama administration's key Catholic ally on its controversial plan to require health insurers to provide free contraceptive coverage is dropping support for the plan, potentially complicating the president's relations with Catholics in an election year.

This year, they had to weigh, among other things, a new problem with religious liberty against the Republicans» earnest proposal to replace Medicare's guaranteed coverage with a subsidy for private insurance.

Every year at Liberty University at least some students, as do students at commencement ceremonies everywhere, express disagreement with the school's choice of speaker, but never has their discontentment been so amplified by both national media coverage and the power of social networking.