Sentences with phrase «years of income guaranteed»

Now you can ignore the financial news because you have at least six years of income guaranteed.

Not exact matches

Additionally, these unique, fully - insured plans can create guaranteed lifetime income streams of well over $ 100,000 per year.

In short, for however long the test lasts — it has floated a test period of five years — Y Combinator will be guaranteeing some income and seeing what people do with it.

And beginning this year, well - funded, large - scale, long - term experiments in Finland and Kenya will examine whether providing a guaranteed income is an effective way to relieve poverty and cushion the effects of economic dislocation without encouraging idleness and sloth.

Owners of fixed indexed annuities (FIAs) with guaranteed living income benefit (GLIB) riders are much less likely to surrender their contracts than they were 10 years ago, according to new research based on 3.3 million policyholders.

You can do the same for your retirement with an income annuity, which can provide a steady income stream guaranteed for life or a specified number of years.

For the better part of the last 20 years, the idea of a guaranteed annual income (GAI), a government funded unconditional annual income floor below which no family or individual can fall, has been met with ridicule, dismissal, silence and, more often than not, legislation -LSB-...]

Even if you've been investing on your own for years, knowing that an annuity can guarantee at least a portion of your retirement income might give you some peace of mind.

You could buy a 5 - year MYGA, for example, for a lump sum payment of $ 75,000 that's currently sitting in a low - interest savings account, to guarantee a steady stream of income for the next five years.

My CD portion of my passive income is my Risk Free portion where if all else fails, I still have the CD income producing $ 20,000 a year and guaranteed under FDIC insurance.

STOCKTON — A consortium of policy experts, researchers and academics has awarded $ 1 million to Stockton to fund an experiment that aims to assess the social benefits of providing a guaranteed monthly income for one or more years to a tiny segment of the city's residents, Mayor Michael Tubbs announced Wednesday...

Specific policies include the 30 - 50 Plan to Fight Poverty, which is committed to reducing the number of people living below the poverty line by 30 percent and the number of children by 50 percent; an Affordable Housing Plan; pursing the long - term goal of a national high - quality, universal, community - based, early education and child care system; increasing the Guaranteed Income Supplement by $ 600 per year for low - income seniors; and creating a new relationship with Canada's First Nation, Inuit and Métis peoples, including re-instating the Kelowna AIncome Supplement by $ 600 per year for low - income seniors; and creating a new relationship with Canada's First Nation, Inuit and Métis peoples, including re-instating the Kelowna Aincome seniors; and creating a new relationship with Canada's First Nation, Inuit and Métis peoples, including re-instating the Kelowna Accord.

Daily 7 guarantees a 7 % minimum amount of growth of the Withdrawal Base applied for income calculation each year, for up to 15 years or until your first withdrawal.

Still, Walther, who has been in the financial services industry for more than 25 years, senses a fundamental underlying change even if the current generation of guaranteed income products will need more refining before RIAs bite down hard.

Investors within 10 years of retirement may lean their portfolios toward variable annuities that offer market upside potential until retirement, and then guaranteed income.

In our experiences strong sales leaders are more willing to give up some salary for a big performance - based payday, so a good rule of thumb is to negotiate a salary that is an average of their last three years «guaranteed income.

On the new podcast, Hughes explained how his proposal for guaranteed income — $ 500 a month for everyone making $ 50,000 or less per year — differs from the more commonly discussed concept of universal basic income.

Some of today's state - of - the - art annuities allow for income increases in the future as well as other valuable long - term care - type benefits, such as an income doubler that can double your guaranteed income for up to five full years for skilled nursing or home healthcare.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Wooden said the Hartsing family would be guaranteed a minimum annual income of $ 100,000 a year.

Its claimed the changes will reduce scheme members» pensions significantly, - unions believe younger members of staff could lose as much as # 10,000 per year of their guaranteed income in retirement.

That this House declines to give a Second Reading to the Welfare Benefits Up - rating Bill because it fails to address the reasons why the cost of benefits is exceeding the Government's plans; notes that the Resolution Foundation has calculated that 68 per cent of households affected by these measures are in work and that figures from the Institute for Fiscal Studies show that all the measures announced in the Autumn Statement, including those in the Bill, will mean a single - earner family with children on average will be # 534 worse off by 2015; further notes that the Bill does not include anything to remedy the deficiencies in the Government's work programme or the slipped timetable for universal credit; believes that a comprehensive plan to reduce the benefits bill must include measures to create economic growth and help the 129,400 adults over the age of 25 out of work for 24 months or more, but that the Bill does not do so; further believes that the Bill should introduce a compulsory jobs guarantee, which would give long - term unemployed adults a job they would have to take up or lose benefits, funded by limiting tax relief on pension contributions for people earning over # 150,000 to 20 per cent; and further believes that the proposals in the Bill are unfair when the additional rate of income tax is being reduced, which will result in those earning over a million pounds per year receiving an average tax cut of over # 100,000 a year.

