Sentences with phrase «year loan means»

A 50 - year loan means that you have to pay interest for 50 years.

A 15 - year loan means you will pay less in interest, but your monthly payment will be higher because you'll be paying off the loan amount faster.

Not exact matches

Between 2008 and 2012, the federal government implemented a handful of ad - hoc policies meant to deter poorer households from taking on excessive debt, including the reduction of the maximum amortization period for government - backed home loans to 25 years from 40 years.

«Because capital has been so hard to raise over the last four years, the simplest and most straightforward way has been to shrink assets, which means loans,» says James Chessen, chief economist for the American Bankers Association.

While this doesn't mean all companies are back to pre-recession performance levels, entrepreneurs are likely to see new options for their business next year, thanks to an expected increase in bank loans and a larger pool of potential buyers.

I've learned that a well - timed $ 300 loan can mean an awful lot to someone who's in a jam and making $ 24,000 a year.

Last year that meant the difference between paying tax on $ 500,000 of profit versus $ 1.6 million — which is kind of like getting an interest - free loan.»

Foreclosures are widespread (usually the owners were victims or ARM loans but otherwise pay their bills), this means that these previous home owners will be out of the home buying game for a good 3 years because a lender will not lend to them, they become renters, usually of houses.

This means the 10 % of income going towards student loans for 10 - 20 years after school will massively reduce discretionary spending for 20 - 40 year olds compared to prior generations.

You'll find plenty of lenders offering 30 - year fixed - rate loans - that means rate comparison is essential.

Choosing a loan term of two or three years, for instance, probably will mean you'll pay more than your previous monthly minimums.

This means that in just four more years, Social Security will no longer be able to loan any more money to the federal government.

The offer, one of a half - dozen measures the central bank announced on Thursday, means banks that participate would pay back less at the end of the four - year loan than they borrowed.

Spending a few more years getting your student loans or other debts paid down could mean that you would qualify for a lower interest rate or a higher loan amount.

This means that the monthly payment will be equal to what you would pay if the loan had a 20 or 30 year term, but you will pay off the loan in five or 10 years instead.

That means in a year you would pay for the entire loan more than five times over in interest!

By «clean exit» the EU means that Greece must sell off enough of its assets to pay the ECB for the money it used to bail out bad loans of French and German banks and bondholders who financed tax evasion and capital flight to Switzerland and elsewhere for over 25 years.

Lenders in America's $ 1.2 tn car - loan market are extending terms for as long as eight years, meaning they face a greater risk of defaults and meagre...

That could mean the difference between retiring one day on your own terms or having to work throughout your golden years, paying for your kids» college tuition or having them take out students loans, affording the life you want or always playing catchup.

This means having a few years of credit history, a variety of account types (i.e., credit cards, mortgages, installment loans, etc.), liquid savings and assets and a low debt - to - income ratio.

For example, 30 - year fixed 5 % mortgage means you owe 5 % interest on the total value of the loan.

That means the loan term is 30 years and it will take you 30 years to repay it, unless you refinance or you prepay your mortgage and knock out the debt in a shorter time.

This means that mortgage loans and home are more expensive than last year.

That means the individual payments will be higher than they would be for a 30 - year loan.

That means you know exactly what you are getting into when you sign the loan and your monthly payments will stay steady over the years.

First of all, using a HELOC means you tend to have a fixed interest rate and a finite term of repayment (in other words, a HELOC can't hang around for 40 years like a student loan could).

That means you can get most or all your closing costs paid for, and still have the full - closing - cost loan rate from just two years ago.

The agreement means Castle Trust will invest up to # 300m over the next three years in consumer loans originated by marketplace lending platform Lendable.

But that doesn't always mean you need to invest in a four - year degree and take on the burden of student loans.

This means your monthly payments are designed to repay your loans in 10 years after starting repayment.

It's been 10 years since the launch of Public Service Loan Forgiveness (PSLF), which means some borrowers can finally have their loans forgiven through the program.

The loan will convert to a half equity share on December 16 next year and means CCA can hit the ground running if it signs up a premium beer to brew and distribute in Australia.

