Sentences with phrase «year term policy for»

«Mr Smith, based on your health information it looks like we should be able to get a $ 1,000,000, 20 year term policy for $ 1200 a year, about $ 100 per month.»

Great price for 20 year term policy for female taking no medications.

Now, I understand that those three things are illustrated at 0 % interest, but dang, she would have been better off a 30 year term policy for a few hundred dollars a year and put that other $ 100,000 under her mattress and done better.

If your goal is to use your life insurance to cover your mortgage, you're better off purchasing a 20 - year term policy for 130 % of your mortgage amount.

A 30 year term policy for the amount that the bank has lent you should be your starting point.

To save money, you can buy a 20 - year term policy for $ 500,000 and a permanent policy for $ 500,000.

By buying a 30 - year term policy for $ 75 a month as a Standard Plus qualifier, you would be losing $ 6,000 over the lifetime of your policy (than if you would have qualified for Preferred Plus).

We recommended securing a 15 - year term policy for $ 1,000,000 to protect his mortgage, and a $ 250,000 «GUL» policy until age 95.

Let's say you're a 40 - year - old male looking for a 20 - year term policy for $ 500,000... and that you take blood pressure medication.

For example, you could purchase a 30 - year term policy for $ 250,000 then add on 10 - year term coverage for $ 150,000 to cover your child's education until they graduate.

You choose a yearly renewable term or a 5 year term policy for short term needs.

Sample annual rates for a $ 250,000 20 year term policy for a 40 year old male at the standard (average) health class:

In the example, the client had an option of purchasing a traditional universal life insurance policy at an annual rate of $ 8,700 versus purchasing a 30 year term policy for $ 700 a year and investing the difference into a 401 (k).

Below is a chart that illustrates the cost of a $ 500,000, 20 - year term policy for a 54 - year - old healthy male, versus buying two $ 250,000 policies for 10 and 20 years.

Instead of buying one 20 - year term policy for about $ 1,700,000, we recommended buying 3 separate policies.

You may need a 20 year term policy but you could start off with a 10 year term policy for the full amount of life insurance you want to buy.

A 20 year term policy will cost more than a 10 year term policy for the same death benefit.

If you're like most people and are looking for a 10 - year term policy for the best cost, the following 10 companies offer the most competitive rates for this kind of term length:

A healthy 40 - year - old man can get a $ 500,000, 20 - year term policy for as little as $ 350 per year ($ 310 for a woman) or a 30 - year term policy for $ 630 per year ($ 525 for a woman), according to AccuQuote.com.

The 25 year term life insurance policy may be more usable than the 20 year term policy for many people.

Check out this other post https://lifeinsurancebyjeff.com/life-insurance-in-your-30s/ that shows that 30 year old can get a $ 1 million 30 year term policy for $ 695 or $ 57.91 per month.

A healthy 50 - year - old man can get a $ 500,000, 20 - year term policy for $ 925 per year ($ 675 for a woman).

A healthy 30 - year - old man can buy a $ 500,000, 20 - year term policy for just $ 250 per year, or $ 1 million for $ 430.

But with Haven Life, she got the same $ 750,000, twenty - year term policy for only $ 27.33 per month.

I used Term4Sale.com to generate figures for a 20 Year Term policy for male and female non-smokers with a «Preferred Plus» rating with $ 250,000 coverage.

Fortunately, I know one person who saved almost 50 percent on her premiums when she bought a 20 - year term policy for $ 1,000,000 last year.

The following sample Banner Life term rates are based on a 20 year term policy for a male who falls into a table B or table 2 health class as of February 2017.

A healthy 40 - year - old male can get a $ 500,000, 20 - year term policy for as little as $ 34 a month.

As we saw above in this article, $ 500,000 life insurance - best companies and prices, a $ 500k policy 20 year term policy for a 40 year old woman in excellent was less than $ 27 month.

Please note the quotes above are for a 10 year term policy for a healthy male, who can qualify for non tobacco rates, and are accurate as of 6/10/2013.

For example, a $ 100,000 20 - year term policy for an annual premium of $ 1,000 is a contract that allows you to protect your beneficiaries for the next 20 years.

For a $ 500k 10 - year term policy for a 40 year old male in California, at the best rate class, the prices range from $ 23 a month to $ 27 a month from many of the country's top rated life insurance companies like Protective Life, SBLI, Banner, MetLife Transamerica and ING ReliaStar.

A few insurance companies we work with will offer a 10 - year term policy for ages 75 and under or a 5 - year term policy for ages 80 and under.

Here is a rate comparison for a $ 1,000,000 30 Year Term Policy for Traditional Term vs. Return of Premium Term for a 35 - Year Old Male:

If a 35 year old healthy, non-smoking male were to buy a 30 year Term policy for $ 500,000, the cost would be around $ 39.00 per month or $ 468.00 per year.

So, if you're thinking that you will start with a 10 year term policy for now, and will renew it later, it's going to cost you a lot more when you renew than what you're paying for it now.

For example, I just ran a quote for $ 500K in coverage for a 10 year term policy for a 71 year old and the best price I could come up with with was $ 388 per month!

Sample monthly premium quotes for a $ 500,000, 20 - year term policy for healthy, non-smoking individuals.

He was debating whether to buy a 20 year term policy for $ 500K in coverage for $ 255.58 per month or a 10 Year term policy for $ 500k in coverage for $ 132.83 per month.

Using State Farm's calculator for example, a $ 500,000, 20 - year term policy for a 30 - year - old woman in Arizona is about $ 33 a month.

If you want tiered coverage that comes in full blast while you're working and teeters off once you retire, you can buy two life insurance plans that overlap — say, a 30 - year term policy for $ 100,000 and a 20 - year policy good for $ 500,000.

In LIMRA's 2016 Insurance Barometer study (an exciting read, if you have the time), they asked participants how much they thought an average $ 250,000 / 20 - year term policy for a health 30 - year - old cost annually.

In this case the 45 year old can get a 10 year term policy for about $ 200 per month.

If you're looking for a more affordable short - term option, a few insurance companies we work with will offer a 10 - year term policy for ages 75 and under or a 5 - year term policy for ages 80 and under.

Let's take an example of a 50 year old male applying for a 20,25, and 30 year term policy for $ 100,000 at Standard Non Tobacco Rates and compare pricing among the various terms:

Presumably the 10 year term policy for $ 19 is affordable and would be the policy that you should buy.

In this situation too, a 20 year term policy for the husband may be paired up with a 25 year term policy for the wife.

Let's say an average - income 40 year old individual comes to our office and buys either a 30 year term policy for $ 100,000 of coverage for $ 347 per year, or $ 250,000 of coverage for $ 690 per year.

A young person, say a 38 year old in good health, can buy a $ 1,000,000 15 - year term policy for less than $ 33 a month.

So let's run a quote on a 40 - Year - Old Healthy Non-Smoker Male looking to secure a 20 Year Term Policy for $ 750,000: