Sentences with phrase «years based on»

3/1 ARM — This loan is fixed for the first 3 - years of the loan and then adjusts annually for the next 30 - years based on an index, such as the prime rate, for the balance of the loan.

10/1 ARM — This loan is fixed for the first 10 - years of the loan and then adjusts annually for the next 30 - years based on an index, such as the COFI, for the balance of the loan.

For example, we might want to predict the likelihood that a company's stock will outperform over the next few years based on a fixed number of financial ratios (like the stock's return - on - equity, earnings yield, and debt - to - equity).

Next, select the 35 highest years based on the inflation - adjusted amounts.

The downside risk from dividend cuts is 10 % over four years based on today's payout ratio.

This publication includes data reported for previous years based on self - managed super fund (SMSF) returns.

At Vanguard you could save $ 3,814 over 10 years based on Vanguard's average ETF expense ratio of 0.14 %, which results in a cost of $ 1,246 in this scenario, compared with the industry average expense ratio of 0.58 %, which results in a cost of $ 5,060.

Although eBooks might be seen as a direct competitor of print books, PUBAT's data suggests that there are 19.6 million non-readers in Thai population aged 6 + years based on the survey done by National Statistical Office.

«Amazon and Google could be the last ones standing against Apple in the tablet market in the coming years based on their ability to offset a loss on the hardware through content sales and advertising revenue, respectively,» Blin said.

I've been using «they» for singular gender neutral for years based on Chicago's section 5.47 that agrees that trying to use he / she or other variations is awkward and distracting.

[KJA] I've sold direct (self) published books in the last few years based on my pitch to a buyer, and then handing him or her the book to read.

Perhaps it will be picked up in a few years based on common usage but no such distinction exists now.

Mercedes will introduce a new four - door coupe in three years based on the current C - Class generation.

Our team is passionate about the experience you have here, and we couldn't be prouder to have won the coveted Ford Triple Crown for 17 straight years and the President's Award for customer satisfaction for 18 years based on our outstanding dedication to meeting our customers» needs.

You also do realise that * if * they did go mainstream (and that would take 10 + years based on cross rail and HS2) then: A) Charging wont be free anymore, governments and companies arent going to pay your bills forever.

This template also serves as a source for creating assessment data to measure the effectiveness of the school counseling curriculum and to build plans for future years based on those results.

Now that the discussion of whether NCLB would actually close «achievement gaps» by 2014 is nearly in our rear view mirror (it is not going to happen, not even close — it is going to take 80 more years based on recent NAEP research, NCLB actually slowed our progress) let's take a look at the discourse by proponents

Title I — using a comprehensive needs assessment process, funding is targeted at meeting the identified needs of children from low - income families and other disadvantaged groups, and for the already identified Priority Schools, supplying additional family and community engagement personnel and specialized training for principals, the first year, and other personnel in the following years based on needs.

An initial charter is up to three years, and charter renewal contracts may be up to five years based on school performance.

Below is a breakout of district enrollment for all students for the past years based on economic status, disability, and race / ethnicity.

• educators use data to inform instructional decisions in future years based on cohort performance;

In New York state, we have moved from an essentially academic approach to a system that we'll put in place in a few years based on performance assessment [including] value - added requirements, as well as the use of video and attached rubrics, that focus on the practice of teaching.

Nevertheless, teachers earn the same pension benefits in all of those years based on a formula written into law, and governments are legally obligated to pay when the bill comes due.

We are social beings, and we have evolved and thrived through thousands of years based on this brain potential.

Not all employers will have to comply with the new duties as soon as October 2012 as the changes are being rolled out over the next five or so years based on the largest to smallest PAYE schemes.

Posters will be chosen from the past 24 years based on availability.

The film the studio held back in development hell for years based on a character it forcefully ruined in X-Men Origins: Wolverine has become the studio's most lucrative superhero.

Also, you will still be able to download the products that you have purchased with us in the past years based on the nature of your purchase.

If you're just here for the food, scroll on down because I'm breaking down some of what I've tried over the past few years based on what you must try, what you should skip, some classics you can't miss, and what I just couldn't squeeze in this year so it's on my list for next year.

