Sentences with phrase «years credit history in»

Not exact matches

The driver has a good credit score and driving history with no traffic violations or accidents in the last five years.

Nevertheless, as traditional lenders have shied away from the smallest small businesses; and loans to those businesses has been in overall decline since the year 2000 [3], online lenders are using technology to look at other information available from the public record as well as transaction history, cash flow, and other metrics in addition to credit profiles, that demonstrate a healthy business.

You will need at least three years of credit history and two current credit accounts in good standing (i.e., credit cards, mortgages, installment loans, etc.).

With the S&P 500 within about 8 % of its highest level in history, with historically reliable valuation measures at obscene levels, implying near - zero 10 - 12 year S&P 500 nominal total returns; with an extended period of extreme overvalued, overbought, overbullish conditions replaced by deterioration in market internals that signal a clear shift toward risk - aversion among investors; with credit spreads on low - grade debt blowing out to multi-year highs; and with leading economic measures deteriorating rapidly, we continue to classify market conditions within the most hostile return / risk profile we identify — a classification that has been observed in only about 9 % of history.

Obviously this set of scenarios — in which GDP grows on average at rates between 3 % and 6 % for ten years while credit efficiency is improved so dramatically that in 5 - 6 years China begins to deleverage and by the end of the period these growth rates can be maintained with no growth in credit — is theoretically possible, but just as obviously it is highly implausible, and I can not think of any country in history that has achieved such a turnaround in its financial sector without having first experienced a brutal financial crisis.

Name: Chris Fowler, MA Title: President and Chief Executive Officer Areas of responsibility: Executive management, strategy Years with CWB Financial Group: 27 Career history: Has served at CWB in roles with increasing responsibility since 1991, including, commercial account management (1991 - 1995), credit risk (1995 - 2008), and joined the executive team in 2008 as Executive Vice President, Banking, and then President and Chief Operating Officer Education: Master of Arts Degree in Economics from the University of British Columbia Community involvement: Trustee for the University Hospital Foundation (University of Alberta), Member of the Canadian Bankers Association's Executive Council, director with the Art Gallery of Alberta's board of directors, and campaign cabinet member with the United Way of Alberta Capital Region

Start as you would wish to go on, maintain your new card in good order, and you'll build yourself an excellent credit history that will mean that after six months or a year you should be able to open a credit card with a much lower interest rate and fewer fees.

Unpaid debts can stay in your records for as long as seven years which will stain your credit history.

A person with average credit history according to Capital One ®'s underwriters has had less than three years of credit history, and a defaulted loan in the past.

NEW YORK / TORONTO (Reuters)- Equifax Inc (EFX.N) said it expects costs related to its massive 2017 data breach to surge by $ 275 million this year, suggesting the incident at the credit reporting bureau could turn out to be the most costly hack in corporate history.

Besides offering invoice factoring, BlueVine has a 6 - month line of credit for those with just six months of business history and $ 120,000 in annual revenue and a 12 - month line of credit for those with 2 or more years in business and annual revenue of $ 500,000.

As the Evangelist Luke always has an eye for the connection with secular history, one may credit him in this case with drawing upon an official computation, i.e., of reckoning from the time when Tiberius actually became emperor and not including the years (A.D. 12 — 14) when he reigned jointly with Augustus.

«I'd like to have them take a retrospective on what happened in the last 11 years of the Bloomberg administration and commit to continuing these policies and practices,» said Kelly, who has credited Mayor Michael Bloomberg's tactics for vast reductions in crime, including the lowest murder rate in the city's history.

The new regulations will require all students first entering ninth grade in or after September 2016 to earn four units (years) of credit in social studies, including two units of credit in global history and geography, in addition to the current requirements of one unit of credit in U.S. history, one half unit of credit in participation in government, and one half unit of credit in economics (or their equivalent).

To this administration's credit, the last two years, or at least since one doughty, no - nonsense police officer named Ibrahim Magu became Acting Chairman of the Economic and Financial Crimes Commission (EFCC), the anti-corruption war has been waged in a manner that has never been seen in the history of Nigeria.

Many people who are councillors in marginal areas, or have previously been in that position, know enough of history, or are old enough recall the 1980's, maybe they blame council election defeats of 1982, and the general elections on the Falklands, maybe they take credit for Andrew Mckintosh winning the GLC for livingstone in 1981, maybe they feel we lost in 1979 as it wasn't left wing enough, But they voted Corbyn and won't accept that we will lose by a mile in 2020 with him, even if we get half as any votes in the council elections over the next 3 years, as before, Various things can be done, Blue labour needs to work with Labour first, like compass before them, anti neo liberalism, felt Blair lost his way after his first 6 years, Yes progress has a large following and ability of resources, but since 2007 it's been redundant

The bill, which Congress is expected to approve later this week, would end the tax credit's roller - coaster history: Since it was created in 1981, lawmakers have allowed it to lapse six times — most recently last year — and temporarily extended it 17 times.

