Sentences with phrase «years of coverage due»

If you die within the first few years of coverage due to a previously known condition like heart disease, your beneficiaries will not receive the full amount of the policy.

In addition, if you pass away during the first 2 years of coverage due to a non-accident, your beneficiary won't receive the full death benefit.

Not exact matches

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

You see, Michael is 60 years old and doesn't want to pay a dime more for his coverage due to the urges of Adam and his lovely wife Eve.

Marino, 52, who was the highest - profile former player involved in legal action against the league over head injuries, said in a statement issued to Sports Illustrated magazine that in the past year he authorized a legal claim to be made on his behalf if he ever needed medical coverage due to the long - term effects of football - related head trauma.

The cackling geese came in right as the ice was starting to melt but the number of nesting sites was reduced by 38 percent from last year due to the ice coverage.

Carling Hay et al. provide a statistical reassessment of the tide gauge record which is subject to bias due to sparse and non-uniform geographic coverage and other uncertainties and conclude that sea - level rose by about 1.2 millimetres per year from 1901 to 1990.

The festival just wrapped up and while I was unable to attend in person this year * due to work and other obligations * — I was able to see some of the most buzzed about films in the lineup with the help of screeners and the PR agents who were willing to help me out in exchange for the coverage.

Beifuss, who has been Memphis's preeminent film journalist and critic for many years was cited for the dedicated coverage of the film festival as well as independent film locally, giving the art of filmmaking an unwavering presence in the press due to his efforts.

And thanks to The Five's status as the main route between the state's major population centers, the cell towers necessary to provide end - to - end coverage were built years ago, meaning I only lost signal a handful of times and for short periods — all due to unfavorable topography.

We attended this event last year but will miss it this year due to our week long coverage of Book Expo America.

With so much coverage given in the past two years to the so - called «death of books» due to the on - going digital vs print debate, it's interesting that not many pundits have spoken out about a fact that parents and educators have feared for generations, that books apparently are in competition with all of the electronic devices that young students have access to.

In terms of coverage, the AIG plan does offer reimbursement of lost wages due to time off from work to clean up the aftermath, and that's a big plus compared to the MatLife plan which only helps monitoring your credit for one year (is it because it's free for existing customers?).

During the first 10 to 20 years of coverage, a whole life insurance policy's cash value is quite small due to fees and the cost of coverage.

While Genworth Financial had offered life insurance for many years, due to various financial constraints in recent times, the company opted to stop selling its non-medically underwritten annuities, as well as its life insurance coverage products in March of 2016.

The Legend of Zelda has seen quite a bit of coverage this year, due to the 30th anniversary of the first game in the series taking place back in February, and, more recently, the fact that The Legend of Zelda: Breath of the Wild totally dominated E3 2016.

With FIFA Street due in the early part of next year, we'll expect coverage to start heating up properly pretty soon.

This discrepancy is mainly due to differences in data coverage in the Arctic and Antarctic, which are enough to affect the ranking of different years.

Going forward, when firms that would have been destined for the ARP are forced to cease operations due to lack of access to coverage, each defunct firm's last insurer will be required to provide tail coverage for six years.

If death during the first two years of coverage is due to non-accidental causes (other than suicide), the benefit payable will be equal to all premiums paid plus 10 % interest compounded annually.

However, if your insurance policy lapses due to non-receipt of your insurance premiums within the first three years, it can be revived (re-instated) within two years from the date your life insurance coverage lapsed.

Due to the capabilities and tendencies of tornadoes to cause massive damage, however, homeowners are strongly encouraged to review their existing policies every year or two to determine if they carry adequate coverage.

If your coverage ends due to non-payment and you aren't enrolled in Marketplace coverage in mid-December of that year, you aren't eligible to be automatically re-enrolled for the following year.

Term life policies provide coverage for a set number of years — and usually, during this time period, both the proceeds and the premium due will remain the same.

On the other hand, if your income ends up lower than you projected for the year (but still in the subsidy - eligible range, rather than the Medicaid - eligible range or the Medicaid coverage gap range in a state that didn't expand Medicaid), the additional premium subsidy will be added to your tax refund, or used to offset the amount of taxes you owe if you're not due a refund.

These types of policies will typically be capped at around $ 25,000 in coverage and will usually have a 2 - 3 year wait period prior to covering deaths due to natural causes (AKA Graded Death Benefit).

Term life insurance is purchased for a certain number of years, during which time the amount of the coverage, and the premium due, remain the same.

You can customize your coverage by opting HDFC Life Income Benefit on Accidental Disability Rider that offers monthly Income of 1 % of rider Sum Assured in the event of Total Permanent Disability due to accident for a fixed period of 10 years.

You can revive your lapsed or Paid - up policy and the riders for its full coverage within 2 years from the due date of the first unpaid premium but before policy maturity, by paying all outstanding premiums together with the interest, as declared by us from time to time.

In recent years, guaranteed universal life insurance policies have become much more desirable than traditional universal life insurance due to the guaranteed death benefit and level cost of coverage they offer.

The truth is, universal life insurance policies rarely perform well, which is why they have been a topic of debate in recent years especially as retirees continue to lose their coverage due to poor investment performance.

Your coverage increases every year under this option to secure you and your family from the impact of rising costs due to inflation.

With level premium funding, the life insurer collects premiums in excess of the one year cost of life insurance and then guarantees a death benefit coverage for a period of 10, 15, 20 or even 30 years, as long as you continue paying the premiums due for the entire length of the policy term.

In recent times, there have been many changes recommended to the auto insurance coverage which are due to be implemented with the arrival of the New Year.

In the years since, the percentage of American renters with coverage has increased from thirty - seven percent to forty - four percent, largely due to the educational and outreach efforts of Effective Coverage.

However, because fires can cause extensive damage and often render entire homes or apartment complexes uninhabitable, homeowners should review their property insurance policies every two years or so to ensure they carry sufficient fire insurance coverage in the event of a total loss due to fire.

A whopping 20 % of whole life insurance policies lapse in their first year due to policyholders» inability to pay the steep premiums that come with this type of coverage.

This career path started to degrade several years ago due to lack of insurance coverage among adults.

The CBO reports that 24 million people will lose coverage over the next 10 years, 14 million of which will lose Medicaid coverage due to the bill's hard - hearted measures to kick people off of Medicaid.

Higher rates of ADHD have been reported using DSM - IV than DSM - III - R26; however, this feature does not seem explanatory because ADHD at the 25 - year follow - up was only 7.4 % in probands if criteria include any significant inattention, hyperactivity, or impulsivity symptom.9, 12 A possible factor may be greater awareness of ADHD due to wide media coverage, which has even promoted ADHD as reflecting special, positive attributes.27 Alas, advantages associated with ADHD have yet to be documented.

More than three - quarters (77 percent) of the Gen X and Y Americans surveyed believe that they have become increasingly knowledgeable about homeownership due to increased media coverage that has magnified real estate topics throughout the past six years.

We had already read Emma Cunliffe's book last year due to similarities of its material (expert evidence which collapses under scrutiny, prosecutorial method, probable diary entry manipulation and mistranslation, media coverage) to much of the material in the Gordon Wood appeal.