Sentences with phrase «year credit cycle»

It follows that if the nine - year credit cycle expansion is downshifting, riskier stock assets may depreciate and prompt lenders to become even more restrained.

Not exact matches

«Canada is not going to crash, but it hasn't had a credit cycle in 25 years.

In a strongly worded note to clients on Sept. 17, Contopoulos contended that «we are in the midst of the beginning of the end of this credit cycle, and we warn investors to tread carefully not try to be a hero into year end.»

I would argue, then, that both the maturity wall and the action in high - yield spreads this year suggest the credit cycle has probably already peaked.

Another historical factor in deteriorating credit quality — rising interest rates, which make some loans more expensive to repay — is absent in this cycle, as the Federal Reserve appears unlikely to raise rates again either this year or in 2017, according to Morgan Stanley's economists.

Factors that could cause or contribute to actual results differing from our forward - looking statements include risks relating to: failure of DBRS to rate the Notes at the anticipated ratings levels, which is a closing condition, or at all; changes in the financial markets, including changes in credit markets, interest rates, securitization markets generally and our proposed securitization in particular; the willingness of investors to buy the Notes; adverse developments regarding OnDeck, its business or the online or broader marketplace lending industry generally, any of which could impact what credit ratings, if any, are issued with respect to the Notes; the extended settlement cycle for the scheduled closing on April 17, 2018, which may exacerbate the foregoing risks; and other risks, including those described in our Annual Report on Form 10 - K for the year ended December 31, 2017 and in other documents that we file with the Securities and Exchange Commission from time to time which are or will be available on the Commission's website at www.sec.gov.

«We're entering year nine of the longest uninterrupted auto credit cycle on record, and auto makers and suppliers will find it hard to push earnings much higher, which will drive them to get creative on expanding the multiple.

For more than 20 years, throughout the business cycles and across a wide variety of industries and business situations, PNC Business Credit has been a reliable source of capital.

In a really large crisis, the return on risk assets may look decent from ten years before to ten years after, but a lot of people get surprised by their need to draw on those assets at the wrong moment — bad events come in bunches, when the credit cycle goes bust.

The main benefactor of credit - fueled cash flows from the west over the past 15 years, China forgot that credit expansion is a finite cycle and spent like a drunken sailor throughout.

We are going into our 9th year and we see signals that the business cycle and credit cycle has reversed and has started to fall off — With that is backdrop.

Actually Caroline Pidgeon [the Liberal Democrat candidate], to give her credit, has been talking for years about the Rotherhithe - Canary Wharf [cycle pedestrian] bridge, which I've pinched.

In its three years of existence, CMI has 47 invention disclosures to its credit and has developed eight new goals for the final two years of its initial five - year funding cycle.

Credit for this culinary redic delic creation goes back years to Mara from the SCD Breaking the Vicious Cycle yahoo blog.

Private mortgage insurance is a 60 - year old bedrock of the housing system that for decades has helped low down payment borrowers qualify for mortgage financing — more than 25 million borrowers to date — and has provided critical credit risk protection to the government and taxpayers through numerous housing cycles.

When we begin to lever up junk credit, we have 2 - 3 years to go or so, before the credit cycle crests.

The history of that account will be on your credit report for seven years, so you might as well close it and start the cycle to drop the account.

Improving High - Yield Bond Portfolio Returns Investors in corporate credit, especially high - yield bonds, tend to face shorter cycles of booms and busts than do government bond investors, and therefore have more frequent opportunities, as a result of year - over-year price volatility, to advantageously position their portfolios.

Since the law changed last year upping the minimum payments, I have fallen into the trap of making my payment, and then falling short before the next pay check (and thus I have to use credit again and the cycle repeats each month).

It promotes a cycle of debt in which you spend years buying a few things on credit, carrying balances and paying them down slowly.

Again, little - by - little — the peak of the credit cycle is not a peak but a mesa, where it may take 2 - 4 years before the credit bust hits.

The credit cycle tends to be like this: in the bull phase, a long period (4 - 7 years) with few defaults and low loss severity followed by a bear phase, a shorter period (1 - 3 years) with high defaults and high loss severity.

Yes, it has a high $ 450 annual fee, but effectively it's a $ 150 per year card because of the $ 300 travel statement credit each year (December to December billing cycle).

The team averages over 20 years of investment experience through a variety of credit cycles.

The senior leadership of DriverUp has many years of experience in auto and consumer finance through several credit and market cycles and is highly focused on analyzing trends such as used car prices, making decisions that directly affect the portfolio, and educating investors on this asset class.

Corporate credit cycles last four to seven years, and the last bear phase was 2000 - 2002.

You must be able to show proof of at least 15 CE credits taken during this 2 year cycle.

