Sentences with phrase «year time horizon if»

For example, a 25 - year old only has a 5 - year time horizon if he's expecting to spend all of his money on the down payment of a mortgage when he's 30.

Not exact matches

Part of your risk tolerance comes from your time horizon: If you need the money in two to three years, you shouldn't take on as much risk as you would if you didn't need the money for 40 yearIf you need the money in two to three years, you shouldn't take on as much risk as you would if you didn't need the money for 40 yearif you didn't need the money for 40 years.

So just as you should never be 100 % invested in stocks, it's probably a good idea to never be 100 % allocated in short - term investments if your time horizon is greater than one year.

If you have a five year or so time horizon, that kind of patience would be warranted.

If the bonds don't match your time horizon, then you either end up trading shorter term bonds until your 10 years are up (which is an expensive headache), or you take unnecessary interest rate risk with longer term bonds.

If you're looking at a time horizon of 20, 30 years, I think the one constant is change.

This isn't a problem for investors with long time horizons (say 10 + years to retirement) or large enough portfolios to live entirely off dividends, but if your portfolio is small and you need to periodically sell shares to fund living expenses (such as with the 4 % rule), then this short to medium - term risk is something to be aware of as you think about portfolio diversification.

If you've been unemployed for years and there's nothing on the horizon, I guess you should probably list it (although that will be a profile killer and it might be better spending time finding work instead of finding a date at that point).

My final opinion is this: if you have a 5 - year time horizon, I think you will do well with physical gold, where you take delivery, and store it yourself.

If the additional mortgage takes 30 years to pay off (extreme case) its a time horizon for stocks which makes them a lot less risky no?

Dear Prem, If your investment horizon is 10 years, any time is good time to invest in mutual funds.

If you have a 10 - year time horizon, you can make good decisions and make a lot of money.

If your time horizon is only a couple of years out, and you know that you need the money, it isn't a discretionary purchase, this is something you truly need or that's very very important; you keep that money safe.

If your investment horizon (this is, the time you plan to keep the money invested) is several years, you can have a reasonable assurance that a portfolio of stock and bonds will be worth the same or more after that many years, no matter if it loses value in the short terIf your investment horizon (this is, the time you plan to keep the money invested) is several years, you can have a reasonable assurance that a portfolio of stock and bonds will be worth the same or more after that many years, no matter if it loses value in the short terif it loses value in the short term.

If you have a three - year time horizon, you could probably still do well.

«Anyone buying a home should have a 5 - to 10 - year horizon for owning that home, even if they don't occupy it for that long a time,» says Blomquist.

If you have a short time horizon (less than two years), you should take the money you need out of the stock market.

In the above chart, notice that even if you have invested at the peak of 2008 and had remained invested for 8 — 10 years time horizon, you would have received decent returns from the market.

If you have a more reasonable time horizon of 10 to 20 years, there is no guarantee at all that gold will keep your dollars safe from inflation.

The upshot of all this is that people who expect to be in the 25 % bracket or higher during their retirement years should strongly consider a Roth conversion even if the rate of tax on the conversion is as many as ten percentage points higher, provided they can pay the conversion tax with money that would otherwise remain in a taxable investment account and their investment time horizon is a long one.

Part of your risk tolerance comes from your time horizon: If you need the money in two to three years, you shouldn't take on as much risk as you would if you didn't need the money for 40 yearIf you need the money in two to three years, you shouldn't take on as much risk as you would if you didn't need the money for 40 yearif you didn't need the money for 40 years.

(Anytime is good time to start investing in equity mutual funds if your investment horizon is > 10 years).

Invest in Equity mutual funds if your time horizon is atleast 10 years.

Please suggest if i should change any fund Time horizon is more than 15 years.

Invest in these top performing mutual funds through SIPs (or lump sum) if your time horizon is atleast 5 or more years.

You can opt for Balanced funds if you time horizon is between 5 to 10 years.

If someone had the imperative of dollar - cost - averaging into Clorox stock every month with a time horizon of 25 years or more, the current valuation is nowhere near being excessive enough to stop the monthly contributions.

If we assume a balanced portfolio will return 6 % annually before costs, a 2 % MER will eat almost a third of your potential returns over a 20 - year time horizon; at the 30 - year mark, you'll lose 45 %.

3) If annual savings are sustainable, view them over a 20 year time horizon to see the real impact on your retirement savings.

If your time - horizon is > 10 years, kindly consider investing in Equity mutual funds.

«If you have a short - term time horizon — say, less than a few years — you're going to be better off renting because in all probability... you won't recoup transaction costs.»

If your time - horizon is say 8 years, do not opt for SWP, instead just invest in Growth option and keep tracking your portfolio.

The difference between accumulated corpus of a Direct Plan and a Regular Standard Plan will be significant if your time horizon is say more than 15 years.

If your time - horizon is around 5 years, you may opt for Franklin fund.

Dear mohinder, If you have time horizon of say around 5 years, you may consider investing in a balanced fund.

My timing is sometimes nonideal, but ideal timing is not required for great results if the time horizon is years.

If you are not sure about the time - frame and minimum horizon around 3 years, you may stick to large - cap and balanced funds.

If you're a revolver who has dropped into a quagmire of massive interest and a repayment horizon stretching years into the future, it may be time to seek help.

In market conditions like these, would investing in equities make sense if one was looking at a 15 year time horizon?

IF YOUR TIME HORIZON IS FIVE YEARS or less, the big threat can be summed up in two words: losing money.

Suggest you not to invest in such funds if your time - horizon is just 1 year.

Keeping all MFs for long time horizon (for retirement), I have invested in 2/3 funds for each category to get better returns and buffer losses (even if 1 fund does nt perform well in a particular year, the other might).

If you don't have a time horizon of three years or more then maybe this investment is not for you.

But if your time horizon is more than five years, you should have time to ride out any market dips and earn decent long - run gains.

If you have a three - fifteen year time horizon, you should ignore the financial news and the current market volatility.

So if you invest in a company with a time horizon of say five years.

While you are getting closer to retirement, you should still have between 15 and 25 years — if not longer — before you stop working and with that kind of time horizon you shouldn't be overly nervous about owning riskier assets.

If you have less than a 3 year time horizon, you should have no stock market exposure.

If your money is invested properly, and if you have a time horizon of three years or more, then you don't have to do anything right now,» said Ric Edelman, author of «The Lies About Money.&raquIf your money is invested properly, and if you have a time horizon of three years or more, then you don't have to do anything right now,» said Ric Edelman, author of «The Lies About Money.&raquif you have a time horizon of three years or more, then you don't have to do anything right now,» said Ric Edelman, author of «The Lies About Money.»

First, the time horizon is usually shorter: even if you start contributing to an RESP when your child is born (and most parents don't), you'll start tapping the funds in no more than 18 years.