The three schools, which primarily serve low - income students and students of color, saw their teaching corps disproportionately decimated by a round of budget - driven layoffs last year, causing their education efforts to fall below the state constitutional guarantee that all students will receive a basic education consistent with prevailing statewide standards.

We have provided a full day of kindergarten for all CPS students for the first time in Chicago's history; guaranteed free Pre-K for all 25,000 four - year - olds from low - income families; and more than doubled full - day Pre-K opportunities citywide.

After all, these teachers would qualify for a guaranteed stream of pension income every month upon retirement if they stay just one more year.

Daily 7 guarantees a 7 % minimum amount of growth of the Withdrawal Base applied for income calculation each year, for up to 15 years or until your first withdrawal.

If you die during the guarantee period, the annuity will continue to make income payments until the end of the selected guarantee period or you could select that the remaining payments are paid as a lump sum (this option is not permitted where the guarantee period is 10 years).

An example of the Stairstep Ladder is to have contractually guaranteed income start in three, five, seven and 10 years.

Always ask to see the top contractual guarantees from three to five different carriers based your specific date of birth, and on how many years you plan on deferring before turning on the income stream.

If this money really is for a down payment you'll need in five years or so, most of it should go into a high interest savings account, a guaranteed investment certificate or perhaps a fixed income exchange traded fund.

Annuitization is the process of turning a lump - sum of savings into a stream of steady income, guaranteed to last a number of years or for life.

The College Cost Reduction and Access Act, 9/2007, helps public service lawyers in two main ways: It lowers monthly student loan payments on federally guaranteed student loans (Income Based Repayment or IBR) and secondly, it cancels remaining debt for public servants after 10 years of public service employment.

And as I said in this blog a few weeks ago, the uncovering of an end run that lets the wealthy contort their finances so as to collect for three years the Guaranteed Income Supplement (intended for the elderly poor) suggests that either GIS or TFSA rules or both may get tinkered with sometime in the next few years.

35 year old Rohit chooses our Bharti AXA Life Monthly Income Plan + with a policy term of 15 years as he wishes to receive «3000 as a guaranteed Monthly iIncome Plan + with a policy term of 15 years as he wishes to receive «3000 as a guaranteed Monthly incomeincome.

Apart from these, Last year he has taken MAX Life Insurance's Guaranteed Income Plan (12 Yrs) with the Premium of 50000 INR which comes around ~ 6.2 Lakhs of total premium (inclu of taxes) at the end of 12 years.

Over the years, I've had countless conversations with advisers about retirement planning and the use of guaranteed income products.

Annuity investments have the unique trait of letting you convert their value into a stream of guaranteed income to run over a period of years or the rest of your life.

You can do the same for your retirement with an income annuity, which can provide a steady income stream guaranteed for life or a specified number of years.

When my wife retires she will have over 30 years of service, we expect the cost to be reasonable (and will set aside money before so we can afford it) and she is ideally looking for low - risk, guaranteed income that her pension can provide.

Even if you've been investing on your own for years, knowing that an annuity can guarantee at least a portion of your retirement income might give you some peace of mind.

If you are not a senior citizen but looking for a «guaranteed income» option with a time - frame of around 5 years, you can consider saving some portion of your investible surplus in this Bond Scheme.

While in deferral, the income sub-account guarantees a declared rate of return each year on all monies deposited — usually 5 - 8 %.

Owners of fixed indexed annuities (FIAs) with guaranteed living income benefit (GLIB) riders are much less likely to surrender their contracts than they were 10 years ago, according to new research based on 3.3 million policyholders.

30 year old Gaurav chooses our Bharti AXA Life Secure Income Plan with a policy term of 20 years as he wishes to receive a guaranteed monthly income along with a guaranteed amount at matIncome Plan with a policy term of 20 years as he wishes to receive a guaranteed monthly income along with a guaranteed amount at matincome along with a guaranteed amount at maturity.

If you are paid by salary with guaranteed income by way of a job letter and can confirm year to date with a pay stub we can use that income to qualify for a mortgage.

Originally, these products guaranteed only 20 years of income, and even now some products offer fewer years.

Green: They support the return of old - age benefits to 65 - year - old Canadians, but the party's broader plan replaces various social - security benefits with a Guaranteed Liveable Income.

If they can stick to the plan, their retirement savings will be on track to guarantee them an annual after - tax income (including government pensions) of about $ 45,000 a year until age 90.

In most cases, saving 10 % of your gross income every year isn't enough to guarantee you a good retirement.

You can guarantee your annuity for a specific number of years which means we'll continue to pay the income even if you die before the specified period is up.