3) On page 50 there is positive prior
year reserve development for the last three years.
Cigna's outlook excludes the impact of additional prior
year reserve development and potential effects of any future capital deployment.5
Kemper believes the underlying combined ratio is useful to investors and is used by management to reveal the trends in Kemper's property and casualty insurance businesses that may be obscured by catastrophe losses and prior -
year reserve development.
Underlying combined ratio represents the combined ratio excluding the impact of net prior
year reserve development and catastrophes.
Core income before income taxes increased due to higher net favorable prior
year reserve development as well as a strong underlying underwriting gain.
The combined ratio of 97.5 % increased 1.1 points due to a higher underlying combined ratio (1.1 points) and higher catastrophe losses (0.1 points), partially offset by higher net favorable prior
year reserve development (0.1 points).
The combined ratio of 95.5 % decreased 0.5 points due to higher net favorable prior
year reserve development (1.0 point), as well as a benefit (0.2 points) from catastrophes, partially offset by a higher underlying combined ratio (0.7 points).
The combined ratio of 74.7 % improved 4.7 points due to higher net favorable prior
year reserve development (3.4 points), a lower underlying combined ratio (1.2 points) and lower catastrophe losses (0.1 points).
The combined ratio of 97.5 % improved 2.1 points due to higher net favorable prior
year reserve development (1.7 points) and a benefit (0.8 points) from catastrophe losses, partially offset by a higher underlying combined ratio (0.4 points).
Not exact matches
In the opinion of the Company's management, a discussion of loss
reserve development is meaningful to users of the financial statements as it allows them to assess the impact between prior and current
year development on incurred claims and claim adjustment expenses, net and core income (loss), and changes in claims and claim adjustment expense
reserve levels from period to period.
The most directly comparable GAAP financial measure is the combined ratio, which is computed by adding total incurred losses and LAE, including the impact of catastrophe losses and loss and LAE
reserve development from prior
years, with the insurance expense ratio.
Further discussions ensued and proposals were exchanged over a two -
year period culminating in Châteauguay establishing a
reserve over the 410 property and justifying it by reference (at para 22) to concerns related to the interests and well - being of its residents and the
development of its territory (at para 22).
The 43 -
year - old is currently the assistant manager of Jong Ajax — the club's
reserve team, which plays a key role in the
development of players from its much - heralded academy.
We have: • normalized the domestic yield curve • issued the country's maiden 15 -
year bond in April 2017 • improved external balances, driven by higher export earnings and lower imports • improved gross international
reserves to US$ 7.2 billion, equivalent to 4.1 months of imports cover • improved primarybalanceto0.3 percent surplus in September 2017 against a deficit of 1.6 percent in September 2016 • received positive sovereign rating reviews from international ratings Agencies: Fitch, B / stable; Standard & Poor, B - / positive • successfully completed the 4th IMF / ECF program review, and • achieved positive
developments in the oil & gas sector — favorable ITLOS ruling, and Sankofa producing 1st oil three months ahead of schedule.
But he
reserved much of his ire for Schimminger, a 40 -
year veteran of the Assembly and longtime head of the Assembly Economic
Development Committee.
Instead, the money comes from dedicated sources approved by Congress — for example, the 21st Century Cures Act, a House bill to speed the
development of new medicines, would give NIH $ 8.75 billion in new funding over 5
years by selling oil from the U.S. strategic petroleum
reserve.
What we've done in four and a half
years is produce hundreds of introgressions — this vast
reserve of genetic variation will form the basis for new variety
development in the future.»
Launched in mid-2010 after 3
years of technical consultation, the Yasuni ITT project was lauded by foreign governments and environmental groups as an innovative way to fight global warming: Not exploiting the Ishpingo - Tambococha - Tiputini (ITT) oilfields in Yasuni National Park will, according to the United Nations
Development Programme (UNDP), prevent the emissions of around 410 million metric tons of carbon dioxide — equivalent to the annual emissions of France and accounting for 20 % of Ecuador's known oil
reserves.
The proportion of adults 65
years or older with a high school diploma increased from 55 % in 1990 to 80 % in 2010, while the proportion with a college degree increased from 12 % to 23 %.12 More
years of formal education is associated with a reduced risk of dementia, likely through multiple causal pathways, including a direct effect on brain
development and function (ie, the building of «cognitive
reserve»), health behaviors, as well as the general health advantages of having more wealth and opportunities.13 - 15
Now I could be wrong, but I understand early last
year and before that, Sony's SDK were 4gb ready, one
reserved for the OS, 3 for game
development.
A new study released by the Joint Economic Committee (JEC) of the US House of Representatives concludes that the accelerated
development of huge
reserves of unconventional oil in Canada will undermine the OPEC oil cartel in coming
years.
After all, while he attempts to interfere with progress by making such statements, our entire energy infrastructure is crumbling, our natural gas supplies continue to dwindle, we don't have nearly enough engineers and skilled labor to expand nuclear
development the way they claim we can, and our decision - makers (until very recently) have been under the false assumption that we have 250
years worth of coal
reserves.
There are 200,000,000 tokens of Accord (ARD) out of which total of 65 % are to be distributed in the ICO.48 % for crowd sale purpose to raise ethersfor
development of platform.2 % to cover cost incurred during ICO 15 % to be distributed among early birds and left over to be distributed as referral reward.35 %
reserved for team, which will be distributed among team in the period of 5
years gradually.
Seven
years industry experience (with National Oil Corporation, Libya - Production &
Reserves Development Department) in reserve evaluations, reservoir management, reservoir simulation, economic evaluation and field develop
Development Department) in
reserve evaluations, reservoir management, reservoir simulation, economic evaluation and field
developmentdevelopment plans.
«After four straight
years of growth and with sufficient
reserves on hand to meet future claims, it's time for FHA to pass along some modest savings to working families,» said U.S. Department of Housing and Urban
Development (HUD) Secretary Julián Castro in a statement.