You can feel the fatherly love in Francis» willingness to appease his daughter (who also receives credit for costumes and the surname - dropping title design), empowered affection that would bring them both grief the following year when Sofia stepped in for a bowed out Winona Ryder to play Michael Corleone's daughter in The Godfather Part III, producing one of the most maligned performances in cinema history.

Over the past six years, Nolan has not only produced one of the greatest thrillers («Memento») in the history of the genre, but can also be credited for expertly rebooting one of the biggest superhero franchises in Hollywood («Batman Begins»).

Aligned collaboration is when a social studies department and the English department get together and agree that DBQ's (Document Based Questions) can count for English credit as well as social studies credit and then plan the year so that topics of study in history are taught concurrently with literary eras.

In the News - Gustave Whitehead is being credited as having the FIRST successful powered flight in history (Bridgeport ~ CT ~ on August 14 ~ 1901) ~ two years before the Wright Brothers ~ by Jane's All the World's AircrafIn the News - Gustave Whitehead is being credited as having the FIRST successful powered flight in history (Bridgeport ~ CT ~ on August 14 ~ 1901) ~ two years before the Wright Brothers ~ by Jane's All the World's Aircrafin history (Bridgeport ~ CT ~ on August 14 ~ 1901) ~ two years before the Wright Brothers ~ by Jane's All the World's Aircraft.

When someone in 30 or more years looks back on the academy movement to write the history, I believe that they will describe the first few years as a watershed in state education characterised by high risk and high returns and which its Alumni credit with giving them life chances.

Under McQueen's leadership, Tennessee recently announced the state's highest graduation rate in its history at 89.1 %, best overall ACT at 20.1 — a number that represents all public school students in the state, across the board improvements in the 2nd year of the new state assessment, and a record high number of students taking and attaining credit for early college coursework.

Metallic Orange, This car comes serviced, a full years mot, and up to 12 months warranty, we also arrange finance regardless of your credit profile plus there are no hidden costs added on to the price of your new car such as admin or sales fees., Upgrades - Automatic Air - Conditioning, Full service history, Excellent bodywork, White Full leather interior - Excellent Condition, Tyre condition Excellent, Standard Features - External Temperature Display, Steering Wheel Sports, Seats Sports (Front), Speakers, Electric Windows (Front), Interior World Carbon Black, Hill Holder, Heated Washer Jets, DAB Radio, Steering Wheel Mounted Controls (Audio / Cruise Control), Seat Height Adjustment, Steering Wheel Leather, Immobiliser, Air Bag Driver, Electronic Brake Force Distribution, In Car Entertainment (Radio / CD / MP3), Power - Assisted Steering, Air Bag Side, Electronic Stability Programme, Sun Visor, Head Restraints, Cup Holder, Third Brake Light, Heated Rear Screen, Adjustable Steering Column / Wheel, Sports Seats for Driver & Front Passenger, Rev Counter, Alloy Wheels (16in), Seat Belt Pre-Tensioners, Centre Console, Air - Conditioning, Washer Jets, Alarm, Tyre Pressure Control, Additional Decor Rings, Anti-Lock Brakes, Power Socket, Multi-Function for Steering Wheel, Traction Control System, Parking Aid (Rear), Air Bag Passenger, Gear Knob Leather, Central Door Locking, Mirrors External (Electric Heated / Folding), Head Air Bags, Air conditioning, Leather seats, Power steering, Remote central locking, Parking aid.

