Sentences with phrase «year policy period»

If Fred died during the 30 year policy period, his wife would receive a tax - free death benefit of $ 400,000 to pay off the mortgage and allow her to continue living in the home as long as she wants to.

While the discount amount can vary, most participating companies offer a 10 % auto insurance discount over a 3 - year policy period.

Some policies can have a year policy period and some carriers even offer a month to month policy period.

This is the amount you pay, whether in full or by installment, for your personal umbrella insurance protection for a one - year policy period.

By signing up for the Internet senior insurance discount course, you could save over $ 250 (based on a three - year policy period).

With most policies, the premium is going to remain the same through the duration of the term, so if you purchase a 30 - year term policy, the premium you pay wouldn't increase during that 30 year policy period.

This is the amount you pay, whether in full or by installment, for your property's insurance protection for a one - year policy period and includes all the coverages you have selected.

This means that only those claims that are actually reported to Lawyers Mutual during the one - year policy period will be eligible for coverage, regardless of when the mistake occurred.

Not exact matches

The rate of new firms entering the marketplace has fallen by nearly half over the 40 - year period from 1978 to 2012, to 8 percent, compared with a steadily increasing rate of new firm closures, up two full percentage points, to about 10 percent, over the same period, according to the Brookings Institution, a policy think tank.

After a tumult - filled start to the year, executives and investors should take a moment to enjoy a rare period of policy certainty.

Between 2008 and 2012, the federal government implemented a handful of ad - hoc policies meant to deter poorer households from taking on excessive debt, including the reduction of the maximum amortization period for government - backed home loans to 25 years from 40 years.

Sudden changes in volatility and monetary policy could spark an «interesting» period for stock markets in the next couple of years, the CEO of Barclays warned Thursday.

Policies typically range between $ 3,000 and $ 6,000 a year, depending on a variety of factors, such as sex, age, health status, maximum daily benefit, length of benefit and waiting period.

Under that policy, the Federal Reserve has kept interest rates low and engaged for period of years in a campaign of aggressive bond purchases that have increased monetary supply and bolstered the stock market.

Tighter bank regulation (or even bank regulation period when compared to the Greenspan years) could be a form a tighter monetary policy.

«There have been transitions before where the department headed off in new directions, but there is traditionally a period of new people coming in and studying and learning about issues before taking bold and dramatic new policy directions,» said William Yeomans, who spent nearly 30 years at the department.

stock ownership policy under which all executive officers are required to retain 50 % of their after - tax profit shares acquired upon exercise of options or vesting of stock awards for a period of one year following retirement, and all other employees are expected to retain that number of shares while employed by the Company.

The primary difference between permanent and term life insurance is that term policies only provide coverage for a fixed period of time, such as 20 years.

These policies allow the cosigner to be released from their financial obligation after the borrower has made on - time payments for a specified period — typically a few years.

They say the Fed's easy - money policies, including huge bond purchases and a seven - year period of record low rates, had diminishing effect over time and subjected the nation to side effects that could lead to serious problems in the future.

No medical exam life insurance policies usually have no waiting period, but the company will investigate the circumstances of your death if it occurs during the first two years of coverage.

Since guaranteed acceptance policies offer life insurance coverage without health or medical questions, they generally have a two to three year waiting period.

The current BCPI methodology, as presented in the July 2012 Monetary Policy Report, projects individual commodity weights from the Input - Output reference year (currently 2012) through the last period in which full - year historical price and production data is available (currently 2015).

They also warn that because of extended zero - interest policy by the Fed, security valuations have advanced to the point where prospective nominal total returns on a conventional portfolio mix are likely to average well below 2 % annually, with negative real returns, over the coming 12 - year period.

A sustained turn in inflation above this 2 % target, or even a sustained period of inflation hitting this target, could change the Fed's policy outlook in the coming years.

A term policy provides coverage for a specified period of time, generally ranging from 5 - 30 years.

It is apparent that the stance of monetary policy in place through the past couple of years has assisted the economy through the period when the contractionary forces have been at their most intense.

Premiums are generally paid for the life of the policy, though some choose to pay a higher premium for a shortened period of time, such as 20 years, in order to make sure their policy doesn't lapse later.

Since life is unpredictable, term insurance often has an added feature: the ability to convert the term policy to permanent coverage within a certain conversion period — for example within the first 10 years of a 20 year policy.

Whether the decision to raise US rates is made at that meeting or postponed until the new year, for the first time in many decades, we could be entering a period of divergent monetary policy between the ECB and the Fed.

Looking at the historical performance of the MSCI World Value and Growth Indexes, value has lagged growth in recent years but has tended to recover strongly in the aftermath of past periods of sustained weakness.1 We expect the eventual normalization of economic and policy trends to be supportive of value - oriented equities after this pronounced period of underperformance.

Looking back over the past 25 years, a period of low and stable inflation, stock / bond correlation has generally moved in tandem with monetary policy, as measured by the effective federal funds rate.

According to statistics supplied by the Economic Policy Institute, a 25 - year - old male worker in 1953 or 1963 could expect to more than double his income over a period of ten years.

Yet some bishops are talking about the need to extend the zero - tolerance policy beyond the two - year trial period reluctantly allowed by Rome.

• Behind the Iran - contra scandal there is a «secret team,» operating inside and outside the U.S. government, which has over a period of more than twenty - five years powerfully influenced or controlled U.S. foreign policy.

Wenger did an exceptional job of keeping Arsenal consistently in the top four during this period, but his transfer policy and the sale of key players showed that he was restricted with finances and it played a major part in the club's success over the past ten years.

