Sentences with phrase «year term does»

The 20 year term does not have any cash value unless the policy has a money back rider then it will..

A 15 - year term does come with a higher monthly payment, so you may need to adjust your home - buying budget to get your mortgage payment down to 25 % or less of your monthly income.

Not exact matches

At the 2014 graduation at University of Washington, the L.A. Clippers owner and former longtime Microsoft CEO told the graduates that he, at 58 - years - old, had no clear plan of what he was going to do next — but that success was a long - term trip, not an overnighter.

To start, he needed both people and funds — futuristic home doodads don't invent themselves — so he secured $ 12.5 million in subordinated debt financing from the Business Development Bank of Canada and Quebec's Fonds de solidarité FTQ, with flexible five - year payment terms (the latter a reward for years of solid financial management).

Think long term, he advises: «If you don't get retirement fully funded, you're going to be on your kids» payroll for 15 or 20 years,» which could end up being more expensive in the long run than student loans would be.

«For the U.S. to be so much off market, it's going to lead to corporations doing things you would not normally do in terms of shifting revenues offshore, the kinds of inversions we saw a few years ago, etc..»

Trudeau has emerged as a pipeline champion, with a good shot at seeing construction on two projects, Energy East and Trans Mountain, start during his first term in power — something his Conservative predecessor, Stephen Harper, didn't achieve in nine years.

A large 2011 study of close to 39,000 older women over 25 years found that women who took them in the long term actually had a higher overall risk of death than those who did not.

In a letter to CEOs this year, Fink announced that BlackRock will only do business with companies that have clearly defined long - term strategies that benefit in society in some way.

One of the reasons the IMF has changed its tune on fiscal policy is because research it has done in the past year shows that borrowing to pay for infrastructure pays for itself over the longer term by generating faster economic growth.

Moreover, do it right, and you'll retain your new hire for years to come, fulfilling both short - term and long - term goals for yourself and your company.

Comey, 56, was nominated by President Barack Obama for the FBI post in 2013 to a 10 - year term, though that appointment does not ensure a director will serve the full term.

«This is something we haven't seen in a while in terms of the growth backdrop» both in the US and around the world, he said, adding that European economies «are doing really well» after years of crisis conditions.

Though the search volume for «account - based content marketing» has increased massively over the past two years, the term still has a little work to do when compared to more established concepts like inbound, content marketing, Facebook advertising, and so on.

For long - term goals that are 10, 20 or 30 years out, you do want to take on more risk.

«The BoC has stated rather clearly to look through near - term inflation, partly because there isn't anything it can do about it anyway but also because (and we agree) it believes many of the pressures will abate into next year,» they write.

It's the kind of long - term thinking guys like Stephen used to enrich our economy 130 - odd years ago, and that smart leaders would do well to emulate today.

In the end, Buffett does seem to express strong optimism about American's long - term future, but he's also suggesting how we get there over the next four years might be a challenge.

He added that he wanted to plan in terms of 10 and 20 years and shuddered at the thought of having to think on a quarterly basis about earnings, the way public companies do.

Beyond those basics, you'll get approved more readily and with better terms if you give the banks precisely what they need to make a decision: tax returns and audited (if possible) financial statements (P&L, balance sheets and cash flow) for the year to date and the previous three years; monthly statements for the previous 12 months; a business plan explaining what you do, how you do it and why your company would be a good risk; a detailed projection showing how you will generate the funds to pay down the line; and a backup plan (collateral) to repay the bank if the projections don't pan out.

The money doesn't have to be invested within a month or two, so if it takes you a year to figure out a long - term spending and investment plan, so what?

Don't lock into a term for the lease that's years longer than initially desired just for free rent or better tenant improvement dollars.

«Setting the targets is a little hard to do in a young company, because there is no long - term historical trend you can refer to,» says Jeffrey Wojcik, who was part of the team that designed the goals and who may not receive a bonus this year.

«For most people, [long - term care] doesn't go beyond three years.»

So Rodgers has spent the first half year of his term doing triage.

Do you need relatively short - term capital - between one to four years - for various company initiatives such as acquisitions or growth financing?

Long - term, a multi-day setback like a bad case of the flu or bad back pain likely won't affect your position at the company, especially if you've worked there for many years and it doesn't occur often.

«If the Fed continues to raise rates according to our forecast and the term premium does not recover, the yield curve would invert by the end of 2019, potentially as early as June of next year,» they write in a note.

But as health care costs climb — employers pay 36 % more today than they did five years ago — companies are betting on long - term cost savings with their own clinics staffed with physicians, nurses, even chiropractors, physical therapists and pharmacists.

When you don't know what kind of budget to expect from year to year, it makes long - term planning difficult.

«I think the sell - off this year has more to do with short term concern than any long - term general distaste for the asset,» Lore said.

If you do choose to sell any investment held outside of a tax - deferred account, such as an IRA, make sure, if at all possible, you hold it for at least one year and one day in order to qualify for the long - term capital gains rate.

What are you hoping to accomplish in the short term, and where do you want to end up 20 years from now?

Fine explains, «as a former interior designer who never took a business course and didn't know what Ruby on Rails was a year ago, it's sometimes surreal when I hear words like «agile process» come out of my mouth, or the never ending string of VC and MBA terms that we now use to discuss the «health» of the business».

I didn't know the term for it, this thing we now call a «personal brand,» but at seventeen years old I knew that having ten thousand people reading my blog every day was valuable.

«So where does all of this leave us, in terms of our outlook for the timing of the next default cycle, and perhaps more specifically, our outlook for default rates next year?»

What's more, as Buffett points out, he's a long - term investor, so looking at the year - to - year investment and return on a given business doesn't make a lot of sense.

And the results did nothing to ease concerns about Sears» longer term viability, something the company acknowledged earlier this year in its 2016 annual report.

If China manages to hit its economic growth targets this year, it will do so at a huge long - term cost.

Or in other words, does it matter if you think in terms of days, months, or years until a deadline?

While my other investments were doing well, I couldn't tell a story about being a long - term investor who sits on boards eight years until an IPO.

With inflationary pressures and massive budget deficits having become the topic du jour this year, the bond - market «vigilantes» term has made its way back onto trading floors.

Just like it did a year ago, the Federal Reserve on Wednesday sent its key short - term interest rate up by a quarter of a percentage point.

But as more and more book - wielding entrepreneurs crowd the stage, the term published author has less traction than it did even a few years ago, Booher says.

But if you don't want to wait 30 years for the bond to mature — or likely pay penalties if you redeem it early — you might want to look at some shorter - term investments.

This implies that investors expect twice as much near - term volatility as they did earlier this year.

As you can see in the chart below, based on investment performance for the 35 - year period beginning in 1972, a hypothetical balanced portfolio of 50 % stocks, 40 % bonds, and 10 % short - term investments would have done quite well for a retiree who limited withdrawals to 4 % annually.

We learned many years ago that mastering and consistently profiting from short - term trading requires a laser focus on just doing what we are good at.

It didn't do much good for Sprint's long - term equity holders who have suffered a catastrophic loss of purchasing power over the past twenty years.

As I recall, the stock did double, or more, but not for 2 - 3 years... and long after Porter had written, only months after his May debacle, that the stock was no longer a good long - term investment.