Sentences with phrase «years of coverage pays»

Because acceptance is guaranteed, death from natural causes during the first two years of coverage pays just a portion of the benefit amount.

Not exact matches

Approximately a year after Mayer gave birth, the company extended its coverage, nearly doubling maternity paid leave for mothers to 16 weeks and adding eight weeks of paid leave for fathers.

In addition to paying 100 percent of employee medical contributions, the company was able to save employees 29 percent on coverage for their families this year.

Smith hired a PR agency to get the word out on the game, and it paid off with a slew of media coverage after the annual PAX conference last year.

Buy as much coverage as you can afford — and certainly enough to pay off your mortgage, educate your kids, and replace five or more years of your salary.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

After all, what other day of the year are Americans paying attention to the process itself — and especially news coverage of that process.

Home to the University of Alabama system and the Mercedes - Benz assembly plant, a 30 year old driver living in Tuscaloosa will pay on average $ 1,220 for full coverage car insurance.

Retirees who would be paying $ 1,250 a month or more — $ 15,00 a year — in the U.S. for health insurance with a high deductible say that in Panama, they're paying, on average, $ 3,240 a year for coverage — and that's with a deductible of just $ 250 a year.

Term life insurance provides affordable coverage for a defined period of years, with its primary purpose to replace income or help pay off outstanding debts if the insured dies during that time.

That's nearly three times the cost of one of the cheapest companies; put another way, a year's premium at an average cost company could pay for almost three years of coverage at one of these cheaper companies.

Based on our sample policy with $ 30,000 of coverage, we found that renters in Colorado pay an average of $ 222 per year for their renters insurance.

You see, Michael is 60 years old and doesn't want to pay a dime more for his coverage due to the urges of Adam and his lovely wife Eve.

A friend of mine is a teacher in VA. their plan pays for X amount of medical coverage per year, then resets every year.

Your driving record: The number of years you've been licensed and whether or not you've had any convictions (traffic violations) or been involved in at - fault collisions, will play a role in how much you pay for your auto insurance coverage.

«We have worked side by side over the years to tackle some of the biggest issues we face, from improving our infrastructure to expanding health care coverage to creating good - paying jobs and transforming our economy.

The state currently pays the full cost of Medicaid coverage for certain immigrants who are ineligible for federal matching funds (for instance, legal immigrants who arrived in the past five years).

«We made the single smartest investment that is going to pay dividends for generations, and will be finished by the end of this year, which is the first state in the country to have 100 percent broadband coverage,» he said.

After 16 months of tense negotiations that included a two - week strike last year, unions representing 45,000 Verizon employees announced tentative new contracts that call for an 8 percent pay raise over four years while requiring workers to pay more for health coverage.

A policy that lifts a 50 - year ban on Medicaid pay for mental health institutions kicked in yesterday, but it may be months before many enrollees can take advantage of the new coverage.

Illinois Gov. Rod R. Blagojevich should abandon his $ 45 million plans to provide preschool for all of the state's 3 - and 4 - year - olds and health coverage for all uninsured children in Illinois, and instead focus on paying for the state's pension obligations, according to a report from the Chicago - based Civic Federation.

Because of problems with a leaking cylinder head gasket, General Motors has extended the powertrain warranty and / or waived the deductible on about 500,000 of its 1987 - 91 cars equipped with the Quad 4 engine.GM boosted the powertrain warranty coverage from 3 years / 50, 000 miles to 6 years / 60, 000 miles on all 1989 - 91 Quad 4 cars.In addition, GM waived the $ 100 deductible on 1987 - 91 Quad 4 vehicles for up to 6 years / 60, 000 miles and said it will reimburse customers who paid the deductible to have the engine repaired.

You can pay $ 69 to nab AppleCare +, which extends the warranty to two years from the date of purchase, and protects the device from two incidents of accidental coverage (though those are subject to a $ 50 service fee).

To secure reviews for an indie book, authors had just a few options last year: paid review services (offered by outlets such as Kirkus, IndieReader, BlueInk Review, and Self - Publishing Review); customer reviews (solicited by sending review copies to beta readers or via Goodreads or social media giveaways); or a blog tour, where bloggers run an excerpt, review, or q & a — none of which usually leads to coverage in the traditional media.

