Sentences with phrase «year time horizon»

Since they are currently 65, this means they have a 30 - year time horizon for their investments.

Let's consider someone with a 10 + year time horizon (a common situation for many people saving for goals such as retirement or college tuition for their children).

I've purchased my position with a 5 year time horizon so I don't care too much about near term price fluctuations.

But it is interest rates over a two - year time horizon which should determine whether the project goes ahead or not.

As of 2018, the fund has a 12 - year time horizon until the shareholder expects to reach retirement.

«Most managers say they invest with a three - to five - year time horizon in mind,» he says.

Even better - a 25 year old today will more than likely have a 50 + year time horizon!

«Our long - term thesis that UA will continue to grow & investors should have 18 - month - three - year time horizon remains intact despite the departures.»

Given their key assumptions (30 - year time horizon based on expectation that at least one of them will live into their 90s and $ 800,000 in starting capital invested in a 50/50 portfolio), they would need to withdraw 6.5 % initially in order to reach their $ 52,000 goal ($ 52,000 divided by $ 800,000 capital).

Its investment strategists are envisioning a 30 - year time horizon beyond retirement at 65.

For example, a 25 - year old only has a 5 - year time horizon if he's expecting to spend all of his money on the down payment of a mortgage when he's 30.

To plan for a 60 - year - old couple, a 32 - year time horizon still leaves a 50 % chance of running out of money while one member of the couple is still alive.

Of course, the bond interest might not quite be enough to cover the traditional LTC premiums right now (and therefore deplete principal slightly), but it will be more than enough once rates rise, which again seems like a reasonable «bet» for someone who still has a 10 - 20 + year time horizon for long - term care and retirement needs (and over that time horizon, the client could have generated an amount equal to the hybrid life / LTC death benefit just with normal growth!).

Remarkably, whilst approx. 75 % of US Funds over a 5 year time horizon remained, only 55 % remained after 10 years, indicating a high long term liquidation / merger rate (results are similar for European Funds).

The table below shows the maximum withdrawal rate for each of the 10, 20, and 30 - year time horizons based on the worst period for each IFA Index Portfolio that corresponds with their average exposure over that time horizon.

My portfolio is quite diverse built with a 30 year time horizon so it is quite aggressive for an ETF index portfolio (Major indexes covering large and small caps around the world including emerging markets, and a few Reits, rebalanced once a year).

Over a three - year time horizon, a eurozone meltdown, for example, could devastate your savings.

Most venture investors have a seven to 10 year time horizon, and our company is three years old.

Hoffman said that companies like LinkedIn need to be investing in technology over a five - year time horizon.

Heather Davis, head of global private markets at TIAA - CREF, says farmland fits nicely with the institution's overall investment philosophy: Its goal is to provide its customers (that econ prof, nurse, or other service professional) with retirement income decades into the future, and it acquires land, like vineyards, with a 20 - to - 30 year time horizon.

On paper, it's easy to make a case for a three - or four - year time horizon - long enough for appreciation to offset the real estate agent's commission and other costs of buying and selling.

Key to Nvidia's ability to endure years of market doubt, Lebaredian adds, is Huang — a leader with deep conviction in the potential of graphics technology and an ability to think in 10 - year time horizons.

This may sounds incredibly risky given my 5 year time horizon to retire at the age of 35 then you would be right — but she recommended that I diversify my equity exposure to include more international stocks (which I am doing more research on) and pull back on my bonds.

«We have three - to five - year time horizons and basically try to arbitrage the public market's time horizon».

Recessions are common enough that you can count on several of them impacting your portfolio over the course of even a 10 - year time horizon.

I feel these will be very good levels to buy Indian equities for a two year time horizons.

One of the biggest difficulties in managing money today is that investors have developed very short time frames — much shorter than the five - to - seven - year time horizon we use to evaluate the companies we invest in.

For example, recent studies show anti-shale gas advocacy groups base arguments around the 20 - year time horizon, while the pro-shale gas community emphasizes the 100 - year timescale, but both metrics are needed to truly understand the short - and long - term impacts shale gas has on the environment.

There is no scientific reason to prefer a 100 - year time horizon over a 20 - year time horizon; the choice of GWP100 is simply a matter of convention.

Attempts to put dollar values on the global costs of coral bleaching suggest that reef degradation from bleaching could cost from $ 20 billion (moderate bleaching) to over $ 84 billion (severe bleaching) in Net Present Value (over a 50 - year time horizon).

When I use the phrase «the future of higher education,» we could easily talk about a three - to - five - year time horizon, or a 10 - year time horizon, or a far longer time horizon.

In our interview, Senge reminds us of education's strong potential to influence, given its «50 to 70 year time horizon,» and he advocates for more «depth of understanding, the appreciation of interdependency and collaboration, and reconnecting head, heart and hand.»

Education is the only institution in society that has a 50 to 70 year time horizon.

Of course, when you look over this longer 15 - year time horizon, there isn't any deterioration to worry about either.

Our investment strategy is meant for medium - to - long - term investments of at least a 3 - 5 year time horizon.

... in the case of a 30 - year time horizon, the outcome of a withdrawal scenario is dictated almost entirely by the real returns of the portfolio for the first 15 years.

Normally, he'd recommend a more aggressive portfolio for Jim because he has a good federal government defined benefit pension and an expected 30 - year time horizon to draw down his funds.

Simply ask him to review your portfolio performance against the relevant benchmark indices over a 5 - year time horizon and compare that to a similar weighted basket of ETFs and see what that shows.

There is a 25 % probability returns will be lower by two percentage points over a 10 - year time horizon and by one percentage point over 30 years.

But, I think finding the Washington Posts of the world are easier said than done in hindsight, especially when thinking about a 30 year time horizon.

In this project we used deep neural networks (a term we will use to refer to the class of neural networks that includes multi-layer perceptrons and recurrent neural networks) to predict how a stock will perform relative to the market over a one - year time horizon.

If you have a 10 - year time horizon, you can make good decisions and make a lot of money.

If you have a three - year time horizon, you could probably still do well.

If we sought to predict stock performance over a five - year time horizon, then our learning process would have only 11 independent time periods.

The second $ 70,000 portion of her portfolio has a 15 - to 25 - year time horizon and will be used between ages 75 and 85; it can be structured 70 % fixed income and 30 % equities.