Sentences with phrase «year credit history»

Lenders generally look at the most recent 2 - years credit history when making credit decisions.
Usually lenders require the company to have a three years credit history before even considering lending money in the form of a business loan or line of credit.
In all situations, you must have a minimum of 4 years credit history in order to qualify for a mobile home mortgage.
If you have opened a credit account for a long time with good track of prompt payments, the scoring tends to favour you than someone who does not have up to one year credit history even though he has not had any default on his payments.
There's no technical definition for this but prime borrowers are typically thought to have credit scores above 720, have no delinquencies on their credit report and have a minimum six - year credit history.
The company will work with borrowers who have two - year credit histories, but it prefers people with 11 - year histories.
If you are added onto a card that has a 15 year credit history, this will now factor into the calculation of your average age.
While some lenders will consider an applicant's comprehensive profile in determining eligibility, most require at least a six - year credit history.
With some lenders, a two - year credit history and a valid credit score is all that is needed, though that alone can be a difficult requirement for many nonresidents.
In all situations, you must have a minimum of 4 years credit history.
There's no technical definition for this but prime borrowers are typically thought to have credit scores above 720, have no delinquencies on their credit report and have a minimum six - year credit history.
Never had any problem and applied for over 14 cards this year in my name and 14 in my wife's name answer still got accepted credit score is 795 with 29 year credit history the only complaint is that it takes like 3 weeks for Barclays cards to arrive in the mail
I hated them so much I still don't regret canceling it and losing what would now be a 10 - year credit history.)
Any insight as to why, with a credit score of 804, 3 credit cards, a total CL of $ 30k (with 2 % utilized), and a 16 year credit history, I was rejected?
I got declined 6 months ago when I only had a 1 - year credit history and a 2k CL on Discover.
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