Sentences with phrase «year rate associated»

It was considered obvious that you could make a better return on your money than the fixed 30 - year rate associated with your mortgage.

Not exact matches

Industries associated with federal regulations appear to be growing at a slower rate than average, with «finance, insurance, banking and real estate» growing at 0.57 % and public administration actually shrinking by 0.17 % per year.

The National Venture Capital Association has made available an analysis by Cambridge Associates of the internal rates of return for the average venture - capital fund that normally has a 10 - year life.

In an influential 2006 paper analyzing data in 72 countries across 22 years, he and Mathur estimated that a «1 percent increase in corporate tax rates is associated with nearly a 1 percent drop in wage rates.»

In an influential 2006 paper analyzing data in 72 countries across 22 years, he and his American Enterprise Institute colleague Aparna Mathur estimated that a «1 percent increase in corporate tax rates is associated with nearly a 1 percent drop in wage rates.»

Short term capital gains tax applies to those who sell before holding for a year, while the better tax rate associated with long - term capital gains requires holders to retain their virtual currency for longer than a year's time.

The fund's overall Morningstar Rating measures risk - adjusted returns and is derived from a weighted average of the performance figures associated with its 3 -, 5 - and 10 - year (if applicable) rating meRating measures risk - adjusted returns and is derived from a weighted average of the performance figures associated with its 3 -, 5 - and 10 - year (if applicable) rating merating metrics.

When you get a term sheet for a term loan, you will likely be quoted an interest rate, repayment term (between 1 - 5 years), and other associated fees, such as an origination fee or monthly administration fee.

To determine the financial costs associated with renting versus buying in 2017, Trulia's analysts assumed that people stay in their homes for seven years and can afford to put 20 % down on a 30 - year fixed - rate mortgage loan.

The increase of around 1 percentage point in long - term interest rates over the course of this year was associated with a fall in dwelling investment in the September quarter.

As has been discussed in previous Statements, the medium - term risk associated with overheating in this part of the economy had been taken into account in the decisions to raise the cash rate late last year.

The main source of risk to the export outlook apparent in the recent period has been associated with the appreciation of the exchange rate, and particularly the rapid appreciation that took place during 2003 and into the early weeks of this year.

Even if we do observe economic weakness, it's not likely in my view that the Fed will have much leeway to cut rates, due to persistent inflation pressures (which have historically been associated with profligate government spending of precisely the sort that has been revived in the past few years).

The Overall Morningstar Rating for a fund is derived from a weighted - average of the performance figures associated with its 3 -, 5 - and 10 - year (if applicable) Morningstar Rating metrics.

As many fixed income investors have discovered in the low interest rate environment of the past several years, opportunities to achieve better levels of income exist, but thoughtful consideration of the potentially higher risks associated with the hunt for better yield is essential.

The more general forces that have influenced the exchange rate over the past year or so have been the relative strength of the Australian economy, the associated yield differential in favour of Australian dollar assets, and the continued improvement in Australia's terms of trade, which are now at their highest level in more than 25 years.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Increased awareness of the health risks associated with not breastfeeding has brought about a drive in recent years to improve breastfeeding support and increase breastfeeding prevalence rates.

If others can confirm that deformational plagiocephaly is associated with increased rates of behavioral and learning problems during the school - age years, then the question to be asked is: «Is plagiocephaly an early sign of subtle brain dysfunction or does early brain molding lead to subtle brain dysfunction?»

A study of infants in England indicated that supine sleeping is not associated with an increase in significant morbidity outcomes, and the risk of respiratory problems was reduced compared with that of prone sleepers.17 In Asian countries, aspiration is not a problem despite the traditional practice of placing newborns to sleep in the supine position.18 The review by Malloy19 of US vital statistics mortality files for the years 1991 to 1996 showed no significant increase in the proportion of postneonatal mortality rate associated with aspiration, asphyxia, or respiratory failure.

CPSC's work to help ensure the safety of consumer products - such as toys, cribs, power tools, cigarette lighters and household chemicals --- contributed to a decline in the rate of deaths and injuries associated with consumer products over the past 40 years.

An earlier study reported no significant difference in rates of lower respiratory illness and associated hospital admissions between those never breast fed to those breast fed for three months or more after adjustment for maternal smoking.6 However in this study, the breast feeding data were collected retrospectively and categorically at five years (never breast fed, < 1 month, 1 — 2 months, 3 + months), and the true effect may have been obscured.

A prospective cohort study found the SIDS rate to be significantly increased for infants exposed in utero to methadone (OR: 3.6 [95 % CI: 2.5 — 5.1]-RRB-, heroin (OR: 2.3 [95 % CI: 1.3 — 4.0]-RRB-, methadone and heroin (OR: 3.2 [95 % CI: 1.2 — 8.6]-RRB-, and cocaine (OR: 1.6 [95 % CI: 1.2 — 2.2]-RRB-, even after controlling for race / ethnicity, maternal age, parity, birth weight, year of birth, and maternal smoking.229 In addition, a meta - analysis of studies that investigated an association between in utero cocaine exposure and SIDS found an increased risk of SIDS to be associated with prenatal exposure to cocaine and illicit drugs in general.230

«Cold weather, fewer sun hours are associated with increased rates of alcoholic cirrhosis: Alcoholic cirrhosis is a disease which causes nearly half a million deaths every year.»

The authors also found health care reform was associated with a passing increase in the adjusted mortality rate that accounted for as many as 604 excess deaths during four years.

