Sentences with phrase «year payment if»

«Choose a 30 - year option and make a 10 - year payment if you can.

Not exact matches

If end - of - the - year bonuses are given every year regardless of performance, they no longer serve as a motivating factor; they are expected payments.

«If you are a potential homebuyer, don't just assume that a 30 - year mortgage is your best bet because the monthly payments are lower.»

The late payment showed up on my credit report, so I called the credit card company, explained what had happened, that I had been a customer for years, and asked if they would remove the entry.

In 1980, it took the typical Canadian aged 25 to 34 five years to save a 20 percent down payment on a house; now it's 12 years, or 15 if you live in Toronto, and 23 if Vancouver is home.

Don't forget, a credit card balance of as «little» as $ 6,000 can take more than 40 years to pay off if only the minimum payments are made.)

If the Bank of Canada ultimately raises its benchmark rate by 50 basis points from the start of the year, that could increase borrowers» monthly payments by approximately 5 per cent, according to Rob McLister, founder of comparison site RateSpy.com.

If you only make the minimum monthly payment, you won't pay off the credit card for seven years and seven months and you'll pay $ 6,432 in interest.

Because of the volume of payments MCX members command and the original launch timelines, we had previously thought that CurrentC would drive significant mobile payments volume this year, even if adoption among consumers was lackluster.

«If cost - sharing subsidy payments are pulled, insurers would still have to provide lower deductible plans to low - income consumers, but they wouldn't get paid the $ 7 billion a year it costs to do that,» Levitt told Business Insider in an email.

So, while I'm not making a case for paying more than your mortgage payment for cosmetics in one month, I am saying that if you're gonna do it, early in the year is the best time.

Kaiser avoids this trap by delivering care to patients through teams of providers (doctors, nurses, nutritionists, etc.) and physicians --» who quarterback this care,» Tyson says — get a flat salary, receiving end - of - year bonus payments if their patients achieve better health.

Even if you have to put aside saving for a a couple of months or even a year, it's totally worth it in the end since you can now put that monthly payment towards your retirement savings and not an outrageous interest rate.

Project Jasper, a joint effort between the private sector and Canada's central bank and payment systems operator over the past two years, is a good example of this type of work, and is a blueprint that the U.S. should follow if we ever want to see blockchain become a viable Social Security number replacement.

In Ontario, mortgage payments account for roughly 60 per cent of income, according to BMO; if the trend continues another 24 months, that figure will hit 1989 levels — the same year the market crashed.

Canadians can still collect CPP at 65, but if they hold off two years they'll receive richer payments.

If you pay $ 600 or more to an independent contractor during the year (not necessarily all at one time), you should send IRS Form 1099 - MISC to report the annual payments.

If you start with a «down payment» of $ 45,800 and contribute 15 percent of your monthly income every year for a «30 - year mortgage,» you'll have $ 728,000 in your money mansion (that's after taxes, with a conservative 7 percent yearly return).

At the Federal Reserve's target rate of 2 percent, inflation could erode more than $ 73,000 of a retiree's purchasing power over 20 years if that person were receiving the monthly average Social Security retirement payment of $ 1,341.

Nicole and I agreed that if we couldn't afford to pay the larger monthly payments of a 15 - year mortgage, then we shouldn't buy the house.

If that homeowner moved to a similarly - priced home but had a 5.5 % rate, their annual payments would rise by $ 3,000 a year, to $ 17,000.

If you have a good payment history you can threaten to take your debt to another company which will charge zero or low interest for a year or more.

I went to see my contact there, explained the situation, and asked if I could get a year's worth of payments up front.

But if average inflation were to more than double to 4 % over the next 30 years, a renter who put in the equivalent of a downpayment as well as annual principal payments into the stock market instead of toward a house would end up a little more than $ 415,000 richer 30 years later than someone who bought, even after factoring in the cost of renting.

Actual results, including with respect to our targets and prospects, could differ materially due to a number of factors, including the risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition in key markets; the risk that we or our channel partners are not able to develop and expand customer bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders as we experience wide fluctuations in supply and demand; the risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this business; the risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result in higher production costs and lower margins; our ability to lower costs; the risk that our results will suffer if we are unable to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis to meet customer demand; the risk that longer manufacturing lead times may cause customers to fulfill their orders with a competitor's products instead; the risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix; risks associated with the ramp - up of production of our new products, and our entry into new business channels different from those in which we have historically operated; the risk that customers do not maintain their favorable perception of our brand and products, resulting in lower demand for our products; the risk that our products fail to perform or fail to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the potential recall of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters as consumers and businesses may defer purchases or payments, or default on payments; risks resulting from the concentration of our business among few customers, including the risk that customers may reduce or cancel orders or fail to honor purchase commitments; the risk that we are not able to enter into acceptable contractual arrangements with the significant customers of the acquired Infineon RF Power business or otherwise not fully realize anticipated benefits of the transaction; the risk that retail customers may alter promotional pricing, increase promotion of a competitor's products over our products or reduce their inventory levels, all of which could negatively affect product demand; the risk that our investments may experience periods of significant stock price volatility causing us to recognize fair value losses on our investment; the risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the risk we may be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired; risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization of products under development, such as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products risks related to our multi-year warranty periods for LED lighting products; risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of customer acceptance for our products; risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.

