Sentences with phrase «year than the annual fee»

The usual approach is to point out that since airline gift cards are reimbursed at face value, you're «actually» paying $ 200 (American Express Platinum) or $ 300 (Chase Ritz Carlton) less per calendar year than the annual fee would suggest.

Not exact matches

You'll also get an annual $ 200 airline fee credit, up to $ 200 of credits for Uber each cardmember year, access to more than 1,000 airport lounges around the world, complimentary elite status at major hotel chains, and more.

It has a much higher annual fee than the Preferred — $ 450 — but in exchange for that, you'll get a $ 300 statement credit each cardmember year to cover your first $ 300 of travel charges, and a higher earning rate of 3x points on travel and dining purchases.

It's $ 59 annual fee, although it is waived for the first year, is more than three times the average credit card's yearly charge.

With an annual price tag of $ 72,228 for tuition, room and board, and fees, attending Mudd for four years will run students, and their families, more than a quarter of a million dollars.

The annual fee of $ 95 (if line amount is $ 10,000 — $ 25,000) or $ 175 (if line amount is more than $ 25,000) will be assessed on your anniversary month in subsequent years.

This year cast doubt on the sustainability of these returns, and coupled with high fees, a 2 % annual management fee and a 20 % cut of the profits, many have opted to take control of their own investments rather than trust in crypto hedge funds.

The $ 140 or so worth of points I earn a year is $ 40 more than my annual fee, and I also get 6000 points with my annual fee.

Annual Fee: $ 95 ($ 0 the first year) Reasons to Consider: 1:1 point transfer partners / 2x points on all travel and dining purchases If you primarily want a card that makes it easy to earn and redeem rewards points, look no further than the Chase Sapphire Preferred.

If you don't spend more than $ 700 on Delta flights each year, this card likely won't be worth its annual fee.

In many cases, the sign - up bonus more than offsets an annual fee in that first year, while other cards may waive the fee the first year for new customers.

If you're consistently forgetting to pay by the due date, if you're paying multiple annual fees but spending less than $ 20,000 on credit cards each year, or if you're not paying off balances each month, then chances are you have too many credit cards.

For instance, if you spend less than $ 12,000 a year, you likely won't recoup the annual fee.

High - end travel cards, which offer similar features, tend to cost more per year than the card's $ 49 annual fee (waived the first year).

If you charge less than $ 12,000 a year, you may want to stick with a credit card with no annual fee.

This adds up to $ 900 a year, far more than the $ 250 annual fee.

There will also be an annual uprating of the earnings threshold at which fees need to be repaid in line with earnings from 2016, rather than every five years as originally planned.

In 2014, in 28 states plus the District of Columbia, the average annual cost for an infant in center - based care was higher than a year's tuition and fees at a four - year public college.

That is also a preference as a hedge against potential bad budget years at some future date: we should be able to afford annual maintenance fees, but if we own rather than rent, we would not lose access to masses of material.»

If you charge less than $ 12,000 a year, you may want to stick with a credit card with no annual fee.

If you choose a category other than travel, you will only need to spend $ 4,000 per year in that category to make up for the $ 80 more in annual fees for this card.

The card comes with a larger sign - up bonus than you'll generally find with any Synchrony credit card, and it has a $ 95 annual fee that is not waived the first year.

If you spend more than $ 5,900 a year, it's a better deal than a 1.5 % card with no annual fee; spend more than $ 11,800, and it's better than a no - fee 2 % card.

That's because the annual fee you pay for any of these premium cards will be less than a one - year lounge membership in either the Delta Sky Club, American Airlines Admiral's Club or the United Club.

An annual fee is the only reasonable fee to pay for a secured credit card and that fee should be less than $ 40 per year.

That's worth more than $ 1,468 (2.1 cents vs. 1 cent), and you'll be well on your way to planning your next vacation all with no annual fee the first year.

That more than covers the annual fee for the first year.

And again, if you meet the requirements of the welcome bonus, your first - year annual fee is more than paid for.

If you spend less than $ 12,000 per year, then you should opt for a credit card with no annual fee.

We estimate the value of this welcome bonus to be $ 75 — which means it will be more than enough to cover the card's $ 59 annual fee, once it hits in the second year of card membership.

The Platinum Card ® from American Express comes with an annual fee of $ 550 — that's $ 155 more per year than the Ritz - Carlton Rewards ® Credit Card.

Even if you fly on Alaska Airlines only once or twice a year, this $ 75 - annual - fee card will more than pay for itself if you ever need to check bags.

The best ETF index funds only outperform if held for more than 10 years and invested in chunks around $ 5,000, when the lower annual fees can pay off (e.g., 0.15 % annually for VTI versus 0.48 % annually for TD US e-fund).

After the first year, you'll break even on the annual fee only if you put more than $ 4,750 on the card per year.

There is an annual fee, but it's already more than worth it if you just fly once a year with one other person, and you both check a bag.

An investor can now build a Couch Potato portfolio with an annual management fee of just 0.12 %, less than half what it cost just a few years ago.

The card lets you earn FOUR extra percentage points on the first $ 6,000 in U.S. supermarket spending alone in the year: this surplus above the BankAmericard more than pays for the annual fee of $ 95.

If you charge more than $ 12,000 a year on your card, the rewards you earn could offset the annual fee.

Although the card's annual fee of $ 450 is not waived for the first year, you can enjoy all the benefits, such as free lounge access and concierge service, essentially for free because the value of card's 40,000 points bonus more than offsets the cost.

While it does have a higher annual fee than the IHG ® Rewards Club Traveler Credit Card — $ 95 (waived for the first year) compared to $ 29 — the increased rewards earned on restaurant and travel will make up for this if you can make over $ 5,410 in non-IHG purchases per year within these categories.

Choosing the United MileagePlus Club Card might save you $ 100 a year when it comes to the annual fee, but you'd only receive 50,000 bonus miles, which are 10,000 less than Amex, and you'd only earn up to 1.5 miles per dollar on regular purchases and 2 miles per dollar on trips with United.

However, if your business spends more than $ 20,000 a year, it might be better off paying the annual fee on the Spark ® Cash card.

The Marriott Rewards ® Premier Credit Card's $ 85 annual fee (waived for the first year) is $ 10 less than the Marriott Rewards ® Premier Plus Credit Card.

The Preferred card charges a $ 95 fee, but it's waived the first year, so, if you can meet the spending threshold and use the bonus before the annual fee comes around, you can get more than $ 600 in value out of the card in its first year.

For instance the average borrower with a 30 - year fixed loan making a down payment of less than 5 % of the loan amount the annual mortgage insurance premium fee would be 1.2 % of the loan amount split between 12 monthly mortgage payments.

It is worth noting, however, that the Platinum Delta card has a higher annual fee than the others, but with this card you earn the companion certificate simply by renewing your card membership each year.

With a wider range of properties, an overall rewards rate that is higher than the Club Carlson card and $ 95 annual fee (waived for the first year), it's our preferred option when it comes to hotel cards.

In many cases, the sign - up bonus more than offsets an annual fee in that first year, while other cards may waive the fee the first year for new customers.

If you can take advantage of this benefit, in full, every year, it more than makes up for the $ 95 annual fee.

As a rule of thumb, businesses that have less than $ 19,000 in card purchases each year should instead go with the Capital One ® Spark ® Cash Select for Business, which gives 1.5 % back everywhere and charges no annual fee.