Sentences with phrase «year payment guarantee»

A typical short term choice would be a 5 year payment guarantee, and some period certain payments are as long as 40 years.

Not exact matches

The national migration to EMV payment standards (popularly recognized as microchip debit and credit cards) is virtually guaranteed to safeguard small businesses and their customers against fraud over the next year.

You could buy a 5 - year MYGA, for example, for a lump sum payment of $ 75,000 that's currently sitting in a low - interest savings account, to guarantee a steady stream of income for the next five years.

That legislation would guarantee federal payments to health insurers for what are called cost - sharing reductions, discounts that insurers are required to provide to their lowest - income customers, for the next two years.

You'll receive payments for life, with a minimum guaranteed payment period ranging from 10 to 30 years.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

After what seemed like a lifetime of thirty - Year adjustable - rate mortgages, with monthly mortgage payments going up all the time, The «Mortgage Refinance 123» helped me to lock in a great low fixed rate of 3.16 %, helping me to guarantee myself the ability to always make my mortgage payment on time with money to spare.

Even if games are missed, the owners are guaranteed to receive, on schedule, the first - year payment — about $ 23 million per team — from their new four - year, $ 2.6 billion television contracts with NBC and Turner Sports.

Its demise seemed all but guaranteed in October, when President Trump followed through on a threat to halt payments under Obamacare's cost - sharing reduction program, which a court had ruled to be unconstitutional and which was the source of more than $ 900 million a year in Essential Plan funding.

Cuomo's claims that, in addition to the $ 9 million severance package that unconditionally guarantees the payment of one year's gross pay for every year of service, approximately $ 80,000 in restaurant bills for 650 separate meals was paid by Soundview for Espada or his supporters.

The Oneida Indian Nation signed a deal with the Cuomo administration and local governments that would guarantee them exclusive territory for their central New York casino in exchange for revenue payments to the state of around $ 50 million a year.

The company will guarantee a minimum payment to the city of $ 85,000 a year, compared with $ 70,000 offered by Century.

Federal loan guarantees, tax credits and direct payments to solar developers totaled $ 2.5 billion last year, more than four times the figure in 2009, according to analysis by Book at ClearView Energy Partners.

So in 1965, Congress opted to move the program to the private banking sector, where the federal government guaranteed the loans but any federal payments on the defaults would be several years down the line.

Even after controlling for total wealth, the security offered by DB plans — those guaranteed monthly payments until death — lead people to retire 1 - 2 years earlier than they would with 401k plans.

Like the Saloon, for either a one - off fee or a series of monthly payments from as little as # 1 (up to # 40 for the AMG C 63), Mercedes - Benz Service Care guarantees owners the price of parts and labour for up to four years to protect against inflation.

- IF WE CAN NOT HELP YOU THEN NO ONE CAN - WALK IN and DRIVE OUT TODAY - SOUTHFIELD QUALITY CARS - HOME OF GUARANTEED FINANCING * CALL NOW AND START DRIVING TODAY website www.southfieldqualitycars.com Family Owned Business for 21 Years - Buy with Confidence - We Finance Everyone Guaranteed - First Time Buyer - WE CAN HELP - 100 % Guaranteed Credit Approval - Everyone Approved - No Credit Check Available - Zero Down Plan Available - Get Your Auto Loan Today And Drive - All Trade - Ins Accepted - Drive It Here OR We Tow For Free - Call or Text Today - Payment example based on approximately 10 % down of Total Sale Amount 7.99 % at GUARANTEED FINANCING * CALL NOW AND START DRIVING TODAY website www.southfieldqualitycars.com Family Owned Business for 21 Years - Buy with Confidence - We Finance Everyone Guaranteed - First Time Buyer - WE CAN HELP - 100 % Guaranteed Credit Approval - Everyone Approved - No Credit Check Available - Zero Down Plan Available - Get Your Auto Loan Today And Drive - All Trade - Ins Accepted - Drive It Here OR We Tow For Free - Call or Text Today - Payment example based on approximately 10 % down of Total Sale Amount 7.99 % at Guaranteed - First Time Buyer - WE CAN HELP - 100 % Guaranteed Credit Approval - Everyone Approved - No Credit Check Available - Zero Down Plan Available - Get Your Auto Loan Today And Drive - All Trade - Ins Accepted - Drive It Here OR We Tow For Free - Call or Text Today - Payment example based on approximately 10 % down of Total Sale Amount 7.99 % at Guaranteed Credit Approval - Everyone Approved - No Credit Check Available - Zero Down Plan Available - Get Your Auto Loan Today And Drive - All Trade - Ins Accepted - Drive It Here OR We Tow For Free - Call or Text Today - Payment example based on approximately 10 % down of Total Sale Amount 7.99 % at 72 months.

Extended Warranty Available up to 4 Years Unlimited MilesGap Insurance Available * FINANCE * Approval Guaranteed with LOW - DOWN Payment Over 25 prime and subprime BanksDown Payments starting at $ 299Zero Down Payments option availableEstablish or Re-establish your Credit Your past will not haunt you HERE!

The prize, awarded in even - numbered years, consists of a $ 25,000 cash payment to the author of the winning manuscript, and guaranteed publication by a major publisher.

If you die during the guarantee period, the annuity will continue to make income payments until the end of the selected guarantee period or you could select that the remaining payments are paid as a lump sum (this option is not permitted where the guarantee period is 10 years).

If age 75 or older, the guaranteed payments must last fewer than five years.

