Sentences with phrase «year of coverage without»

Being honest on your application is important as the insurer can cancel your policy during the first two years of coverage without a refund if they find you lied or misrepresented anything.

Being honest on your application is important as the insurer can cancel your policy during the first two years of coverage without a refund if they find you lied or misrepresented anything.

Being honest on your application is important as the insurer can cancel your policy during the first two years of coverage without a refund if they find you lied or misrepresented anything.

Not exact matches

A study published in Financial Management in 2008 found stocks that traded for at least one year without research coverage jumped by an average of 4.8 per cent once an analyst began tracking the company.

While this may sound convenient (have coverage every year without committing to a longer term), if you know that you're likely to want coverage for a greater length of time, you're likely to do better by simply purchasing a policy with a longer term.

Short term life insurance policies, such as those with 1 - year or 5 - year terms, often have the option of being renewable, meaning that at the end of the term you can purchase the same coverage again without a new application process.

Texas A&M The Aggies are celebrating their 100th year of football the way they did their first: without TV coverage.

«Quality and state spending on pre-K are also higher in states with salary parity policies... Moreover, we see no evidence that salary parity and the associated higher earnings for pre-K teachers comes at the expense of coverage, as the share of the four - year - old population enrolled in states with salary parity policy is statistically level with that of states without parity policy.»

That's a small expense, considering that at the base $ 15,000 level of coverage, you'd have to go 62.5 years of fifteen dollars monthly without ever having a personal property claim in order to not come out ahead on a claim for the policy limit.

Short term life insurance policies, such as those with 1 - year or 5 - year terms, often have the option of being renewable, meaning that at the end of the term you can purchase the same coverage again without a new application process.

While this may sound convenient (have coverage every year without committing to a longer term), if you know that you're likely to want coverage for a greater length of time, you're likely to do better by simply purchasing a policy with a longer term.

This option allows you to purchase increases in your coverage once per year without medical evidence of insurability.

That defense coverage saves thousands, or even tens of thousands, of dollars because it can take years and a great deal of legal wrangling at great cost even to settle or make a liability claim go away without payment.

The CoverMe Critical Illness insurance plan was designed for healthy individuals between the ages of 18 and 65 years, who want a basic amount of affordable critical illness coverage that can be obtained quickly, easily and without completing a medical questionnaire.

For example, one plan that pays a $ 150 - per - day benefit for four years of nursing home coverage would cost a sixty - five - year - old about $ 1,500 annually without an inflation feature.

This means if you are nine years into your contract and want to convert, you are free to do so without having to go through additional physical exams and would be able to obtain the same coverage at a lower premium than that of a completely new policy.

This will ensure that you have an appropriate amount of coverage for the next ten years while you're paying off your mortgage and through your daughter's college years — without being over-insured.

According to the Demos study: 31 percent of households who have had a member out of work for two months or longer in the past three years, reported that their credit score had declined over the same period of time; households that include someone without health coverage were twice as likely to report declined credit scores; and 23 percent of indebted households raising children described their credit scores as poor, compared with 12 percent of indebted households without kids.

This will be Analog Addiction's first major coverage of E3 and the one year anniversary of our existence, so without further ado here are predictions listed below.

Renewable term insurance that offers coverage for one year and allows the policy owner to renew coverage each year without evidence of insurability.

In the case of a 67 year old male, rated Preferred, $ 100,000 in lifetime coverage would cost $ 2,777 / year without the LTC rider, but for only 15 % more, $ 3,261 annual premium, the Long Term Care rider will give all the benefits listed above, as well as a Multi Flex Surrender enhancement endorsement.

Based on your existing medical conditions, we here at TermLife2Go, are unaware of any life insurance company that would provide coverage to you without a 2 or 3 year waiting period.

This let's a smoker have the important coverage they need without paying the extra premium of a 5 or 10 year policy.

No medical underwriting upon renewal When your coverage renews in 10 years, it will be at your new age - based rate - without any medical exams or questionnaires required at the time of renewal.

