And for those who are interested, you can also download my Bank Savings Account Tracker (Excel Spreadsheet) that will allow you to estimate how much a savings account will be worth in a one -
year time period based on deposited amount, timing of the deposits, and interest rate.
Not exact matches
Actual results, including with respect to our targets and prospects, could differ materially due to a number of factors, including the risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition in key markets; the risk that we or our channel partners are not able to develop and expand customer
bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders as we experience wide fluctuations in supply and demand; the risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this business; the risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result in higher production costs and lower margins; our ability to lower costs; the risk that our results will suffer if we are unable to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely
basis to meet customer demand; the risk that longer manufacturing lead
times may cause customers to fulfill their orders with a competitor's products instead; the risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix; risks associated with the ramp - up of production of our new products, and our entry into new business channels different from those in which we have historically operated; the risk that customers do not maintain their favorable perception of our brand and products, resulting in lower demand for our products; the risk that our products fail to perform or fail to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the potential recall of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters as consumers and businesses may defer purchases or payments, or default on payments; risks resulting from the concentration of our business among few customers, including the risk that customers may reduce or cancel orders or fail to honor purchase commitments; the risk that we are not able to enter into acceptable contractual arrangements with the significant customers of the acquired Infineon RF Power business or otherwise not fully realize anticipated benefits of the transaction; the risk that retail customers may alter promotional pricing, increase promotion of a competitor's products over our products or reduce their inventory levels, all of which could negatively affect product demand; the risk that our investments may experience
periods of significant stock price volatility causing us to recognize fair value losses on our investment; the risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the risk we may be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired; risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization of products under development, such as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products risks related to our multi-
year warranty
periods for LED lighting products; risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of customer acceptance for our products; risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal
year ended June 25, 2017, and subsequent reports filed with the SEC.
iShares Core ETFs included in this comparison vary
based on the
time period analyzed: 3
year (18 Core ETFs existed for the full 3 -
year period beginning 1/1/15); 5
year (14 Core ETFs existed for the full 5 -
year period beginning 1/1/13); and 10
year (8 Core ETFs existed for the full 10 -
year period beginning 1/1/08).
Mr. Apotheker was granted a long - term incentive award consisting of 76,000 shares of
time -
based restricted stock vesting in equal amounts annually over a two -
year period, 304,000 PRUs for the two -
year performance
period extending from
And so every
time the market went up, people piled into that fund, when market went down, they pile out, when the fund outperformed, they piled in, when the fund underperformed they piled out and they took that 18 percent annual gain when the market was flat so that's great on an annualized
basis over 10
year period to beat the market by 18 points, but for outside investors, they went in and out so badly that the average investor on a dollar weighted
basis lost 11 percent a
year and --
I have spent the last
year or so, looking at mostly US
based stocks and specifically those that have performed the best over the past 3, 5 & 10
year time periods.
Taking this a step further, the chart above shows that out of the most recent 23
periods of higher rates (
based on the 10 -
year Treasury yield), stocks have gained ground 19 of those
times.
Unlike some other forgiveness programs that simply waive any remaining debt after a longer
period of
time, Perkins Loan Cancellations are evaluated on a
year - by -
year basis, and you could have either a percentage or the full amount of your balance canceled.
Actual results may vary materially from those expressed or implied by forward - looking statements
based on a number of factors, including, without limitation: (1) risks related to the consummation of the Merger, including the risks that (a) the Merger may not be consummated within the anticipated
time period, or at all, (b) the parties may fail to obtain shareholder approval of the Merger Agreement, (c) the parties may fail to secure the termination or expiration of any waiting
period applicable under the HSR Act, (d) other conditions to the consummation of the Merger under the Merger Agreement may not be satisfied, (e) all or part of Arby's financing may not become available, and (f) the significant limitations on remedies contained in the Merger Agreement may limit or entirely prevent BWW from specifically enforcing Arby's obligations under the Merger Agreement or recovering damages for any breach by Arby's; (2) the effects that any termination of the Merger Agreement may have on BWW or its business, including the risks that (a) BWW's stock price may decline significantly if the Merger is not completed, (b) the Merger Agreement may be terminated in circumstances requiring BWW to pay Arby's a termination fee of $ 74 million, or (c) the circumstances of the termination, including the possible imposition of a 12 - month tail
period during which the termination fee could be payable upon certain subsequent transactions, may have a chilling effect on alternatives to the Merger; (3) the effects that the announcement or pendency of the Merger may have on BWW and its business, including the risks that as a result (a) BWW's business, operating results or stock price may suffer, (b) BWW's current plans and operations may be disrupted, (c) BWW's ability to retain or recruit key employees may be adversely affected, (d) BWW's business relationships (including, customers, franchisees and suppliers) may be adversely affected, or (e) BWW's management's or employees» attention may be diverted from other important matters; (4) the effect of limitations that the Merger Agreement places on BWW's ability to operate its business, return capital to shareholders or engage in alternative transactions; (5) the nature, cost and outcome of pending and future litigation and other legal proceedings, including any such proceedings related to the Merger and instituted against BWW and others; (6) the risk that the Merger and related transactions may involve unexpected costs, liabilities or delays; (7) other economic, business, competitive, legal, regulatory, and / or tax factors; and (8) other factors described under the heading «Risk Factors» in Part I, Item 1A of BWW's Annual Report on Form 10 - K for the fiscal
year ended December 25, 2016, as updated or supplemented by subsequent reports that BWW has filed or files with the SEC.