If the performance of the investment for a particular year is well, the insurance company will pay out a tax - sheltered dividend to you, which can be used to increase coverage.

So, if you bought a 10 - year term policy that had a monthly premium of about $ 11, you would pay that amount for the first 10 years of coverage.

In addition, their term life policies have a maximum term length of 5 years, so if you know that you want coverage for a longer period of time, you'll pay higher premiums on average since the cost increases each time you renew coverage.

That's nearly three times the cost of one of the cheapest companies; put another way, a year's premium at an average cost company could pay for almost three years of coverage at one of these cheaper companies.

This is essentially the same product, as it offers coverage for a pre-determined number of years so long as you consistently pay the premiums, however builds in flexibility regarding the exact time length.

That's all well and good, and on top of a Philadelphia renters insurance policy, he might be able to get away with paying a grand a year or less for all of that liability coverage.

By changing policies so, I am afraid that the health insurance company could deny a lot of my claims citing that I have to be on the same policy for X years before they pay for those situations, or cite a «break in coverage» clause and turn down an expensive claim.

Many people prefer to pay for their coverage on an annual basis, and the cost of PA Renters Insurance annually averages right around $ 180 for the year.

You must have chosen to have the coverage paid by your employer with after - tax dollars before the beginning of the plan year.

This means that if you know that you want coverage for a longer period of time, you'll pay a higher average premium with Colonial Penn than if you purchased a longer term policy elsewhere (such as a 10 - year or 20 - year term) since your risk profile increases with age.

Insurers typically have a period of a few years during which they can cancel coverage if they found you falsely responded to any underwriting questions, and you'll forfeit all premiums paid up to that point.

Many people choose to pay the maximum premium possible for the first several years of coverage in order to build a large cash value, then use the cash value to pay premiums later on.

So if you filed an insurance claim after your five - year - old television was stolen, a policy with actual cash value coverage would likely reimburse you for a percentage of what you paid for it.

In addition, with Life Step UL, you can pay higher premiums for a shorter period of time, such as 10 years, in order to lock in lifetime coverage.

You pay a monthly premium - $ 500,000 of coverage for a twenty - year term will cost around $ 30 per month for a healthy male in their mid-30s - and, in return, your survivors will receive a tax - free lump sum of money if you die during the term.

All of that coverage is wrapped up in just a few dollars a month, and you can save even more buy paying for the year in full.

10 Pay Whole Life: the advantage of a 10 pay limited pay whole life insurance policy is that you get permanent coverage after only 10 years of level premium paymenPay Whole Life: the advantage of a 10 pay limited pay whole life insurance policy is that you get permanent coverage after only 10 years of level premium paymenpay limited pay whole life insurance policy is that you get permanent coverage after only 10 years of level premium paymenpay whole life insurance policy is that you get permanent coverage after only 10 years of level premium payments.

Meaning, that in the last years of your mortgage, you still pay the same mortgage insurance rate, even though your coverage in case of death will be only a few thousand dollars.

The policy will provide coverage for an initial period of 10 years, as long as you continue to pay your premiums.

It's not just insurance companies who can lower your premiums; if you want to lower what you pay each month or each year, you can request a higher deductible or even, in some cases, a lesser amount of coverage.

Adding complexity to the way universal life insurance works is the fact that this type of coverage offers flexible premiums — as in, the amount you pay into your policy can fluctuate from year to year.

A term life insurance policy works exactly how it sounds; after purchasing coverage, or committing to pay for coverage on a regular basis, you receive life insurance for a certain number of years, or a «term.»

A 32 - year - old local man who drives a 2005 Toyota Tacoma to work every day will pay an annual premium of about $ 528 for the state - required coverage.

Once your mortgage is paid off, you could let the $ 400,000 policy expire leaving you with 10 years left of coverage on an additional policy, just in case.

Mortgage Life pays a benefit for any cause of death, with the exception of suicide committed during the first two years of coverage.

If you're reasonably sure you won't need coverage for immunizations, maternity expenses or orthodontics in the coming year, switching to a plan that requires you to pay more out of pocket for such services or doesn't cover them at all) could work in your favor.