The CoverMe Critical Illness insurance plan was designed for healthy individuals between the ages of 18 and 65 years, who want a basic amount of affordable critical illness coverage that can be obtained quickly, easily and without completing a medical questionnaire.

Our rates were decreased substantially when we switched last year, and our agent worked diligently to make sure she obtained the most competitive rates without compromising the quality and coverage of all our policies.

At the end of the first five years and every five years thereafter, as long as your policy is in force, your coverage will be renewed at your new age - based rate - without any medical questions asked.

This means if you are nine years into your contract and want to convert, you are free to do so without having to go through additional physical exams and would be able to obtain the same coverage at a lower premium than that of a completely new policy.

For example, if you needed $ 2,000,000 of term insurance now, because your kids were still young, but in 10 years you only are going to need $ 1,000,000 of protection, you can buy 2 policies that effectively meet your needs without carrying excess coverage and subsequently overpaying for life insurance.

So, if you miss an Enrollment window, you don't necessarily have to go without coverage for the remainder of the calendar year.

Our agents have years of experience helping clients get the best million - dollar insurance coverage, either with or without a medical exam.

So after all these years of going without coverage and nothing happening to you, why do you now need Lagoon Development renters insurance?

To find the average car insurance rates of the 125 largest cities in the United States, we used the profile of a 26 - year - old male without any history of accidents, insuring a 2012 Toyota Camry with extended coverage (100 / 300/50 with a 500 deductible).

If the mortgage is paid off before the end of the fifteen year period, the coverage can be dropped at any time without penalty.

If the plan is purchased for a minimum of 5 days, coverage may be extended (without a break in coverage) for a total of up to two years.

So, if a policyholder had purchased a Colony Term universal life 10 policy, and then they decided five years after purchasing it that they wanted to have coverage for the remainder of their lifetime, then the coverage extension feature would have allowed the insured to extend the death benefit protection guarantee to either age 90, age 100, or 105 — and, this could occur without the need for the insured to provide evidence of insurability.

But people with pre-existing conditions (which is a very broad list) would have been subject to sharply higher premiums if they applied for individual market coverage without a history of continuous coverage during the previous year.

While this may sound convenient (have coverage every year without committing to a longer term), if you know that you're likely to want coverage for a greater length of time, you're likely to do better by simply purchasing a policy with a longer term.

Applies to new vehicles less than a year old with fifteen thousand miles or less on the odometer at the date of a loss; coverage will pay the purchase price without deduction for mileage

The scheme left some of his clients without coverage for years.

Fidelity Life does have a mortgage express term life insurance policy that allows you to get $ 500,000 of coverage without a medical exam if you have gotten a mortgage within a year.

Truth is, lots of people never make a claim on their auto or homeowners insurance, and save a few check - ups, go years without needing major medical coverage.

This will ensure you have an appropriate amount of coverage for the next ten years while you're paying off your mortgage and through your daughter's college years — without being over-insured.

A driver my qualify for the preferred auto insurance coverage if for example he or she has been insured with the insurance company for three years or more without getting involved in any form of vehicular accident or claims.

Assuming that you want to continue the coverage, a guaranteed renewable clause would allow you to continue the coverage beyond 20 years on an annual renewable basis without an exam, albeit at a much higher annual premium of, say, $ 8,000 in year 21, $ 11,000 in year 22, and so on.

looking for affordable policy (10 year term), without the hassle of medical exams and questions so he can have coverage.

For example, let's say you pay $ 1000 per year for $ 500,000 of coverage, your reduced paid - up option might give you $ 150,000 of coverage for the rest of your life without paying another premium ever again!

If your life insurance coverage is structured correctly, your beneficiaries will be able to take care of your burial without financial hardship and also survive on the benefits for an approximate number of years.

Oftentimes, these plans are marketed to those who believe that term life insurance is the best type of coverage to own, yet don't want to take the chance that they will pay premiums into the plan for years without any type of return should they outlive the term of the policy.

For a first offense of driving without valid insurance and not having coverage, a driver faces a fine of $ 300, a one - year suspension and is ordered to perform community service.