Just before the teenage years, «the rate of growth for many skills kind of slows down,» says Deborah Waber, an associate professor of psychiatry at Harvard University Medical School's Children's Hospital Boston and the lead author of a paper that reports the results of the behavioral component of the NIH Magnetic Resonance Imaging (MRI) Study of Normal Brain Development.

Fertility rates tend to decrease with increasing life span even if the number of fertile years per person increases, which counters the trend toward population increase associated with increased life span.

Parents» ratings of neighborhood quality were not associated with externalizing behaviors among children six - years - old and younger.

Neither parents» education nor living in a disadvantaged neighborhood was found to be associated with the rate of growth in working memory across the four - year period.

After matching for patient age and other variables (including preimplantation genetic screening) analysis showed that freeze - all IVF was significantly associated with improved ongoing pregnancy rates in patients over 35 years old (46 % in freeze - all vs 33 % in fresh cycles).

Moreover, in the same study, the mortality rate associated with this treatment over ten years was 10 %, an extremely low rate following a family donor allograft.

«Rate of ectopic pregnancy following IVF has almost halved in past 12 years: Progressive reduction in risk associated with less tubal infertility and fewer embryos transferred.»

Participation in high - quality early childhood programs at ages 3 and 4 years is associated with greater school readiness and achievement, higher rates of educational attainment and socioeconomic status, and lower rates of crime.

Bioprostheses were associated with a significantly higher rate of aortic valve reoperation than mechanical prostheses: the cumulative incidence of aortic valve reoperation at 15 years was 12.1 percent in the bioprosthesis group and 6.9 percent in the mechanical prosthesis group.

Mechanical prostheses were associated with a significantly higher rate of major bleeding at 15 years compared with bioprostheses: 13.0 percent for the mechanical prosthesis group vs. 6.6 percent for the bioprosthesis group.

At 13 years, the same children rated their relational difficulties associated with victimization, social isolation, intentional and planned aggression by peers, and antisocial behaviour.

The study found no real effect of winter weather in recent years on adult survival, however cold and wet autumns were associated with a higher death rate.

A height of less than 162 cm (about 5» 3») was associated with a 60 % relative increase in the 1 - year mortality rate, a 34 % relative decrease in the 1 - year transplant rate, and a 39 % relative increase in the 1 - year respiratory failure rate compared with those of average height (170 to 176.5 cm), according to Sell and fellow researchers.

But a 2008 U.S. Centers for Disease Control and Prevention (CDC) assessment of the U.S.'s HPV - related cancer burden found that each year the virus also likely caused about: • 7,400 cases (some 60 percent) of oral cavity and oropharynx cancer (5,700 in men; 1,700 in women) • 3,000 cases of anal cancer (1,100 in men; 1,900 in women) • 2,300 cases of vulvar cancer • 800 cases (some 40 percent) of penile cancer • 600 cases of vaginal cancer During the course of the study period (1998 to 2003), the CDC found that the rates of HPV - associated oral cavity and oropharynx cancer steadily rose about 3 percent annually.

The cancer associated suicide rate was 27.5 / 100,000 person - years (SMR = 1.6) compared to 13 / 100,000 person - years for the general US population.

«Although we did not find the overall traffic - related fatality rate to predict policy adoption, the size of the population ages 15 to 24 years — the group most at risk for death and injury from impaired driving — was associated with first time policy adoption, suggesting that states might be initially more receptive to regulation when it involves protecting younger populations,» said study author Diana Silver, associate professor of public health at NYU Steinhardt and NYU College of Global Public Health.

A new study conducted by researchers in the Center for Injury Research and Policy of the Research Institute at Nationwide Children's Hospital investigated sports - and recreation - related eye injuries during a 23 - year period and found a slight decrease in eye injuries overall; however, the rate of eye injury associated with non-powder guns (including BB, pellet and paintball guns) increased by almost 170 %.

Conversely, manakins» survival rates were higher during wet years associated with La Niña events in these young forests where increased moisture and sun exposure likely led to an abundance of fruit resources.

Other factors that are also associated with increased prevalence rates include a history of incarceration or commercial sex work, geography, race / ethnicity, and being a male younger than 29 years.

While the successful public health campaign to improve infant sleep environments has long been associated with declines in sudden infant death syndrome (SIDS), an analysis of 30 years of data by researchers from Boston Children's Hospital and Dana - Farber Cancer Institute suggests that Back - to - Sleep is one of several trends that explain the reduced rates of SIDS.

The effect of glucocorticoid treatment is most prominent on trabecular bone and is therefore likely to be larger on vertebral bone than on hip bone.3 Glucocorticoids are associated with an increased rate of fracture, and higher doses and longer use of glucocorticoids are associated with higher risks of fracture.4 Compared with patients not taking glucocorticoids, the risk of hip and vertebral fracture among patients taking glucocorticoids is increased by 60 % and 160 %, respectively.4 Among 80 - year - old patients, the hip fracture risk is increased by a magnitude of 2.1 and is independent of BMD.5 Most studies indicate that fracture risk is increased following at least 3 months of treatment with daily doses of 5 mg of prednisolone or more in older men and women.4

For a majority of patients diagnosed with aggressive, high - grade tumors with metastases, the five - year survival rate is about 16 percent, though chemotherapy has been associated with an improvement in survival, and new targeted agents are being tested.

My last question is if you could speak to the survival rates due to stem cell transplants in the last ten years, given the associated risk factors with transplants such as GVHD.

«We could then look at how exposure to particulates changed from year to year and to see if they were associated with higher death rates.

According to the CDC, rates of HPV - associated cancers have continued to rise, with approximately 39,000 new HPV - associated cancers now diagnosed each year in the United States.