Sentences with phrase «year policy when»

A lot of women buying life insurance get a 30 - year policy when they buy a house, due to the 30 - year mortgage.

Consumers can save money with a five - year policy, compared to what they would have to pay out on a ten - year policy when they only need five.

Not exact matches

David Dodge, the former Bank of Canada governor, told me earlier this year in an interview about housing policy that he would nationalize the mortgage insurance industry; not because he is a Communist, but because it always will be taxpayers who clean up the messes of bankers, especially when it involves houses.

The situation is analogous to health care policy in the years before Obamacare, when, in the absence of a federal consensus, Massachusetts pioneered its own law aimed at reforming health insurance (which later became a model for the Affordable Care Act).

This is the kind of creative thinking that Ottawa has lacked for years when it comes to economic policy.

Specifically, there are concerns about what might happen should the tide turn in the bond markets when 30 years of falling interest rates reverses at a time when the Federal Reserve is preparing to tighten monetary policy by forcing rates higher.

Markets were caught off guard earlier this month when the Swiss National Bank (SNB) canceled its over three - year - old policy pegging the exchange rate of the euro buying 1.20 Swiss francs.

But look what happens when that policy gets repriced by 30 % two years hence.

«The removal of supply management will be a huge trade issue when it finally goes down, and it certainly will in the next 10 to 20 years,» says Saul Schwartz, a professor at Carleton University's School of Public Policy & Administration in Ottawa.

Market - watchers will get another opportunity to suss out clues later this week when Fed chairwoman Janet Yellen makes her planned speech at the annual Jackson Hole monetary policy symposium, where this year's theme, appropriately, focuses on the labor market.

Uber Technologies Inc.'s Travis Kalanick left the strategy panel over Trump's immigration policies earlier this year when he was still CEO of the rideshare company.

Unlike the years before the crisis, the global consensus now is that governments should be agnostic when it comes to fiscal policy; too much debt is problematic (Greece, Spain, etc.), but it can take more than a balanced budget to inspire business confidence and get executives to spend.

The policies this paper examines were implemented for two years and then cast aside when a new chancellor was appointed in 1933.

But the latest wave of sales tax changes appears voluntary, and began late last year when Amazon started collecting sales tax for Washington, D.C. Amazon steadily added states from December to March, with the April wave completing the standardization of company policy.

Questions swirled around Wheeler's lobbying past when he was first given the job last year; will anyone trust him now after his wrong - headed (and bull - headed) championing of a potentially devastating policy?

Chinese leadership will address the issue with new policy goals for the year when the new legislative session starts Thursday.

«In November 2016, Grassley said he would retain the policy used in the eight Obama years when the Senate Judiciary Committee would not set a hearing unless both home state senators returned blue slips,» Carl Tobias, a University of Richmond professor who is an expert on judicial nominations, told Business Insider in an email.

The George W. Bush appointee isn't merely an outspoken critic of affirmative action today — he was among the most hostile questioners in Fisher and a virtual lock to vote against Texas» admissions policy — but also was part of a conservative alumni group at Princeton that was sharply critical of such policies 40 years ago, when Sotomayor was attending classes there.

The details of trade policy and measures are not likely to emerge until after Trump is sworn in next year and then not for a few months when a new team is in place.

«We are always looking at our policies and, when appropriate, adjusting them to ensure a broad scope of individuals are eligible to serve,» James Cody, outgoing Air Force chief master sergeant, said earlier this year.

During the past 25 years, there has been a tendency for correlations to be higher when Fed policy is tighter.

Tighter bank regulation (or even bank regulation period when compared to the Greenspan years) could be a form a tighter monetary policy.

In interviews this year, Huston has said Booking.com's «pay - when - you - stay» and cancellation policies give it an edge over rivals.

Yahoo CEO Marissa Mayer stirred up quite a commotion earlier this year when she announced a the telecommuting policy that was heard around the world — as of June nobody at the Internet company could work from home.

«When you diminish the impact of his single policy that he ridiculed all other candidates for over a year.

But more than anyone, Mr. Schäuble has come to embody the consensus that has helped shape European economic policy for years: that the path to sustained economic recovery for financially troubled countries is to slash spending, raise taxes when necessary and win back the trust of bond markets and other investors by displaying commitment to fiscal prudence — even if that process imposes deep economic pain as it plays out.