Just like with his season on loan with Premier League club AFC Bournemouth last year, playing for the Turkish club would surely mean that Wilshere would be a regular starter and that is what he needs, especially as his recovery from the latest unlucky injury, a broken leg, has seen him miss out on the pre-season schedule with the Gunners.

Fair point but we have had this issue for three years now and that must mean Wenger does not want a DM in the team, has he forgotten what we won back in the days of Veirra and petit.he seems to want box to box midfielders Letting tv5 go without replacing him as promised and loaning Jenko out and not recalling are schoolboy errors not what your expect from an 8m a year manager!

League cup will be interesting — the youngsters who played last year are almost all out on loan now — does this mean more opportunities for more experienced bench players like Debuchy, Gibbs and even the Ox?

A deal for the 24 - year - old, who had been on loan at Southampton, was finalised swiftly and the paperwork submitted ahead of the noon deadline, meaning he is eligible for selection to face Arsenal on Wednesday.

What you mean like Boltons when he on loan last many years ago?

This was absolutely not a sale in the traditional sense — it's glorified loan meant to get Porto the kind of fee they wanted (and couldn't get from a big club a year ago), to get Wolves promoted (which is their massive payday), and to get Mendes more on the agent fee front (which is more lucrative for him via sale than a traditional loan).

Given that Courtois managed to displace the long - serving Cech as first choice last season, it is hard to imagine Mourinho would drop the youngster now, after years of eye - catching displays on loan with Atletico Madrid meant the club were willing to upset a club legend in making him a regular starter.

The outburst meant that despite having only agreed a six month loan with Bordeaux last January, rather than a permanent move, many still expected the 31 year old to be moving swiftly on this summer.

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

Send the kid on loan for 2 years until he's ready, in the mean time we need proven goalscorers like martinez, cavani is way too expensive but Higuain is available again.

If it was a Premier League club trying to persuade Arsenal to allow our England international Jack Wilshere to join them on loan it would be a different matter entirely, especially if the terms of the deal meant that Arsene Wenger had the option to recall the 25 - year old midfield star if he felt that Arsenal were in need or simply because the player was showing good form and fitness.

only problem is, due to aging people become more sentimental, our players do nt give respect he deserves, yesterday i saw picture Ozil with shisha, and they call themselves pro, Wenger is zhe only man in Arsenal who has guaranteed place, which means, he can sack anyone he wants, he should use that power, if you wont give 100 % seeyaa, wilshere wants to smoke, send him on loan to burnley, last year Ramsey aplied wenger advice and became best player, now he knows whats the best, Wenger should punnish our players more, bunch of spoiled players!!!

never waste CAPITAL LETTERS on an article about Chambers at this juncture... I still can't believe that no one from management has ever explained why such a frugal club spent so much money on him in the first place... we haggle for months and years with clubs for players who could have a monumental impact on the very future of our club but somehow we found $ 16 million for someone who couldn't regularly crack a Southampton lineup (very fishy)... don't get me wrong, I like what he showed at times last season in Middlesbourogh but from the handful of games I watched him play I still have some serious questions about his consistency as a back - line player in the EPL; as such he should prove himself on loan for another season, making sure that he goes to a team that wants him in the starting 11... bottom line, let's not get bogged down with the semantics of peripheral players and focus on the real task at hand = figure out who the hell is going to be our starting 11 for the foreseeable future, which means getting contracts signed, getting rid of a lot of deadwood and bringing in talented players into the positions which truly need upgrading... the rest is just unnecessary noise

I mean we have Podolski paid 90 grand a week on loan Diaby 60k in the medical room 4 years, Ryo 50k on loan on mars.

When we moved to the emirates out went the investment in the team and we started the lean and mean years, whilst we paid back the loan.

Another loan deal seems off the cards with only one year left to run on his current contract, and he will either have to be sold, or given a reason to want to stay with our club, which would mean he will need guarantees on playing.

In the case of Chavski, we have an owner who was willing to do what you suggested, Silent Stan blocked Usmanov though I believe I read that Usmanov offered us a 0 % interest loan over a silly length of time (100 years I think) and that meant we would be making repayments of a fraction of what we did make allowing more funds for wages and signing of top quality players.

Commonly known as Chicharito which means «little pea `, the 26 - year old has joined on a season long loan deal.