Sentences with phrase «years at a default»

The interest rate you pay on the short term loan is much more desirable than years at a default annual percentage rate with your credit card company.

Not exact matches

The company had a net loss of 10 million yuan (US$ 1.57 million) in the first half of last year, a bond default this year, and it has racked up debts of at least 3 billion yuan.

But be forewarned: Unless you've been in business at least two years, McKinley says, issuers will typically want to hang the account on your personal credit, which means you may be liable in the event the account defaults.

Stuyvesant Town, a sprawling complex of 56 high - rise brick buildings with a private park on 80 acres on Manhattan's East Side, was at the center of a $ 3 billion default five years ago.

Policymakers are fixated on the debt ratio in part because it was at above 160 per cent that households in the United States and Britain ran into trouble about five years ago, contributing to defaults and the financial crisis that triggered the 2008 - 09 recession.

And default rates are at 15 - year lows.

S&P analysts are predicting that about 13 percent of real estate loans coming due will ultimately default, up from 8 percent over the past two years, according to Dennis Sim, a researcher at the firm.

Ultimately, if you're struggling with your current payments or are at risk of defaulting and still have several years left on your loans, debt consolidation might be a good idea.

Although most borrowers choose to follow the 10 - year Standard Repayment Plan — a fixed monthly payment of at least $ 50 over the course of 10 years which is the default repayment plan for federal loans — there is an array of income - based repayment options available to fit everyone's needs.

While I don't expect a significant deterioration in credit markets next year, conditions are turning less favorable: corporate leverage is higher, default rates are rising and with oil hovering near $ 40, energy issuers are at risk.

As a somewhat recent college grad who vividly remembers what it's like scraping together part - time income just to have something to invest, I'm hoping I'll be a little more successful at showing you how to invest with little money, than the 60 year - old bankers explaining credit default swaps to fresh faced new hires.

High - yield bonds represented by the Bloomberg Barclays High Yield 2 % Issuer Capped Index, comprising issues that have at least $ 150 million par value outstanding, a maximum credit rating of Ba1 or BB + (including defaulted issues) and at least one year to maturity.

Participants in the 401 (k) plan were automatically enrolled into the plan at a 6 % default deferral percentage which automatically increases 2 % per year up to a maximum of 16 %.

At this point, I am quite confident I will not hit my annual goals for the year; however, as discussed before, this is mostly due to the maturation of my accounts, hence the defaults, and an overestimation of fresh capital.

Under the Connecticut bill, employees who are at least 19, make at least $ 5,000 a year and work for companies that employ five or more workers and don't offer a retirement plan would automatically be enrolled in the state - run plan (a Roth IRA) at a default contribution rate of 3 %, according to the National Association of Plan Advisors, which cites the Connecticut Post.

Central banks may forestall these defaults by pumping even more money into the economy — at the risk of higher inflation in coming years.

12-10-2010 Resignation of Chairman 11-10-2010 Caledonia Mining Announces Third Quarter 2010 Results 10-21-2010 Caledonia Mining Announces the Commissioning of the No. 4 Shaft Project 08-26-2010 Caledonia Mining Announces the Completion of the Underground Installations on the No. 4 Shaft Project 08-18-2010 Caledonia Option Exercise Prices Reduction Becomes Effective 08-12-2010 Caledonia Mining 2010 Second Quarter and Half Year Results and Management Conference Call 06-14-2010 Caledonia Commissions the First Standby Generator at Blanket Gold Mine in Zimbabwe 05-14-2010 Caledonia Mining First Quarter 2010 Results 05-06-2010 Caledonia Installing a Standby Generator at Blanket Gold Mine in Zimbabwe 03-31-2010 Caledonia Mining 2009 Fourth Quarter and Annual Results and Management Conference Call 02-12-2010 Government of Zimbabwe sets out Regulations for Indigenisation 01-29-2010 Reserve Bank of Zimbabwe Defaults on Bond Repayment to Caledonia Mining and update on timeline for completion of No. 4 Shaft Expansion

Make a $ 450,000 home loan with 3 % down to a couple making $ 35,000 a year working at Starbucks; already burdened with $ 90,000 in student loans, $ 20,000 in credit card debt and FICO scores of 610, after they tell the loan officer they make $ 120,000 as senior managers of a large multi national corporation When they default on the home loan, file bankruptcy to discharge student and credit card debt and start living in section 8 housing, you now have a new brother and sister.

As the IMF warned last year, 22 % of U.S. corporation are at risk of default if interest rates rise.

From my experience in the past three years, I have had one default at Lending Club, while at Prosper nearly half of the borrowers have defaulted.

Subprime auto - loan delinquencies are rising and Experian recently reported that the national bank credit - card default rate set a 46 - month high in April at 3.35 %, which was up from 3.09 % a year earlier.

It means my default is to consider police heroes because, unlike my black friends, I don't get pulled over at least once or twice a year.

Riding home, I think about one thing I was told: «In almost three years at Nehemiah, there has not been one single default on a mortgage.»

First of all we need to assume that the people in charge behind the scenes at Arsenal FC are actually thinking about putting a new manager in charge, rather than the usual default setting of letting Arsene Wenger having yet another crack at the Premier League despite the Gunners slipping further and further away from mounting any sort of challenge in recent years.

