Sentences with phrase «years a guaranteed issue»

Ultimately, if you have had chest pains within the last two years a guaranteed issue policy is definitely your best and cheapest policy option.

Not exact matches

With a guaranteed issue life insurance policy, if you die because of an accident (e.g. a car crash) within the first two years, the full death benefit will be paid to your beneficiaries.

KBank has the biggest market share in Thailand as far as Letter of Guarantees issued by the country's banking system is concerned, and accounts for 25 percent of the approximately $ 40 billion issued in total per year.

I know nothing is guaranteed but not that long ago JNJ had serious recall issues, MCD about ten years ago traded in the teens, big oil has taken a tumble, etc. etc..

Iraq issued $ 1 billion of five - year bonds in January, which were fully guaranteed by the US government.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

I can't blame him for not trusting another loan year when we gave him to Pullis last time but we couldn't expect the manager to guarantee Gnabry playing time over other players, what if his fitness had been an issue?

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

He has suggested that the government might want to rethink the 15 - year non-renewable terms proposal, which has generated a lot of resistance, and come up with a third way on the referendum issue — perhaps guaranteeing one if five per cent of the electorate demand one.

Cuomo four years ago was endorsed by the Business Council, the first time the group issued a nod to a statewide candidate, but this year there's no guarantee that will happen.

The system comes with a one - year satisfaction guarantee warranty and a one - year warranty, which isn't the longest in the industry, but you also receive free expert technical support for the lifetime of the product to help you work through any issues or questions you come upon.

Membership costs only $ 40 per year and includes the annual Shopping Guide and quarterly Wise Traditions Journal, a well respected publication that is guaranteed to provide life enhancing health information to you and your family with each and every issue.

Following a young woman as she awkwardly makes her way through her senior year of high school, Lady Bird explores popularity, family issues, jealousy, and numerous other issues that teenagers face on a daily basis, so if you go into this film having already experienced those years of your life, I guarantee there will be a section of this movie that you can relate to.

A semi-separate issue is the question of tenure itself: should teachers, often by the age of twenty - five, obtain guaranteed lifetime employment in a school system on the basis of a few years of satisfactory evaluations?

Both moves have guaranteed that the two unions have gotten their way on nearly every educational issue — including the passage of a law last year that bans districts from laying off teachers at the expense of fewer days in school for children in need of more time in classrooms, and Brown's decision to cancel funding for the CalTIDES teacher data system (effectively ending efforts to overhaul teacher evaluations).

2 YEARS MAINTENANCE INCLUDED WITH EVERY VEHICLE PURCHASED CARFAX BuyBack Guarantee is reassurance that any major issues with this vehicle will show on CARFAX report.

Reliability issues might not be something we can talk about for a few years, but a five - star safety score from Euro NCAP means safety is guaranteed.

CARFAX CERTIFIED ** FINANCING AVAILABLE ** Contact our Sales at 301-277-3838 ** GUARANTEED FINANCING APPROVAL ** MD and VA inspected, extended warranties available in every unit... and your first year of basic maintenance comes included in every vehicle we sell.Got credit issues!?

USDA has announced a reduction in both the upfront guarantee fee and monthly / annual fee for fiscal year 2017, effective with Conditional Commitments issued on or after October 1, 2016 through September 30, 2017.

If you're between 50 and 80 years old, you can be accepted for guaranteed issue coverage regardless of your health.

Premiums are guaranteed for 10 years Premiums are set and guaranteed for 10 years when your policy is initially issued.

If you pay the Short Term No - Lapse Guarantee Premiums stated in your policy then the no - lapse protection that comes with the policy will prevent a policy lapse from 4 to 20 years depending on your age at issue.

After the initial rate guarantee period, your rate may be adjusted each year but may never fall below the guaranteed minimum interest rate at the time of issue.

The first limitation of guaranteed issue life insurance is that the insurance isn't in full force until after two full years of coverage.

The GIC Bonus Rate Offer is available for 1 - year Non-Redeemable and 1 - year Redeemable Guaranteed Investment Certificates that are issued in respect of deposits made in Canadian dollars for an amount between $ 1,000 CAD and $ 500,000 CAD; not held in any registered plan, such as Registered Retirement Savings Plan, RRIF or Tax Free Savings Account, and issued to one or more individuals who qualify for the HSBC RBWM Newcomers Program under s. 2 within 6 months of the opening of any sole or joint Eligible Account held or closed by such persons.

