Not exact matches
I feel that the traditional insurance products gives an insurance
coverage even during the policy period and still if the investor is alive, he gets extra amount in form of Bonus + FAB which comes closer to 6 - 7 % which is an excellent option for long term (> 15
years) right whereas Term insurance is only
till certain time or else the entire amount gets wasted..
Here, you only have to pay the premium
till you reach 60
years of age and you'll still be able to enjoy its benefits
till the term of
coverage is completed (up to 75
years).
Our financial experts at PolicyBazaar believe that a person needs
coverage at least
till 65
years, though it may vary as per circumstances.
Policy
coverage is high approx. 87 % but the investments is low around 33.9 K per
year till policy ends.
Some benefits offered the plan are like providing life Insurance
coverage till the age of 75
years, Money back feature where in once receives 7.5 % of the guaranteed Maturity Sum Assured per annum for 15
years to take care from 61
years to 75
years and lastly Maturity benefits at the age of 75
years.
The
coverage runs
till the insured reaches 100
years of age even after the maturity benefit is already paid out.
Bajaj Allianz Lifelong Assure is a Whole Life traditional insurance plan that provides
coverage till 100
years of the age of insured.
Policy
coverage is 87 % and premium is Forty thousand (quarterly) per
year till policy end.
You can pick a limited pay whole life that you will only pay for certain period of time (10
years, 20
years,
till age 65) and keep your
coverage forever.
The term plan offers low - cost comprehensive
coverage with 35 critical illness cover and a long - term life cover
till 80
years of age.
This is a unique term insurance plan that offers
coverage till the age of 75
years.
Comprehensive life insurance
coverage — Get
coverage of 10 times the annualised premium (for Limited and Regular Pay options) of base policy and get additional life cover, equal to sum of all future premiums payable under the policy
till the age of 60
years, with Partner Care Rider.
Continuous Cover: Where earlier renewals were permitted only
till the age of 65 - 70
years, with a lifelong renewability option you could now be ensured of continuous health
coverage, with no ceasing age.
He has to pay Rs. 10,000 every month (and Rs. 1,20,000 annually) as the premium and the policy
coverage till rise by 5 % every
year upto a maximum of 100 % in 20
years and then remain constant for the next 10
years.
Although, under this plan the premiums needs to be paid for a maximum period of 35
years but the life
coverage continues
till the demise of the handicapped dependents.
Max Life Whole Life Super Plan is a conventional Whole Life Plan that offers life
coverage till the insured turns 100
years.
Ideally, life insurance should have
coverage till at least 65
years.
Comprehensive Life Insurance
Coverage — The customer may get
coverage of 10 times the annualized premium (for Limited and Regular Pay options) of base policy and get additional life cover, equal to sum of all future premiums payable under the policy
till the age of 60
years, with Partner Care Rider.
This plan offers you flexibility by providing you
coverage till 99
years of age.
The proposer
coverage might continue
till the age of 80
years on continuous renewal with the same company.
Let's say, Akshay, a 30
year old and breadwinner of the family, if decides to buy a term insurance with the
coverage of Rs. 1 crore
till the age of his retirement, 65
years.
Future Generali Triple Anand Advantage: It provides unique benefits that include lump sum payout, money back, life
coverage till 80
years.
Why I took risk
coverage till 75
years Though many of my friends (including Sreekanth) suggested to buy a term plan
till retirement age, I took term plan
till 75
years of my age because: -
No medical test required
till the age of 85
years, cashless hospitalization,
coverage for baggage loss, Medical expenses
coverage, Automotive Assistance, Emergency Hotel Extensions, Trip Cancellation and Interruption reimbursement, Compassionate Visit, Political Risk,
Coverage for Swine Flu, H1N1 influenza
This
coverage is available
till the end of the policy term that you choose: 20
years, 30
years, 45
years, etc..
There are three options of death benefit to choose from and
coverage is provided
till the insured reaches 100
years of age.
A 30
year old would pay Rs 16K premium for 15
year policy and at 45
years of age, he would get same Rs 16K back per annum for life
till maturity along with risk
coverage.
The benefit payable under the plan can be availed in installments and
coverage is provided
till the insured reaches 100
years of age.
Also the
coverage till 75
years.
Smart Lifelong Plan is a non-participating unit linked insurance plan that helps fulfill your responsibilities by achieving the objective of wealth creation along with life insurance
coverage till 99
years of your age.
This plan also provides the whole life insurance
coverage till 100
years of age.
If you were to buy a regular premium plan for Rs50 lakh
coverage till the age of 75
years, that would cost about Rs9, 500 per
year and would leave you with a much larger amount of money to invest.
This will give you
coverage till your active working life, i.e., to the age of 60 - 65
years.
Such an insurance would provide
coverage till the age of 75
years.
The
coverage option chosen was cover
till age of 70
years with Base Sum Insured of Rs. 30 Lakhs.
You can easily get
coverage till 85
years of age under many plans.
Free ridder's like normal and accidental risk
coverage from the first day (Normal risk
coverage 900000 / - and accidental risk
coverage 1800000 / - and it will be keep on increasing
till sixteen
years).
How much
coverage (e.g. $ 100,000 or $ $ 2,000,000) do I need and how long (e.g. for the next 25
years to insure my mortgage vs
till the end of my life to ensure that my family is safe)?
How much
coverage (e.g. $ 100,000 or $ $ 2,000,000) do I need and how long (e.g. for the next 25
years to insure my mortgage vs
till end of my life to ensure that my family is safe)?