We literally just replaced our eight
year old couch.
I have a 10
year old couch I would love to replace, and then I think about how people in England, for example, will have the same old chintz couch for years and it looks quaint.
I can't afford to replace my 18
year old couch and loveseat.
Here is an example - let's say your five
year old couch is damaged in a plumbing accident.
To find the actual cash value of something like a couch, go look on Craigslist or a similar site and see what a ten
year old couch goes for.
The company will compensate you for a five
year old couch which will be less than what you paid for it and often not enough to purchase a new couch like it.
What this means is that you won't be getting the same amount back to replace your 10
year old couch with a brand new one.
The actual cash value of your two
year old couch is $ 100 or even far less than that!
Sometimes with replacement cost, you'll start with a check for the ACV and then be reimbursed for the difference as you replace the property.Effective Coverage offers replacement cost policies because no one wants to receive the actual cash value of their five
year old couch.
You really don't want the actual cash value of your ten
year old couch!
The ACV of your five
year old couch might be fifty dollars — that's not an amount that would buy you a new one.
Actual cash value policies are rare, and with good reason; the ACV of a five
year old couch is roughly what you'd get for it on Craigslist — maybe fifty dollars on a good day.
This is a question you should always ask when buying renters insurance, to make sure you can replace you twenty
year old couch with a new one instead of having to buy one at a thrift store!
To find the actual cash value of something like a couch, go look on Craigslist or a similar site and see what a ten
year old couch goes for.
The ACV of your five
year old couch might be fifty dollars — that's not an amount that would buy you a new one.
That five
year old couch might have an ACV of fifty bucks.
Sometimes with replacement cost, you'll start with a check for the ACV and then be reimbursed for the difference as you replace the property.Effective Coverage offers replacement cost policies because no one wants to receive the actual cash value of their five
year old couch.
This is a question you should always ask when buying renters insurance, to make sure you can replace you twenty
year old couch with a new one instead of having to buy one at a thrift store!
Not exact matches
«When I was 22
years old, a guy who owned a little bodega in my neighborhood told me, «If you really want to start a company, you better dig under your
couch for a couple of extra dollars, stop going out to dinner four times a month, trade in your car for a cheaper one, and raise that $ 40,000 or $ 30,000, if you can, by yourself.»»
Even when it rains now, my two -
year -
old daughter climbs onto the
couch and is worried about the house being flooded.
This beast of a man, paid to bulldoze over linemen week after week on national television, sat on my office
couch in tears over his seven -
year -
old son.
We are going to eat outside on the
couch tonight since my 12 -
year -
old daughter got paid cash.
Sitting on the
couch with two women you love and admire, eating junk food, and giggling like 16
year olds at an Adam Sandler movie.
I am sitting on my
couch as I type this and Eli, my four
year old, is sitting at my feet and going through the ToysRUs catalog that came in the mail today.
But they don't see it as recruiting in the way you might think of Nick Saban sitting on an 17 -
year -
old's living room
couch.
I stayed on the
couch the whole time once I realized that he had the perfect game going, but sat up when my three
year old son wanted to sit with me and watch the game.
Pederson was 32
years old that season, and probably not aware that he was going to be the third name on the long list of quarterbacks on the Browns» jersey of sadness (only Tim
Couch and Spergon Wynn were earlier on the list).
That evening when hubby has play time with 2
year old DS he has to fold / stuff diapers, whatever is on the
couch, while I am cooking dinner.
Sometimes me and my 4 -
year -
old snuggle on the
couch and he might fall asleep.
Another example: Your 8 -
year -
old spills juice on the
couch and the two of you decide that the solution is for her to steam clean the stain (using her allowance to pay for the steamer rental).
My little 4 Â 1/2
year old princess, confidently expressing not only her concern, but
couching it in a solution (go play after my bedtime).
My two and a half
year old thinks it's so fun to cuddle up on the
couch as a family and watch a show.
I often find my 3-1/2
year old propped up against the Back Buddy, as she hangs out on the
couch.
It was that there's a new iPad in the house and my 6 -
year -
old was sitting on the
couch schooling some tweens in how to use it.
On Jan. 27, 53 -
year -
old middle - school teacher David Rangel was found choked to death and stuffed under his
couch in his East Elmhurst co-op.
(Congressman John Dingell, the Dean of the House, parked his 83 -
year -
old frame on a
couch and let the people come to him.)
When 5 -
year -
old Jonathan Alava complained about stomach pains one day in February 2012, his mother, Shinna, laid him on the
couch and rubbed his tummy.
I can often tell when my one
year old is about to need a diaper change because she is squatting down behind the
couch.
In fact, we have an
older leather sectional sitting in our living room that we bought
years ago used for $ 300 that is the most comfortable
couch ever and our kids love it.
Hi, after 2
years of stomach pain for my 6
year old, I just discovered this list and have already found that the things with high FODMAPs are exactly what make him sick and in pain on the
couch for hours.
When I got the email saying I had won, I screamed, jumped up and down on my
couch like a 6
year old, and then I called my mom - I was so so so excited!!
I am 46
years old, 5» 11» tall, 237 lbs Black curly hair, Hazel eyes, Mustache, Good Looking, Friendly, Healthcare Professional, Hard Working, Compassionate, Tender Hearted and Loving, Honest, Catholic / Christian, Doesn't drink, social smoker, I love cuddling on the
couch in front of good movie or...
Active, fun loving, 70
year old gal who would love to meet someone who likes to be active, no
couch potato please.
Eventually Magic Mike seems to remember that, as a narrative feature film, it should have a story of some kind, which is how we come to focus on the struggles of Adam (Alex Pettyfer), a 19 -
year -
old college dropout who's landed on the
couch of his more responsible sister Brooke (the enigmatically poker - faced beauty Cody Horn).
This often - unemployed, romantically challenged loser can show up as a perpetual adolescent (in Judd Apatow's Knocked Up or The 40 -
Year -
Old Virgin), or a charmless misanthrope (in Noah Baumbach's Greenberg), or a happy
couch potato (in a Bud Light commercial).
To
couch everything else so you can make your judgments now — I like 40
Year Old Virgin and am a pro-choice, godless liberal.
I have an incredibly vivid memory of watching Little Miss Sunshine for the first time — 12
years old, lying on my living room floor in front of the TV while my mom sat on the
couch, patiently explaining all the jokes I didn't understand.
You hear this kind of criticism — that each new generation of young doctors is not as insightful or competent as its forebears — regularly among
older physicians, often
couched like this: «When I was in training thirty
years ago, there was real rigor and we had to know our stuff.
(I'm talking to myself here, today, as I sit on the
couch listening to a sick five -
year -
old talk loudly about his favourite train cartoon while he's home sick from school.)
Her eighteen -
year -
old high school senior spends the night at her hot, male teacher's house, and Mom's only concern is to call over her shoulder to the teacher, «Make sure you sleep on the
couch.»