Sentences with phrase «year payment period»

For example, if you are trying to protect a mortgage loan with a 15 - year payment period, a 15 - year level term policy will be sufficient.

If the average rate on your existing student loan balance of $ 50,000 is 7 percent and you can reduce it to 5 percent through refinancing, it could save you around $ 50 a month over a 10 - year payment period or more than $ 6,000 over the life of the loan.

Not exact matches

Mobile payment accounted for approximately 56 % of Company sales in the first quarter of 2018, as compared to 31 % in the prior year period.

After her six - month post-graduation grace period ended, she applied for and received two years of forbearance on a private loan, just to delay the need to make payments for as long as possible.

Under the standard 10 - year repayment plan, the grace period raises the monthly payment from $ 380 to $ 388, and the total cost of the loan by $ 981.

Consolidation can lower your monthly payment by giving you a longer period of time (up to 30 years) to repay your loans.

Selling property on the installment basis where at least one payment will be received in the year after the sale generally means that the gain will be spread over the period in which the installments will be received.

Under this plan, your minimum payment is at least $ 50 a month and your repayment period lasts for 10 years.

Gelsinger won't share specifics on the packages offered to the workers who were let go, but a VMware spokesperson says that their severance included an undisclosed period of full pay and benefits, a lump sum payment based on years of employment, and outplacement services.

You give an insurance company money in a lump sum or in payments over a period of years, then at retirement, the cash gets «annuitized,» or paid out in a string of payments based on your life expectancy.

Actual results, including with respect to our targets and prospects, could differ materially due to a number of factors, including the risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition in key markets; the risk that we or our channel partners are not able to develop and expand customer bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders as we experience wide fluctuations in supply and demand; the risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this business; the risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result in higher production costs and lower margins; our ability to lower costs; the risk that our results will suffer if we are unable to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis to meet customer demand; the risk that longer manufacturing lead times may cause customers to fulfill their orders with a competitor's products instead; the risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix; risks associated with the ramp - up of production of our new products, and our entry into new business channels different from those in which we have historically operated; the risk that customers do not maintain their favorable perception of our brand and products, resulting in lower demand for our products; the risk that our products fail to perform or fail to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the potential recall of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters as consumers and businesses may defer purchases or payments, or default on payments; risks resulting from the concentration of our business among few customers, including the risk that customers may reduce or cancel orders or fail to honor purchase commitments; the risk that we are not able to enter into acceptable contractual arrangements with the significant customers of the acquired Infineon RF Power business or otherwise not fully realize anticipated benefits of the transaction; the risk that retail customers may alter promotional pricing, increase promotion of a competitor's products over our products or reduce their inventory levels, all of which could negatively affect product demand; the risk that our investments may experience periods of significant stock price volatility causing us to recognize fair value losses on our investment; the risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the risk we may be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired; risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization of products under development, such as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products risks related to our multi-year warranty periods for LED lighting products; risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of customer acceptance for our products; risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.

Amortization periods have dropped from 40 to 25 years, minimum down payments have been raised, debt caps tightened and refinancing options reduced.

Bonus deferral or lengthening programs pay out bonuses over a period of years, making payment subject to future performance of the individual, their department or team, or the entire company.

You've got to wonder what was going through his mind when Dan Price, the founding CEO of Gravity Payments, decided to raise the minimum salary at his 120 - person credit - card - processing company to $ 70,000 over a three - year period.

The company's net revenue — that is, the amount it brings in after payments to publishers — is on track to double this year compared to last year, and the number of monthly users has doubled in the same period, McCue said.

During the 15 - year repayment period, the interest rate will adjust when prime rate changes, but the monthly payment will only adjust annually.

A HELOC typically requires interest - only payments during what's known as the draw period, which can range from five to 20 years but is typically 10 years.

The «term» in «term loan» refers to the period of time in which you make payments — typically expressed in either a number of months or a number of years.

Extend your repayment period up to 30 years for the potential of a lower monthly payment amount, but understand that this may increase the total amount you will pay over the life of the loan.

According to the IMF, Greece should have a 20 - year grace period before making any debt repayments and final payments should not take place until 2055.

The word «term» refers to the period of time during which you make the periodic payments (30 years is a common term for a home mortgage, for example).

Due to the demand, the company has now released its two - year lease program, with adjusted payment terms to reflect the shorter period.