If another organization, Accrual Method Company, made the same rental payment in January, its records would show a $ 1,000 rent expense in January as well as in each month of the year.

Herbalife also announced a self - tender offer to buy as much as $ 600 million of its own shares that comes with a contingent cash payment if Herbalife is acquired in a private transaction within two years.

«If you're able to put away the $ 450 a month, you probably don't notice it as much as a $ 5,500 payment at the end of the year,» says Ryan Inman, a financial planner at Physician Wealth Services, LLC.

New mortgage rules this year mean federally regulated lenders must subject homebuyers seeking uninsured mortgages to a stress test to ensure they can continue to make payments even if rates rise.

If they climb as expected to near 5 percent this year, home payments will cost more.

Be honest here: if you're typically late on several payments each year, it's smart to shop around for low late fees as well as low interest rates.

Likewise, if you have a five - year car loan, for example, showing three, four or five years of positive payment history (with no late or skipped payments) will benefit you.

The typical student loan has a 10 - year repayment term, but you can create a payment plan and thus get a longer term, or get a deferment if you're unemployed or your income is low.

If you want to be free of your mortgage sooner you can always refinance to a 15 - year mortgage, but few people do this because it involves higher monthly payments.

So you can participate in REPAYE even if your monthly payments are higher than they would be on a Standard 10 - year plan.

Among the less noticed features of the federal tax overhaul enacted late last year is a provision eliminating the deductibility of sexual harassment settlement payments and related attorney's fees if the parties agree to keep the settlement secret.

Your exit would come via a M&A deal, or if after 1 or 2 years no M&A or recapitalization occurs, your payment would convert to a loan at 10 % interest and would begin getting paid back to you.

The current place has appreciated $ 300K in 5 years, allowing me not only to live for free, but making an extra $ 56K if I sold today, including mortgage payments, insurance, property taxes, sales commission, improvements, and not even counting the interest deduction, which is equal annually to my property taxes.

If you could grab 20 % of the top 500 podcasts over the next two years for the «HBO of Podcasting» at a $ 4m payment each, you would be looking at a whopping $ 400 million content budget — or as Sirius XM would refer to it, «two Howard Sterns» and Netflix would call it four «House of Cards» or «three weeks» (of content).

If you snag that model, it'll be tied to that network for a year or until you make $ 75 in payments.

If I would have bought the condo a year earlier with the same down payment I would have made 25 % on my investment given rising home prices in my area.

If any single payment is late, the balance for the entire year becomes due immediately, and interest charges apply retroactively.

If you have a mature account and made on - time payments for a year, then you have a better chance of getting that limit increase.

«Total CEO realized compensation» for a given year is defined as (i) Mr. Musk's salary, cash bonuses, non-equity incentive plan compensation and all other compensation as reported in «Executive Compensation — Summary Compensation Table» below, plus (ii) with respect to any stock option exercised by Mr. Musk in such year in connection with which shares of stock were also sold other than to satisfy the resulting tax liability, if any, the difference between the market price of Tesla common stock at the time of exercise on the exercise date and the exercise price of the option, plus (iii) with respect to any restricted stock unit vested by Mr. Musk in such year in connection with which shares of stock were also sold other than automatic sales to satisfy the Company's withholding obligations related to the vesting of such restricted stock unit, if any, the market price of Tesla common stock at the time of vesting, plus (iv) any cash actually received by Mr. Musk in respect of any shares sold to cover tax liabilities as described in (ii) and (iii) above, following the payment of such amounts.

As with other lenders, if your business has sufficient cash flow to support a loan payment, you haven't declared bankruptcy in the past 24 months, and are current with your personal obligations like your rent or a mortgage for the last year, you may qualify.

If you purchase an individual bond with a five year maturity you will receive interest payments for the term of the bond along with total principal repayment at maturity.

For example, if you have seven years remaining on a 10 - year repayment term and consolidate for a 20 - year loan, you would see a significant reduction in your monthly payment.

If you work as a federal employee such as a teacher, or for a nonprofit, you may not want to refinance your federal loans since these occupations are more likely to be eligible for loan forgiveness after making regular payments for a set number of years.

If you set the monthly payment to zero, then the calculator will default it to a very low minimum payment, where it will take you many years to pay off your debt.

Ultimately, if you're struggling with your current payments or are at risk of defaulting and still have several years left on your loans, debt consolidation might be a good idea.