Sentences with phrase «year of policy without»

Under increasing cover one can get 10 % sum assured after completing each 5 year of policy without increasing the premium.

Not exact matches

Ivor Bamberger, chief financial officer of Beber Silverstein & Partners Advertising, a Coral Gables, Fla., ad agency, keeps his policy costs under control without alienating insurance carriers, by going to market for insurance bids every three years.

My company had a generous sick leave policy of up to three days in a row without a doctor's note, as often as needed throughout the year, fully paid, for all exempt employees.

One thing we know for sure: without bold policy actions, the world could slip into years of slow, sub-par and jobless growth.

Last year, Xi Jinping defended globalization and free trade in the first - ever address given by any Chinese president in Davos, and rebuked many of Donald Trump's «America First» policies without mentioning his name.

Being honest on your application is important as the insurer can cancel your policy during the first two years of coverage without a refund if they find you lied or misrepresented anything.

Key monetary indicators in the United States, Europe, Japan, and China are flashing signals of an economic slowdown later this year, raising fears of a global recession in 2019 and a stock market slump without a shift in policy.

While this may sound convenient (have coverage every year without committing to a longer term), if you know that you're likely to want coverage for a greater length of time, you're likely to do better by simply purchasing a policy with a longer term.

Short term life insurance policies, such as those with 1 - year or 5 - year terms, often have the option of being renewable, meaning that at the end of the term you can purchase the same coverage again without a new application process.

@ larryking listen jock wenger could never coach anyother club because no big club would go six season without a trophy there is no way wenger could go to madrid and go two season without a trophy no way in hell he would be fired in no time bmunich fired klinsman less than half season look at the real madrid coach grave yard pelligrinie made 95 + points last season that amount would win the league in almost any country yet he got fired i can go on if fergi goes two seasons without a trophy am sure he gone i love arsenal but football is about winning trophies wenger has hypnotize you i do nt care arsenal have gone five years without a trophy and six witout the league not even a carling cup or fa cup and loosing all our best players all for money all this talk about wenger and his youth policies i can count on both hands all the players that came through arsenal youth system that went on to be world beaters look at the current crop walcott nasri diaby denilson bedtner clichy none of these are world class they have improve minimal @ arsenal compare that to barca their youths pedro and co are world beaters event the great vanpercy who we rate he would never leave arsenal because all that chance wenger gives him he would» t get at other big clubs this does not make sense we buy young players they take ages to develop most do nt» t then we sell them or they leave because they want to win things that how you grow pretty soon that top four will become very hard to stay in if we get out of that then what i wish all you wenger fans luck am all out of patients with him last chance this year................

Arlington Heights library officials say one factor in this year «s crowded race is a flap over the board «s short - lived policy of allowing youngsters access to R - rated movies without their parents «consent.

And honestly, if they can't afford a hospital birth, chances are they can't afford a homebirth midwife — who are generally not cheap, who will not generally make payment arrangements (or rather, will not make the same type hospitals make, payable after the fact and in small monthly increments for years; midwife payment arrangements tend to be along the lines of «Half the fee at the first appointment, and the other half a month or two later»), and who will not deliver a baby without having been paid in full prior to onset of labor (I don't have a statistic, but it seems most midwives have this particular payment policy, and payment is non-refundable).

Over the last 65 years, the American Academy of Pediatrics been clear on its position against boxing, has had modified position to support hockey with no checking U15, but completely reversed it's policy against to supporting tackle football without a modification for younger children.

«I have always lived my life with dignity, integrity and honesty; and I can say without hesitation that I brought those same characteristics everyday when I proposed bills, passed legislation, debated public policy, and fought tooth and nail to protect western New York on the floor of the New York State Senate for the past 38 years.»

There was a congressional benefit for the Shakespeare Theater Company in D.C. last year which featured a scene where the interns fled the summer heat of D.C. and were followed by members of congress who were terrified because without the interns, they had no clue how to access their own Twitter accounts and had no clue what the President's new Foreign Policy stances of the day were.

Parents who spoke to Citi News after going through the admission processes without paying admission and boarding fees and other mandatory payments explained that the new policy must be continued to relieve parents of the troubles they have had to endure over the years.

Without doubt there are other policies that many of us would wish for - I have argued strongly on these pages and elsewhere, for more action on cutting fuel duties for example (although at least fuel duty was cut last year).

Climate change scepticism is not official party policy, but Wilson has stated: «I think in 20 years» time we will look back at this whole climate change debate and ask ourselves how on earth were we ever conned into spending the billions of pounds which are going into this without any kind of rigorous examination of the background, the science, the implications of it all.»

This plan would not have been possible without the support of our legislative leaders, and several key policies in support of «Bending the Curve» have already been enacted this year in the budget, including:

A growth policy, which is desperately needed, could be generated without any increase in public borrowing, by switching Mervyn King's further # 25bn tranche of QE from the banks to industrial investment, by taxing the ultra-rich on the # 155bn gains they've made (according to the Sunday Times) over the last 3 years, and / or by instructing the nationalised banks RBS and Lloyds to prioritise their lending on jobs in house - building and infrastructure.

Harriet Harman also wondered how the women's conference, which this year attracted 1,000 women, could feed into policy - making structures while keeping the free - flowing vibrancy of an event without formalities or a conference arrangements committee.