Your financial goal could be
based upon the average income generated by each rental unit you own for a month,
year, or longer
period of
time, but it has to be
based on the average income per unit.
A: Glass Lewis Realizable Pay is calculated over a three -
year period and includes: actual salary received; actual incentive cash granted and earned; the intrinsic value of
time - vesting equity granted; the intrinsic value of performance -
based equity granted and earned; and all other compensation paid.
While floaters may be linked to almost any benchmark and pay interest
based on a variety of formulas, the most basic type pays a coupon equal to some widely followed interest rate or a change in a given index over a defined
time period, such as the
year - over-
year change in the Consumer Price Index (CPI), plus a fixed spread in
basis points (1bp = 1/100 of 1 % or.01 %).
(ii) Any accrued but unpaid Annual Bonus earned with respect to any fiscal
year ending on or preceding the Termination Date («Earned Bonus»); plus for the fiscal
year in which the Termination Date occurs, a pro rata Annual Bonus
based on actual performance for the entire performance
period and calculated and paid at the end of the performance
period, at the same
time as continuing executives are paid their bonuses (but no later than March 15 of the
year following the
year with respect to which the bonus is calculated)(«Pro-Rata Bonus»);
In this book Bill Schultheis presents a simple investing plan built on establishing an investment portfolio of low cost index funds that,
based on historical performance, will generate positive returns over a long
time period (10 +
years).
We are seeing more laws proposed
based on politicians religious beliefs in the past ten
years than any other
time period since our founding in 1776.
While it should be noted that evangelicals» share of the overall US population dropped by 0.9 percent over the last seven
years based on denominational affiliation, the percentage of US adults who self - identify as evangelical rose from 34 to 35 percent over the same
period of
time.
Buyer assessment of Welbeck must be
based on actually seeing him play in the
time period since his return this
year from his last longterm injury.
I never understood how someone can honestly make a life - long commitment with a partner
based on a static set of emotions and set of circumstances at a specific
time period in ones life; who you are today and your state of mind won't be the same five, ten, fifteen
years from now.
Two
years ago I
based my conclusions on an analysis of polls between 1992 & 2015 but for the 2017 election I have analysed a longer
time period from 1950 to 2015.
Based on growth marks, the team estimates one of the individuals to be at least 2
years old and still growing at the
time of its death, supporting the growing body of evidence that pterosaurs had long incubation
periods.
A new population -
based study from The University of Texas Medical Branch at Galveston showed for the first
time that exposure to testosterone therapy over a five -
year period was not associated with an increased risk of aggressive prostate cancer.
Based on photographs taken between 1937 and 1970, Sarah Lee Lippincott reported in 1971 that star A and B are separated by an «average» distance of 147
times the Earth - Sun distance (AU)(of a semi-major axis) in a circular orbit (e = 0.00) of about 2,600
years, in contrast to Josef Hopmann's (1890 - 1975) earlier report in 1958 of an elliptical orbit (e = 0.25) with an orbital
period of 3,000
years and an «average» distance of 157 AU (of a semi-major axis) that varies between 118 and 196 AU.
The only
time period that remotely resembles the ocean changes happening today,
based on geologic records, was 56 million
years ago when carbon mysteriously doubled in the atmosphere, global temperatures rose by approximately six degrees and ocean pH dropped sharply, driving up ocean acidity and causing a mass extinction among single - celled ocean organisms.
Follow - up
time was
based on the earliest date of entry into the risk
period (date of 14th birthday or, for all immigrants older than 14
years on arrival, date of immigration) until exit from the cohort.
These assessments were relative to global temperature in
year 1990, so add 0.6 °C to these values to obtain the warming relative to 1880 — 1920, which is the
base period we use in this paper for preindustrial
time.
Patients taking prescription sleep aids on a regular
basis were nearly five
times as likely as non-users to die over a
period of two and a half
years, according to a recent study.
Now this ratio is a guideline and you can be a bit above or below these on a daily
basis, but the overall understanding is that over a longer
period of
time (a month to a
year and beyond) you will be eating somewhere within this «zone» of macro nutrients (min 80 % carbs / max 10 % fats / max 10 % protein).
Based on the number of people in the study (135,000) and the length of
time of the study
period (7.5
years), many people may consider these results to be groundbreaking.