I'll default to 4 years and choose to discount at 0.95.

We can look at the November 29 battle with Louisville as a default Big East Championship game, and it may be just that, but an undefeated season could still be in play for first - year coach Kyle Flood at that time, too, even despite an iffy offense.

At catcher, Hernandez, who hit just.149 with the Dodgers last year, gets the job by default.

And yet... here we are at # 2 in a really really good QB class and some people are content with passing up on QB in order to get an immediate starter at what is by default a less valuable position, so that we can try to make a final run with our 37 - year old, declining, eliteforoneoutof15seasons QB.

Already Buhari has started giving excuses for the abysmal performance.He attributed the quagmire to drop in the price of oil globally and cleverly laid the blame on the doorsteps of all Nigerian accusing them of relying solely on oil.All renowned rating agencies including fitch continue to downgrade Nigeria ever since Buhari took over and it is projected that Nigeria will not be able to repay its debt obligations.Fitch for instance downgraded Nigeria's longterm foreign currency issuer default rating to B + from BB - and longterm local currency IDR to BB - from BB.The general position expressed by almost all the Briton wood institutions is that Nigeria's fiscal and external vulnerability has worsened under Buhari and it is projected that the government's general fiscal deficit could grow up to 4.2 % by the end of 2016 after averaging 1.5 % under the previous regime.A recent capital importation report by Nigeria Bureau of Statistics confirms that, last year, the country recorded total inflow of capital into the economy stood at $ 9.6 billion which was a 53 % drop from previous year and the lowest recorded total since 2011.

Three - quarters of those tickets, worth about $ 11,500, were in default at the time of the Roll Call survey, having gone more than 60 days, and in some cases years, without payment.

The betting odds (at time of writing) on a partial US debt default this year were 6/4 - Default and 1/2 - No Ddefault this year were 6/4 - Default and 1/2 - No DDefault and 1/2 - No DefaultDefault.

At the urging of the state, the Peace Bridge Authority in August 2012 bought a mortgage on the property that the Episcopal Church Home had defaulted on the year prior.

By 1990, Congress required that the costs of default payments be included in the current year projections, forcing policymakers to look at the real costs of making student loans.

For example, for - profit borrowers default at twice the rate of public two - year borrowers (52 versus 26 percent after 12 years), the rate of default among all for - profit entrants is nearly four times that of public two - year entrants (47 percent versus 13 percent).

[i] See Susan P. Choy and Xiaojie Li (2006), «Dealing With Debt: 1992 — 93 Bachelor's Degree Recipients 10 Years Later,» Postsecondary Education Descriptive Analysis Report NCES 2006 - 156, Washington, DC: U.S. Department of Education; Erin Dillon (2007), «Hidden Details: A Closer Look at Student Loan Default Rates,» Washington, DC: Education Sector.

If we assume that the cumulative defaults grow at the same rate (in percentage terms) for the 2004 cohort as for the earlier cohort, we can project how defaults are likely to increase beyond year 12 for the 2004 cohort.

For example, for the 2003 - 04 cohort, the default rate among borrowers was about twice as high at for - profits as at public two - year institutions (52 percent versus 26 percent).

In 2006, a U.S. Department of Education report noted that black graduates were more likely to take on student debt, and in 2007, an Education Sector analysis of the same data found that black graduates from the 1992 - 93 cohort defaulted at a rate five times higher than that of white or Asian students in the 10 years after graduation (Hispanic / Latino graduates showed a similar, but somewhat smaller disparity).

That might seem small at first glance, but relative to the current three - year cohort default rate of approximately 11 percent, it is a substantial change.

In the U.S., student loan limits are too low to cover even tuition at the typical public four - year institution, let alone the non-tuition costs of attendance, and many students default on debts well below the maximum levels.

Chicago Public Schools expects to run a $ 544 million deficit in the coming fiscal year and is at risk of defaulting on debt payments.

The Bentayga is all new for 2017 and with similarly priced and targeted competitors such as the Rolls - Royce Cullinan still at least a year away, it is the default choice for those wanting the very finest SUV around.

When we spoke with Bookeen at CES this year, the company said by default the e-reader did not tap into any particular bookstore, which was a drawback to your average consumer.

The ER phenomenon started as a dusty, 20 - year - old, 150 - page screenplay that Jurassic Park author Michael Crichton had written based on his own experiences as a medical resident in a busy ER, and only wound up at NBC somewhat by default, as Warren Littlefield remembers it.

In 2014, the default rate of the S&P Municipal Bond Index rose for the first time since 2011, finishing the year at 0.17 %.

As late as the Friday before, the credit default market was pricing the likelihood of a Lehman default in the following year at only 7 %.

«Borrowers in default on their mortgage at the time of the short sale (or pre-foreclosure sale) are not eligible for a new FHA - insured mortgage for three years from the date of the pre-foreclosure sale.

type of payment: «End of Period» (default)--(we're assuming you make periodic payments at the end of each year in this case)

FHA reports mortgage defaults of 90 days or more at 7.8 percent during the second quarter of 2009; year ago, the default rate for loans 90 or more days delinquent was 5.4 percent.

Of the Class of 2005 borrowers who began repayments the year they graduated, one analysis found 25 percent became delinquent at some point and 15 percent defaulted.