Some Amex credit cards simply reward you with «big spend» bonus points for reaching a particular spend goal within a year or within your monthly billing cycle.

Unlike other credit cards that waive the annual fee for the first year, the $ 550 annual fee will be charged on your first monthly billing cycle.

Megan can pay the $ 450 annual fee now and collect 2 x $ 200 airline fee credits, since the annual fee is based on a 12 - month cycle but the airline fee credit is based on a calendar year.

During my last credit card application cycle, I received a United Club Visa card with the first year's $ 395 annual fee waived under a special offer for 1K members.

Pending transactions that do not post in your December billing cycle will count towards the next year's Air Travel Credit.

Yes, it has a high $ 450 annual fee, but effectively it's a $ 150 per year card because of the $ 300 travel statement credit each year (December to December billing cycle).

Since the card earns 3X at U.S. grocery stores up to $ 6000 in purchases per calendar year, this is a way to earn 4.5 X per dollar spent on groceries, as long as you make at least 30 transactions per billing cycle — not that hard in a place such as NYC, where you can use a credit card for just about any small purchase, whether an apple at Whole Foods or refilling your MTA metro card.

, PLUS VIDEO GAMES LIVE - VOLUME ONE (Special Extended Collectors Edition), PLUS VIDEO GAMES LIVE - LEVEL 2 (Special Extended Collectors Edition), PLUS VIDEO GAMES LIVE - LEVEL 3, PLUS Journey Piano Arrangement Album, PLUS Earthworm Jim Anthology, PLUS Tommy Tallarico - Greatest Hits Volume One, PLUS Tommy Tallarico - Greatest Hits Volume II, PLUS MDK Soundtrack, PLUS Frank Klepacki - Conquering 20 Years, PLUS an exclusive HD digital download of the current VIDEO GAMES LIVE: LEVEL 2 full length feature video (never released outside the U.S. & Canada), PLUS digital versions of Tron Light Cycle blueprint, Earthworm Jim original art, VGL World Tour poster, VGL China Blizzard poster and VGL Taiwan poster PLUS name to appear as a donor in VIDEO GAMES LIVE: LEVEL 3 DVD / Blu - Ray credits and digital CD credits.

There are many other variations, including what time of year the billing cycle ends, how much net metered customers are compensated for their excess energy, and how long credits can carry over (some utilities allow credits to roll forward indefinitely).

Maybe I just wasn't aware all this time, I've only known about geoengineering for under two years, but still I feel it's recently gotten worse with people (climate skeptics) in this cause ranting about the «carbon credits», «Co2 is not a threat», «there's less Co2 than they say», «it's not manmade», «it's a natural cycle» blah blah blah.

Surplus credit can be used on future bills up to one year later or be deposited into your account at the end of the 12 month billing cycle.

2 Pt Credit - Remedial Driving Class - 2 Pt Credit Remedial Driving Class - Air Bags - All Ages - All Courses & Instruction State Approved - All Risks - Auto Insurance - All Risks — All Ages — Auto Insurance Available - BBB Accredited Business - Bonding & Insurance - Complete Driving Record Instantly - Discounts Multi-Car - for Nervous Beginner - for Nervous Beginners - for Over 90 Years - Gift Certificates Available for All Areas of Service - Good Drivers - Hit Skip - Hit - Skip - Immediate Coverage - In - Car Training - In - Class & In - Car Training - In Class & In CAN Training - In - Car Training - In - Class & In - Car Training - Independent Insurance Agent - Juvenile Driver Intervention Program Available - License Back In One Day - Low Down Payments - Low Monthly Payments - Online Course Drivers Welcome - Over 90 Years - Paypal - Point Suspension - Remedial Driving Course - Sr 22 Filing - Stop for Auto or Cycle Insurance - Teens & Adults - When You Need A Bond Quickly

The credit will be applied monthly over the course of 2 years kicking off 1 - 2 bill cycles after purchase.

Provide * Assess target acquisition value, liquidity, solvency vs. RMA, verify current, Forecast future returns * Create acquisition structure and integration plan * Portfolio risk analysis for southwest region Ford Motor Credit Company: VP - DSD Commercial (Audit, Compliance, Commercial Lending) * Grew and managed Dallas commercial loan portfolio, > 10 % over 3 year cycle * Liason for Associates Commercial Acquisition, desi...

The program requires Realtors to accumulate 18 professional development credits over a two - year program cycle.

RECO's Mandatory Continuing Education (MCE) program requires candidates to enrol in 24 credits of courses in a two - year cycle, 18 credits of which can be from any approved education provider in one of the approved subject areas.

The distress cycle, by some estimates, may be half over with the industry now five years past the credit crisis.