For example, the comment letter submitted by Economic Policy Institute (EPI) estimates that retirement savers who received conflicted advice during the 60 - day delay would receive $ 3.7 billion less when their savings are drawn down over 30 years compared to those savers that did not receive conflicted advice.

This scenario was part of our thinking at the beginning of last year, when Canada's economy was hit by the collapse in oil prices and we cut our policy interest rate.

So it came as a particularly harsh blow to advocates of work - life balance when Best Buy CEO Hubert Joly scrapped the company's ROWE policy earlier this year, calling it «fundamentally flawed from a leadership standpoint.»

While I understand that the NDP must feel intense pressure to capture votes — including from people who have never taken a course from John Smithin — I often wish that the NDP would show a bit more policy leadership on the issue of the deficit and debt. I was particularly disappointed during the 2008 federal election campaign when Mr. Layton stated, unequivocally, that the NDP would not run a deficit in the following year if elected (even though it was clear that Canada was entering a recession).

Policy makers in the United States acted quickly to clamp down on myclobutanil use when it was discovered a few years ago.

Whole life insurance policies are usually structured to mature when you turn 100 years old, at which point the cash value should equal the death benefit.

OTTAWA — Thomas Mulcair got it right a few years back when, commenting on the approach of Stephen Harper's government to the role of science in policy development, he said the Conservatives relied on «decision - based fact - making.»

If there are certain days or times during the year when your startup truly needs everyone at work, make those dates clear in your vacation policy and communications with staff.

After a number of years of Zero Interest Rate Policy (ZIRP), the increase in rates stopped for around 11 months until December 2016 when the Federal Reserve promised to increase interest rates by 25 basis points.

Given the high level of discontent expressed on the say - on pay proposal last year, when 56.6 % of non-state shareholders voted against, securing support for the proposed remuneration policy may be a challenge.

I'm referring to statements such as the conditional commitment we made in 2009 — when we pledged to keep the key policy rate unchanged for a year as long as the outlook for inflation didn't change.

Think of it as a homeowner who borrows based on the inflated value of a home: When this «carbon bubble» bursts — for example, when governments finally enact policies to restrict or penalize the burning of carbon — the devaluation of fossil fuel reserves may be even worse than the housing bubble that sent shock waves down Wall Street five years When this «carbon bubble» bursts — for example, when governments finally enact policies to restrict or penalize the burning of carbon — the devaluation of fossil fuel reserves may be even worse than the housing bubble that sent shock waves down Wall Street five years when governments finally enact policies to restrict or penalize the burning of carbon — the devaluation of fossil fuel reserves may be even worse than the housing bubble that sent shock waves down Wall Street five years ago.

The policy I gave up when I joined Newsweek last month cost about $ 8,300 a year.)

The Federal Reserve's policy errors are now becoming quite apparent, particularly when you look at the major homebuilder stocks, The yield on the 10 - year Treasury breached below 1.80 today, but even lower mortgage rates aren't doing much to spur sales so far this year.

US Federal Reserve (Fed) Chair Janet Yellen gave the clearest indication yet that the central bank is likely to start raising interest rates later this year when she said in a speech on July 10 that she expected it would be «appropriate at some point later this year to take the first step to raise the federal funds rate and thus begin normalizing monetary policy.»

They've kept the funds rate (which banks use when transferring money among themselves) near zero for years, as part of an economic stimulus policy.

It is apparent that the stance of monetary policy in place through the past couple of years has assisted the economy through the period when the contractionary forces have been at their most intense.

«When handing Canada the Colossal Fossil last year we pointed to the unfair advantage in this competition that the carbon doping of the tar sands is providing for Canada since the Harper government's tar sands addiction determines its abysmal approach to climate policy.

«When the new one - child policy was in place two years ago, there is a wide concern that it might cause population surging but it had never happened.

This sets them apart from term life policies, which offer coverage that is designed to insure your income earning years and end naturally when the term is over.

«I've had clients for 20 years thank me for advising them to convert from term life to permanent life insurance when they did... The value of the policy can grow significantly,» he said «It's a very useful planning tool.»

Courts have made clear for eighty years that they will not review the Fed's decision about monetary policy, including when those decisions require novel interpretations of law.

After repeated episodes stretching back to 2013 when the Fed had failed to deliver predicted rate rises, market participants were now faced with a specific warning from Fed Chair Yellen that policy accommodation would be removed more quickly than in previous years.

If John is alive when his policy expires at the end of 20 years, the insurance company returns John's paid premiums, a total of $ 34,466.40.