It is a documented medical system spanning over 2,500 years based on comprehensive philosophies, rational theories, clinically tested and empirically verified by over 100 generations of highly educated practitioners.

«As a part of our AgriLife Extension efforts, we will run preliminary economic numbers on how we expect organic wheat to work in this region and then will revise those after three years based on the outcomes of our research,» Adams said.

Recent temperature measurements over the past 165 + years based on satellite, marine and land instruments obtained and analyzed by HadCrut, GISS, and Berkeley indicate global temperatures have increased by approximately 1 degree C shown on Figure 7.

In 2010, a new study (which included better model atmosphere fitting) argued that the system is around six billion years old, even older than estimates of 3.7 to 4.3 billion years derived from a 2009 study based on mass and evolutionary models for the two brown dwarf companions Ba and Bb (Liu et al, 2010; and King et al, 2009), which are much older than an earlier age estimate of between 0.8 and 2.0 billion years based on the star's rotational speed (press release; Scholz et al, 2003; and Lachaume et al, 1999).

For example, the furnace has been used for solar thermochemical hydrogen (STCH) solar receiver and materials testing for over 20 years based on funding through DOE's FCTO.

Here, we reconstruct a high - resolution sea - level curve encompassing the last 6000 years based on a comprehensive study of coral microatolls, which are sensitive low - tide recorders.

On page 15 he displays a graph of temperature for the last 1000 years based on borehole temperature reconstructions (from Huang).

Ramsey and Lowline co-founder Daniel Barasch still need permission from the city and the New York Metropolitan Transportation Authority — which owns the trolley depot — to actually construct the park, a process they estimate could take between five and eight years based on how long it took the High Line to go from the drawing board to a major attraction.

«I think what is happening is that there are good years and bad years based on weather and now competition is adding an additional complexity to brant success.

«This concern has increased in the last few years based on the results of a clinical trial and two observational studies,» he said.

The Marmara section has not produced a large earthquake since 1766 but is know to rupture every ~ 250 years based on historical records.

Using data from a nationally representative sample of youth who participated in the National Health and Nutrition Examination Survey (NHANES), a group of researchers led by Dr. Kathleen Merikangas of the National Institute of Health Intramural Research Program, evaluated symptoms of ADHD and its subtypes in 1,894 participants aged 12 - 15 years based on parent reports of symptomatology.

After a portion of cliff was washed away by the sea, the team found ancient hominid footprints within the hardened clay that had been buried beneath, dating back about 900,000 years based on the vegetation preserved in the clay's sediments.

This software determines whether a defendant will commit a crime within the next two years based on six defendant features — although what features COMPAS uses and how it weighs various data points is a trade secret.

In both cases, the ward level data is available which enables a unique comparison of how millions of voters have shifted their views over the past two years based on real elections rather than snapshot polls.

We continue to have concerns over the minimum wage, which will raise to $ 15 over the next five years based on an economic index.

Lengthens the terms of Legislators from two to four years based on the establishment of an independent redistricting commission.

This year's Cities Outlook reflects on the performance of city economies over the last 10 years based on four main indicators, population, businesses and housing affordability, the approach of policy over this period (both under Labour and the Coalition) and its implications for further devolution.

But if you look at the ability of what we've been able to spend grant monies and loan monies in the last few years based on the work done to date.»

The rating should also remain stable in the next two years based on our view that management will maintain at least strong budgetary flexibility.»

These are the OBR projections for growth and debt over the next 5 years based on Labour's last budget: 2010/11 - 1.3 % - 163bn 2011/12 - 2.6 % - 131bn 2012/13 - 2.8 % - 110bn 2013/14 - 2.8 % - 89bn 2014/15 - 2.6 % - 74bn And here are the revised OBR figures now: 2010/11 - 1.2 % - 149bn 2011/12 - 2.3 % - 116bn 2012/13 - 2.8 % - 89bn 2013/14 - 2.9 % - 60bn 2014/15 - 2.7 % - 37bn You see the problem?