Executive Search Dating is a membership
based service that offers you unlimited dating over a fixed
period of
time (typically one
year) with a guaranteed minimum number of matches.
Loosely
based on a graphic novel, the film spans a brief but tumultuous
period in Adèle's life, from her last
years of high school till some
time later, when she is a twentysomething adult pursuing a career as a teacher.
During the
period studied, the employee contribution rate was 9 percent of earnings, and the benefits formula was
based on employees»
years of service and salary at the
time of retirement.
Our approach to achieving this goal focuses on three objectives: (1) to develop a reliable, predictive panel of biomarkers (including both biological and bio-behavioral measures) that can identify children, youth, and parents showing evidence of toxic stress, and that can be collected in pediatric primary care settings; (2) to conduct basic, animal and human research on critical
periods in development and individual differences in stress susceptibility, thereby informing the
timing and design of a suite of new interventions that address the roots of stress - related diseases early in the life cycle; and (3) to build a strong, community -
based infrastructure through which scientists, practitioners, parents, and community leaders can apply new scientific insights and innovative measures to the development of more effective interventions in the first three postnatal
years.
As a long -
time member of the Public Education Leadership Project, a joint initiative between HBS and HGSE, Higgins co-authored a book with her colleagues on managing central office - school relationships called, Achieving Coherence in District Improvement; this book is
based upon their work with large urban districts over a ten -
year time period.
The S - CCATE is
based on a scientific review of the research and input from teams of principals and teacher - leaders over a 7 -
year time period.
Our students and teachers curate learner profiles, which students not only present to their families at our twice - yearly student - led conferences, but also utilize on an ongoing
basis throughout the school
year to make choices about what goals they are going to set over a variety of
time periods.
She added: «The definition will be
based on performance over three
years, identifying schools that have been coasting over a
period of
time, rather than through a single set of results.»
A two -
year probationary
period is not a lot of
time on which to
base a decision, particularly in districts without effective mentoring and induction programs.
Compared to Chicago Public Schools» district - wide 1 - point improvement in the same
period, these two schools improved by 8 and 10 points, respectively, on the student - teacher trust measure of the 5Essentials Survey — a school climate survey
based on more than 20
years of research that found schools strong on three or more of the 5Essential components were ten
times more likely to improve student learning gains.
During the three -
year experiment, educators were rewarded with $ 5,000, $ 10,000 or $ 15,000 bonuses
based on whether their students» achievement rose by a specific amount over a certain
period of
time.
For the 2018 - 19 school
year Part to full
time positions Posting
Period: Open until filled We... visual art concepts and skills + Successful teaching experience including standards -
based...
The four bills would increase the probationary
period — the length of
time before a teacher is up for tenure — from four to five
years; end the practice of laying teachers off predominately
based on seniority; put teachers evaluated as ineffective back on probation; make it easier to fire teachers for a broader slew of offenses; and limit collective - bargaining rights, barring unions from negotiating areas such as teacher evaluations.
Based on IHS Markit U.S. total new light - vehicle registrations vs. vehicles in operation in the MY2006 — 2015 models which have been on the U.S. market for the entire ten -
year time period in the Non-Luxury Traditional Compact segment for non-turbo cars.
By default, the image thumbnails are sorted by date; pinch - zooming in gets you to a specific week or day, while pinching - zooming out shows you lists
based on longer
time periods, such as a months or
years.
While index investing is
based on the logic that investors as a group can not beat the index, it doesn't exclude the possibility that some mutual funds can beat the index some of the
time, even over a
period as long as 10
years.
All annuities are
based upon the premise that the money will remain in the account for a predetermined minimum contractual
period of
time (usually 7 - 9
years).
DOE argued that Judge Frank should consider Price's financial prospects for a much longer
time — the 20 - or 25 -
year period of an income -
based repayment plan.
Many momentum -
based strategies, such as buying stocks with high relative strength (that have gone up the most over a recent
time period) or have had the highest earnings growth in the last few
years, are effectively strategies that are betting against mean reversion in the near term.
The KL Allocation Fund (GAVIX) was in the 75 percentile for the 1
year period among 487 peers in the Morningstar World Allocation Category; 9 % in the 3
year period among 441 peers, and 1 % in the 5
year period among 404 peers.The Morningstar percentile ranking is
based on the fund's treynor ratio relative to all funds that have the same category for the same
time period.
Where Cash Back Dollars are redeemed on an annual
basis, the annual earnings
period will start from when the Card is used to make Purchases until the Account's January billing cycle of the following
year, after which
time the annual earnings
period will continue each
year from the Account's January billing cycle to the January billing cycle of the following
year.
A study Barry Feldman and Dhruv Roy, cleraly shows the BXM Index (CBOE S&P 500 BuyWrite Index), a benchmark for an S&P 500 -
based covered call strategy, had slightly higher returns and significantly less volatility than the S&P 500 over a
time period of almost 16
years, despite the fact that covered calls have a truncated upside in the short term.