He said «renewing a millionaires» tax this year» is a policy priority that has a much stronger chance without Republicans holding one of the state's levers of power.

Wanting to test the away - from - the - bench waters without losing all chance of returning to academia's fold, American Amanda Staudt took a 1 - year science policy postdoc with the National Research Council.

In order for the existence of another policy to affect our results significantly, we would have to believe that the program substantially improved the education of the 3rd graders in 2002 — 03 without having a similar effect on the previous year's cohort.

National tests in several core subjects could be eliminated or scaled back over the next five years without more federal funding, the officials who set policy for the National Assessment of Educational Progress say.

Policy makers simply will not deny diplomas to the huge portion of eighteen - year - olds who have made it to the end of the twelfth grade without the reading and math skills necessary to succeed in credit - bearing college courses.

«While millions of dollars are being wasted on implementing these new «reform» policies,» Schirtzer added, «our children lack the services they deserve and our educators enter their fifth year without a contract.

«Early years policy must always, without exception, have the needs of the child at its centre - but with baseline tests, this is simply not the case,» said Mr Leitch, who warned that he remained «extremely concerned that the proposed tests focus so heavily on the narrow skills of language, literacy and numeracy».

Policy Study Associates (PSA) Analysis of the Impacts of City Year's Whole School Whole Child Model on Partner Schools» Performance A third - party study by Policy Studies Associates (PSA) examined the impact of City Year's service model, Whole School Whole Child, on City Year's partner schools» performance in comparison to similar schools without City Year.

However, Kansas's current policy puts students at risk by allowing out of state teachers to teach on exchange certificates for up to two years without passing required subject - matter tests.

«Quality and state spending on pre-K are also higher in states with salary parity policies... Moreover, we see no evidence that salary parity and the associated higher earnings for pre-K teachers comes at the expense of coverage, as the share of the four - year - old population enrolled in states with salary parity policy is statistically level with that of states without parity policy.»

More than 60 years after Brown v. Board of Education, federal education policies still implicitly accept the myth of «separate but equal,» by attempting to improve student outcomes without integrating schools.

A 2016 survey by the Annenberg Public Policy Center found that only 26 percent of Americans can name all three branches of government, which was a significant decline from previous years.1 Not surprisingly, public trust in government is at only 18 percent2 and voter participation has reached its lowest point since 1996.3 Without an understanding of the structure of government; rights and responsibilities; and methods of public engagement, civic literacy and voter apathy will continue to plague American democracy.

Information is derived from a web - based review of relevant literature as well as focus groups and surveys involving 1,400 parents of youth with and without disabilities and 526 school personnel in ten schools across four states as part of a larger five year study of ILPs sponsored by the U.S. Department of Labor's Office of Disability Employment Policy.

There are mixed signs of success: the out - of - school discipline bans are associated with a 20 percent drop in suspensions across the country from school year 2011 - 12 to 2013 - 14, [1] but quick shifts in discipline policy have also had adverse effects such as high teacher turnover in Washington state, deteriorating school climate in New York, [2] or lower academic achievement for some students without prior suspensions in Philadelphia.

With years of experience setting up the right policy for the right person, Effective Coverage knows how to get you covered properly without breaking the bank.

Being honest on your application is important as the insurer can cancel your policy during the first two years of coverage without a refund if they find you lied or misrepresented anything.

That's a small expense, considering that at the base $ 15,000 level of coverage, you'd have to go 62.5 years of fifteen dollars monthly without ever having a personal property claim in order to not come out ahead on a claim for the policy limit.

Many policies automatically renew and your insurance company will tend to make little increases each year without a lot of fanfare.

Convertible term life insurance is simply a term policy that can be converted to a whole policy at any point during a specified period of time (typically several years) without you having to undergo a new health assessment.

You may withdraw up to 10 % of your policy's accumulated contract value each year after the first year without incurring a surrender charge.

Let's say Bob, who is 40 years old, buys a 30 - year term life insurance policy without the return of premium rider.

Short term life insurance policies, such as those with 1 - year or 5 - year terms, often have the option of being renewable, meaning that at the end of the term you can purchase the same coverage again without a new application process.

While this may sound convenient (have coverage every year without committing to a longer term), if you know that you're likely to want coverage for a greater length of time, you're likely to do better by simply purchasing a policy with a longer term.

After the buyer has had a few years to determine that their income is safe and protection is no longer necessary, they may end their policy without negatively impacting the terms of their mortgage.

With this policy, the policy owner does have the option of converting the term life insurance policy over to a new permanent life insurance certificate — without having to prove evidence of his or her insurability — until the earlier of the certificate anniversary on which the insured is age 65, or 5 years prior to the end of the initial term period.

People, especially senior citizens, are increasingly gravitating towards selling their life insurance policy so that they can live out the rest of their golden years in financial peace, without having the constant stress about paying their medical expenses.

There are also changes in policy or other unknowns that 30 years will bring, so it takes faith I don't have to lock away a large chunk of my savings in something I can't touch without hassle and penalty until then.

This means if you are nine years into your contract and want to convert, you are free to do so without having to go through additional physical exams and would be able to obtain the same coverage at a lower premium than that of a completely new policy.

Even with open - admission shelter policies that encourage the public to turn in cats at any time without restriction, few shelters take in more than 10 % of the community's free - roaming cats each year.