Nothing like one underachiever blowing smoke up the ass of another... we know that Ozil has some incredible technical gifts, but to be considered the best you have to bring more than just assists to the table... for me, a top player has to possess a more well - rounded game, which doesn't mean they need to be a beast on both ends of the pitch, but they must have the ability to take their game to another level when it matters most... although he amassed some record - like stats early on, it set the bar too high, so when people expected him to duplicate those numbers each year the pressure seemed to get the best of our soft - spoken star... obviously that's not an excuse for what has happened in the meantime, but it's important to make note of a few things: (1) his best year was a transition year for many of the traditionally dominant teams in the EPL, so that clearly made the numbers appear better than they actually were and (2) Wenger's system, or lack thereof, didn't do him any favours; by playing him out of position and by not acquiring world - class striker and / or right - side forward that would best fit an Ozil - centered offensive scheme certainly hurt his chances to repeat his earlier peformances, (3) the loss of Cazorla, who took a lot of pressure off Ozil in the midfield and was highly efficient when it came to getting him the ball in space, negatively impacted his effectiveness and (4) he likewise missed a good chunk of games and frankly never looked himself when he eventually returned to the field... overall the Ozil experiment has had mixed reviews and rightfully so, but I do have some empathy for the man because he has always carried himself the same way, whether for Real or the German National team, yet he has only suffered any lengthy down periods with Arsenal... to me that goes directly to this club's inability to surround him with the necessary players to succeed, especially for someone who is a pass first type of player; as such, this simply highlights our club's ineffective and antiquated transfer policies... frankly I'm disappointed in both Ozil and our management team for not stepping up when it counted because they had a chance to do something special, but they didn't have it in them... there is no one that better exemplifies our recent history than Ozil, brief moments of greatness undercut by long periods of disappointing play, only made worse by his mopey posturing like a younger slightly less awkward Wenger... what a terribly waste

It's a damning indictment of Spurs» recent transfer policy that Paulinho, Etienne Capoue, Benjamin Stambouli and Vlad Chiriches — all signed in the last two years — have been moved on, while Eric Lamela and Roberto Soldado, also bought during that period for more than # 50m, have proven to be chronic underachievers and a spectacular waste of money.

However, when it comes to child protection, routine engagement with fathers and father - figures has seemed a distant ideal: safeguarding policy has repeatedly failed to identify this as an issue despite the fact that Serious Case Reviews over a twenty year period (most recently the Ofsted Serious Case Review summary of 46 cases, as well as both of the Baby Peter Serious Case Reviews) have found failure by practitioners to engage with the men in children's lives to be a major factor in child abuse and deaths.

In Fatherhood: Parenting Programmes and Policies — A Critical Review of Best Practice, Fiona McAllister and Adrienne Burgess from the Fatherhood Institute review policies and programmes that promote or facilitate the involvement of fathers and father - figures from the pre-natal period through the first eight years of their children'Policies — A Critical Review of Best Practice, Fiona McAllister and Adrienne Burgess from the Fatherhood Institute review policies and programmes that promote or facilitate the involvement of fathers and father - figures from the pre-natal period through the first eight years of their children'policies and programmes that promote or facilitate the involvement of fathers and father - figures from the pre-natal period through the first eight years of their children's lives.

Requirements for the information sheet are outlined in the policy (E) Maintain all documentation of the completion of a concussion recognition and head injury safety education course program and signed concussion and head injury information sheets for a period of three (3) years.

Originally conceived as a joint ILCA - WABA collaborative project, with a gestation period of over seven years, WABA marked World AIDS Day this December with the easy delivery of a new Comprehensive Resource entitled «Understanding International Policy on HIV and Breastfeeding» which can be downloaded HERE.

On a side note, in 1999, the AAP's issued a stern policy on Youth and Trampolines for parents, parks and schools after a high number of injuries and six deaths over a 9 year period.

In his view, local notables can participate in policy - making on - line, give a small donation (maximum # 50), put their name on a ballot paper, then serve in Parliament for a maximum period of five years.

Note that means that the policy of adding lanes was able to negate the effects of traffic growth by both induced traffic and population growth over this period of 10 years.

In this regard, in 2018, efforts will be geared towards keeping the lights on at affordable rates to consumers, particularly industries and small businesses through reform and policy interventions over a two - year period.

Mr. Speaker, based on our policy objective of ensuring macroeconomic stability, and growing the economy for job creation, whilst protecting social spending, the following macroeconomic targets are set for the 2018 fiscal year: • Overall GDP growth rate of 6.8 percent; • Non-oil GDP growth rate of 5.4 percent; • End period inflation rate of 8.9 percent; • Average inflation rate of 9.8 percent; • Fiscal deficit of 4.5 % percent GDP; • Primary balance (surplus) of 1.6 percent of GDP; and • Gross Foreign Assets to cover at least 3.5 months of imports of goods and services

The decisions taken in the next 12 months — how the coalition copes with the inevitable policy arguments and scraps that will ensue in the day - to - day business of governing the country — will determine its chances of survival in the final two - year period.

If a policy was implemented allowing all age eligible immigrants, regardless of immigration status, to obtain a license, the Fiscal Policy Institute estimates that 97,000 additional cars would be purchased and registered in about a three year period, a one percent increase in the total number of vehicles in the policy was implemented allowing all age eligible immigrants, regardless of immigration status, to obtain a license, the Fiscal Policy Institute estimates that 97,000 additional cars would be purchased and registered in about a three year period, a one percent increase in the total number of vehicles in the Policy Institute estimates that 97,000 additional cars would be purchased and registered in about a three year period, a one percent increase in the total number of vehicles in the state.

In the period between now and when the voters, trade unionists and party members start to realise this, Blair will use the good will he starts out with to move as fast as possible — starting at this year's conference — to suppress the mechanisms whereby alternative policies could be expressed within the Labour Party.