3 To be eligible for the CoverMe Guaranteed Issue Life insurance Living Benefit, you must be less than 83 years of age and your policy must be in effect for at least two years.

It also has a death benefit that is guaranteed from 5 - 30 years, based on age at issue, assuming a minimum premium is met.

Yes, they have a par value, which is good, but take Meridian Credit Union's frequent investment share issues... they commit to a dividend rate for a period of 5 years but the dividends are still not guaranteed and you can't sell your shares for 5 years.

Earn AIR MILES ® reward miles When you pay your premiums monthly by credit card or pre-authorized debit, you have the opportunity to collect AIR MILES ® reward miles every year as a CoverMe Guaranteed Issue Life policyholder.

You can buy a guaranteed issue whole life policy or 10 year, depending on which you think you would need, and just need to pass some tests.

With a guaranteed issue life insurance policy, if you die because of an accident (e.g. a car crash) within the first two years, the full death benefit will be paid to your beneficiaries.

No benefit is payable under the Guaranteed Issue Life Insurance Plan in the case of suicide, while sane or insane, within two years of the effective date of the coverage.

The length of the guarantee period is 5 to 10 years depending on the Insured's age when we issue the policy.

Gerber's guaranteed issue policy is a whole life plan for people between 50 and 80 years old, and as the name suggests, you're guaranteed to be approved.

Guaranteed Issue policies of this type typically have what's referred to as a two - year «graded» benefit.

All Guaranteed Issue policies have death benefits that are phased in over time, typically over two years.

GOLD SERIES SAGE CHOICE SINGLE PREMIUM DEFERRED ANNUITY — PRODUCT OVERVIEW 6 Year Single Premium Deferred Annuity Issue Ages: 15 days — 90 years (age last birthday) Minimum Premium — $ 2,000 Maximum Premium — $ 500,000 per Owner Free Withdrawal Provision («Bailout Feature»): Included in the Contract Guaranteed Minimum Interest Rate: 2 % for the first 10 years and 3 % thereafter Contract Loan — Not Available for this product Free - Look Period — 30 days Death Benefit: Accumulation Value on the date of the Owner's death.

The major insurance companies of that period were deeply at fault in this as well, largely driven by the need to issue 5 - year Guaranteed Investment Contracts [GICs] to rapidly growing stable value funds of defined contribution plans.

Among the issues you'll need to consider as you create an income plan: How much you'll receive from Social Security and whether you should you consider delaying claiming your Social Security benefit to boost the size of your check; how much of your nest egg's value can you withdraw each year without incurring too big a risk of running out of money before you run out of time; and whether you should devote a portion of your savings to an immediate annuity or a longevity annuity, so you'll have a another source of guaranteed lifetime income in addition to Social Security.

During the 70 years that the loan program has been in existence, The VA has issued 20 million loan guarantees.

In addition to the higher premiums, one of the main drawbacks to a guaranteed issue life insurance is that your beneficiaries wouldn't receive a full death benefit until your policy has been in force for a specific length of time (typically between one or two years, depending on the life insurance company).

Rapid Decision Guaranteed Issue — The Rapid Decision Guarantee Issue plan is also available for those who are between the ages of 50 and 85 years of age.

Thus, financial institutions and banks issuing letters of credit compete directly with MBIA Corp. to guarantee short - term notes and bonds with a maturity of less than 10 years.

To the extent that banks providing credit enhancement may begin to issue letters of credit with commitments longer than 10 years, the competitive position of financial guarantee insurers, such as MBIA Corp., could be adversely affected.

I don't see the US Government guaranteeing all of the debt of the Agencies, but I could see it doing it for a period of years on new issues, particularly if the Government received equity warrants.

Parts of the new health care legislation have already taken affect, but there is quite a bit of confusion over the guaranteed issue status for children under the age of 19 years old.

If you are healthy, the last thing you should do is take a guaranteed issue burial policy due to the three - year waiting period.

In addition to guaranteed issue products, GTL also offers Quick Issue 10 and 20 year poliissue products, GTL also offers Quick Issue 10 and 20 year poliIssue 10 and 20 year policies.

Short U.S. Government Funds invest primarily in securities issued or guaranteed by the U.S. government, its agencies, or its instrumentalities, with dollar - weighted average maturities of less than three years.

In case of ULIPs (issued after Sep 2010), if discontinued in first 2 years then the sum assured will be paid after the lock - in period of 5 years with minimum guaranteed return of 4 %.