ORIGINAL COLLECTORS CAR 2002 Audi RS4 Quattro Avant, Misano Red, 12 months mot with no advisories, 12 months AA warranty, free mot's for life, stunning condition throughout, 125k with an impressive documented service history, full spec model including, satellite navigation, full black heated Nappa Recaro leather interior, 6 speed manual, 2.7 V6 Bi-Turbo with 380bhp, 0 - 60 in 4.9 seconds and a limited top speed of 155mph, alloy wheels, air bags, 6 disc cd changer, armrest, electric sunroof, electric windows, electric mirrors, remote central locking with 2 keys, isofix seats, carbon fibre inserts, all servicing receipts included, owned and maintained by a Bosch technician for years so when this car has even hinted that it needs something its been done, maintained regardless of cost, the car has had all the usual requirements done (exhaust cams, 2 x chain tensioners, 2 x chains, air flow sensor, spider hose, 2 x exhaust sensors, rear diff, cambelt x 2, water pump x 2, thermostat), phenomenal performance from a car that in it's day would beat Porsches and Ferraris, totally original unmolested standard car, never modified or abused, this is an extremely rare Misano Red 2002 model (1 of 12 cars) so please when pricing these up do not compare it to the common 2000/2001 models, set to rapidly increase in value over the next 5 years this is an incredible opportunity to acquire a rare 2002 RS4 cult classic in fantastic condition, it has just had a 450 valet with receipt to prove, stunning car, from what we have currently seen this is one of the best out there and the only 2002 model currently for sale in the world, any questions please do not hesitate to ask, serious investors only, first to see will buy, part exchange welcome, debit and credit cards accepted, finance arranged, nationwide delivery available, 22,995

After six months to a year (depending on your credit and financial situation), your issuer might be willing to switch your secured card to an unsecured card — as long as you have been showing improvement in your credit history.

Try to open up a few credit cards early in your credit history, and then keep them for a while without opening new accounts after a couple of years.

In addition, negative credit card debt history erases after 7 years — counting from the date of first delinquency.

The company is also very clear about what it takes to qualify for one of its loans: a minimum FICO score of 660, a debt - to - income ratio of 50 % or less, three years of credit history, two open and satisfactory trades, no current delinquencies and no delinquencies greater than 90 days in the last 12 months.

The driver has a good credit score and driving history with no traffic violations or accidents in the last five years.

Beyond that, most competitors require higher credit scores and at least one year of operating history in order to be considered for a loan, while others require a two - year business history.

A person with average credit history according to Capital One ®'s underwriters has had less than three years of credit history, and a defaulted loan in the past.

He also has a good credit history and a great driving record - no accidents or traffic violations in the past five years.

Since your payment history on your student loans doesn't start until six months after you graduate when you start having to pay back your loans, by having a credit card in college, you start establishing a payment history up to four years earlier.

Having taken out a major loan and paid it in full will remain a positive part of your credit history for years to come.

He has a good credit history and a great driving record with no accidents or traffic violations in the past five years.

I have a long credit history (slightly more than 2 years) and so far I have no success in requesting my free credit report.

Unfortunately, business vendors don't have to release information to the credit reporting agencies and in some cases, a business could have had credit accounts for years but not have a credit history if the vendor never reported the credit information.

If you have a bankruptcy in your history, it must be at least two years old and you must show a perfect credit history since the bankruptcy was discharged.

Impact lessens over time to where a spotless post-foreclosure credit history and low debt level can deliver a score in the 700 + score range within about 4 - 5 years.

While most lenders rely on credit scores, they may also rely on other criteria such as debt - to - income ratios, minimum income requirements, minimum employment history duration, exclusions for specified derogatory information in the credit history (e.g., a bankruptcy in the last 7 or 10 years) and volatile income (e.g., self employment).

You will need at least three years of credit history and two current credit accounts in good standing (i.e., credit cards, mortgages, installment loans, etc.).

Either way, once you've been removed as an AU the CC issuer will no longer report you as an AU so you will lose the benefit of being an AU (in this case, I think the negative of late payments outweighs the 12 years of credit history but this is something to keep in mind).

If you have had a solid history of credit usage in the past or have a good track record for the past few years, the service will probably try to negotiate with your lenders to get some of the negative items removed from your credit reports.

According to data provided by CMA DataVision, the credit specialists, the 10 - year credit default swap spread — a form of insurance contract against issuer default — has risen steadily — from 1.6 basis points (0.016 %) in July 2007, to 16 basis points in March 2008, to 30 basis points in September, to over 40 basis points on October 27 — see the chart below for the spread history so far this year.

Going into this number are rates for 78 cities in the Lone Star State for a thirty year old single male driver with a good driving history and credit score.

In less than a year, you can have a credit score established and be on your way to building a long - term credit history.

Establishing a firm credit history will set you on the path to smooth sailing in your adult years.

In some cases, depending on how bad the situation is, it can take two or three years to see solid improvement to your credit history.

Do your research, only apply for credit products you need, and understand what a specific credit card is contributing to your score before making the decision to close it (that first college credit card may have a low limit and no rewards, but if it's adding a few years on to your credit history, it's best to keep it in