Like an immediate annuity, a longevity annuity provides guaranteed income for life, except that while you invest your money now, the payments don't begin until later, typically much later, say, 10 to 20 years in the future.

If this money really is for a down payment you'll need in five years or so, most of it should go into a high interest savings account, a guaranteed investment certificate or perhaps a fixed income exchange traded fund.

With mortgage rates sitting near record lows, the 40 - year - old Torontonian figures the return on his invested dollar should exceed the guaranteed savings from making additional payments on his home.

Furthermore, nobody can guarantee your payments for the entire 120 months because it's an income based plan — your income can change each year, and your payment will change as a result.

The Guaranteed Annual Withdrawal Amount is the amount your employees can receive in income each year once they begin taking payments.

Since Guaranteed Annual Withdrawal Amount payments are not cumulative, employees can not carry forward any amount they don't take in a particular year.

The College Cost Reduction and Access Act, 9/2007, helps public service lawyers in two main ways: It lowers monthly student loan payments on federally guaranteed student loans (Income Based Repayment or IBR) and secondly, it cancels remaining debt for public servants after 10 years of public service employment.

The Navy Student Loan Repayment Program is one of several Navy enlistment education incentive programs designed to pay federally guaranteed student loans (up to $ 65,000) through three annual payments during a Sailor's first three years of service.

You'll receive payments for life, with a minimum guaranteed payment period ranging from 10 to 30 years.

For example, if you choose the «life payments with 10 - year period certain» option, your annuity is guaranteed make payments to your or your beneficiary for at least 10 years.

There is a 10 year no - lapse guarantee as long as minimum premium payments are made.

While life insurance dividend payments are not guaranteed, the most prominent U.S. mutual insurance companies have racked up admirable records of paying dividends year in and year out, with some of them having done so for more than 100 years without missing a single year of dividend payouts.

With too much credit card debt, many households can only afford to make the minimum payment on their bill, which almost guarantees the problem will be around for many years.

If you know how much you plan to invest each year and the fixed rate of return your annuity guarantees — or, for loans, the amount of your payments and the given interest rate — you can easily determine the value of your account at any point in the future.

Here's an example: At your age 55, you deposit $ 100,000 into a deferred annuity with a GLWB rider that guarantees a «roll up» interest rate (on the «benefit base», on which the withdrawal payments are calculated) of 7.2 %, compounded for ten years (which is the same as 10 % simple interest).

Fill this form out, and do so each and every year for the next 10 - years to guarantee you get loan forgiveness after only 120 payments.

So, for example, a 65 - year - old man who invests $ 100,000 in an immediate annuity today might receive a payment of $ 555 a month guaranteed for life.

A fixed guaranteed addition, declared as a percentage of the Sum Assured will get added to your policy each year after the completion of Premium payment term, until Maturity of the policy.

A fixed guaranteed addition, declared as a percentage of Sum Assured gets added to your policy each year after the completion of premium payment term, until maturity of the policy.

30 Year Fixed Rate USDA Rural Housing Mortgage Loan: The principal and interest payment on a $ 204,000 ($ 200,000 loan amount + $ 4,000 upfront guarantee fee added to the loan) 30 year fixed rate USDA mortgage at an interest rate of 5.5 % and 100 % loan - to - value is $ 1,203.76 ($ 1,135.58 P&I + $ 68.18 Monthly MYear Fixed Rate USDA Rural Housing Mortgage Loan: The principal and interest payment on a $ 204,000 ($ 200,000 loan amount + $ 4,000 upfront guarantee fee added to the loan) 30 year fixed rate USDA mortgage at an interest rate of 5.5 % and 100 % loan - to - value is $ 1,203.76 ($ 1,135.58 P&I + $ 68.18 Monthly Myear fixed rate USDA mortgage at an interest rate of 5.5 % and 100 % loan - to - value is $ 1,203.76 ($ 1,135.58 P&I + $ 68.18 Monthly MIP).

But, more importantly, even if I can afford the down payment, I can not assume guaranteed employment for the next 30 years.

A contract with a life insurance company that provides a guaranteed stream of income payments for a fixed period of time or life (or both) beginning at a specified date years in the future.

The Income Escalator option guarantees that the immediate annuity payments you receive will increase by 3 % every year.

You can invest a lump sum today, or contribute flexible premium payments over time, 1 to build a stream of guaranteed lifetime income that starts when you need it to — any date 1 up to 40 years 2 in the future.

A 65 - old - man who invests $ 100,000 of his savings in an immediate annuity today would receive guaranteed payments of about $ 545 a month for life, a 65 - year - old woman would get about $ 510 a month and a 65 - year - 0ld couple (man and woman) would receive $ 450 a month, a payment that would continue as long as either one was alive.

One option is to buy an annuity that will guarantee payments for a specific period of time, such as 10 or 15 years, so that if you die within the guarantee period, the payments continue to your beneficiary.

However, for the 30,000 low income Canadians who file a bankruptcy each year, who have no assets to sell or whose wages are too require an income based payment, a trustee asks for fees up front in the form of a «fee guarantee» and are paid over and above any money collected in a debtor's estate realization such as an income tax refund.

Typically, these large down payments will cause prospective home buyers to need to save for many months, or even years, to afford the lump sum down payment, but government guaranteed VA loans with no down payment will often eliminate this inconvenient need.

As a result, over the last few years, some annuities have been introduced that not only have a set guarantee period but also provide individuals with access to a lump sum cash advance of the future guaranteed payments.