If you can get a much lower interest rate on a five - year loan than a 10 - year loan, for example, but your payments would be too high for you to afford due to the short repayment period, this loan probably isn't the best option for you.

«Other transfer payments» are currently $ 5.8 billion lower in the April 2011 to February 2012 period than in the same period last year.

These policies allow the cosigner to be released from their financial obligation after the borrower has made on - time payments for a specified period — typically a few years.

This down payment assistance is forgiven after seven years, unless you sell or refinance your home within that time period.

But supposing we can count on annualized returns around 8 % then my $ 100k diverted from a down payment and my presumed $ 1000 (delta between mortgage payment and rent) monthly savings could appreciate significantly over the same 10 year period.

To avoid being hit with a hefty interest fee after four or five years of school, it may be wise to make interest payments while in school and / or during a grace period.

CommonBond's average savings methodology excludes refinance loans during the period mentioned above in which members elect a refinance loan with longer maturity than their existing student loans, the term length of the member's original student loan (s) is greater than 30 years, and the member did not provide sufficient information regarding his or her outstanding balance, loan type, APR, or current monthly payment.

This includes days beyond term, your business's worst payment status on all trades in the past two years and evidence of any nonfinancial transactions (i.e., payments to vendors) being delinquent or charged - off for two or more billing periods.

CommonBond's average savings methodology excludes refinance loans during the period mentioned above in which members elect a refinance loan with longer maturity than their existing student loans, the term length of the member's original student loan (s) is greater is than 30 years, and the member did not provide sufficient information regarding his or her outstanding balance, loan type, APR, or current monthly payment.

Income - driven repayment plans lower your monthly payments by stretching them out over a longer period of time, up to 20 or 25 years.

Payments can go up or down in conjunction with your earnings and the repayment period is set at 20 years.

Variable - rate mortgages usually have a set period where payments stay the same, like the first two years, and then payments can start changing after that.

So even with the higher interest rate assigned to the 30 - year loan, the payments are smaller because they are spread out over a longer period of time.

Paying just the minimum payment will consume a total of over $ 22,000 over a period of 20 years.

Instead, your payment will be the amount necessary to repay your loan in full by the earlier of (a) 10 years from the date you begin repaying under the alternative repayment plan, or (b) the ending date of your 20 - or 25 - year REPAYE Plan repayment period.

By providing a large creators pool for mining by Proof of Creativity over 10 + years, the community may get used to voluntary payment model gradually over a long period of time.

The longer the repayment period, the smaller the monthly payment, so 30 - year mortgages have smaller payments than 15 - year mortgages.

The VA usually requires a two - year waiting period following a Chapter 7 bankruptcy or foreclosure before it will insure a loan, and borrowers in Chapter 13 must have made at least 12 on - time payments and secure the approval of the bankruptcy court.

Because the CMT rate declined in 2015, a borrower would be fortunate enough to come out of the five - year fixed period just in time to get a small discount on the monthly payment.

However, ARM rates can increase after an initial period of several years, inflating your monthly payments and upsetting your finances.

You should also note a bond's duration, which Vanguard explains «represents a period of time, expressed in years, that indicates how long it will take an investor to recover the true price of a bond, considering the present value of its future interest payments and principal repayment.»

Select from 1, 3, 5, 7, or 10 year periods during which the interest rate remains unchanged, followed by 1 - year periods in which the interest rate may increase or decrease on an annual basis resulting in a change in your monthly payment amount

Or you can receive payments for a certain amount of time, such as a 10 - or 20 - year period.

For example, let's consider a stock that pays a 3.5 % dividend and let's assume that the dividend payment remains at that rate of payment through the period of a 20 year investment.

When the FHA ARM is still in its five - year fixed period, the refinance must result in a 5 % reduction in the applicant's overall payment.

You can also consider a 15 - year fixed - rate mortgage which allows you to pay off your loan in a shorter period of time and has a lower interest rate, but the drawback of this is that your monthly payments will be higher.

In the latest budget, a decline of $ 1.7 billion is projected, primarily reflecting extraordinary tax payments made in the end - of - year accounting period in 2015 - 16 reflecting tax planning in advance of the introduction of the high - income tax bracket for taxation year 2016.

The 30 - year term has also proven to be popular with borrowers due to how it spreads payments over a long period while providing first - time homebuyers with an opportunity to live in a mortgage - free home for a portion of their lives.