Sentences with phrase «years of repayment including»

Loans under the Direct Loan Program are eligible for forgiveness under the PSLF program after 10 years of repayment including through, Pay As You Earn and Income - Based Repayment (IBR).

Not exact matches

Lowest rates shown require application with a cosigner, are for eligible, creditworthy applicants with a graduate level degree, require a 5 - year repayment term and include our Loyalty discount and Automatic Payment discounts of 0.25 percentage points each, as outlined in the Loyalty and Automatic Payment Discount disclosures.

Through these repayment options, which include income - based, income - contingent, Pay As You Earn and Revised Pay As You Earn, a borrower's monthly student loan payment is capped as a percentage of monthly discretionary income, recalculated each year.

Additionally, if you're on an income - driven repayment plan, the government will pay the remaining unpaid accrued interest on your subsidized loans, including the subsidized portion of a consolidation loan, for up to three consecutive years after you begin repayment under IBR or PAYE.

Many of our student loan refinance lenders offer various repayment options, including interest - only payments for the first four years.

You'll give up some borrower benefits, including access to income - driven repayment plans and the potential for loan forgiveness after 10, 20 or 25 years of payments.

The agreement implied austerity measures and included the extension of the repayment period to 15 years, the lowering of the interest rate to 3.5 % and a 53.5 % haircut accepted by the private bondholders.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The $ 1.3 billion repayment amounts to roughly 1.5 percent of the state's 2015 fiscal year operating budget and would offset the benefits of the massive cash settlements New York reached with major financial institutions, including BNP Paribas.

A similar agreement was reached eight years later with the Paris Club of creditor nations (the last remaining Argentine debt still in default besides bonds held by holdouts) on debt repayment totaling $ 9 billion including penalties and interest.

The TIFIA loan is structured with 5 years of capitalized interest during construction, followed by 5 years of partially capitalized interest during ramp - up; the following 15 years of the loan repayment includes current interest only, followed by 15 years of interest plus principal.

6.74 % APR requires a 10 - year repayment term and includes our Loyalty and Automatic Payment discounts of 0.25 percentage points each, as outlined in the Loyalty Discount and Automatic Payment Discount disclosures.

Lowest rates shown requires application with co-signer, are for eligible applicants, require a 5 - year repayment term, borrower making scheduled payments while in school and include our Loyalty4 and Automatic Payment3 discounts of 0.25 percentage points each, as outlined in the Loyalty Discount4 and Automatic Payment3 Discount disclosures.

Payments can be made through any one or combination of eligible repayment plans, including income - driven repayment, ten year standard plan payments, or graduated or extended payments of not less than the monthly amount that would be due under a ten year standard plan.

Through these repayment options, which include income - based, income - contingent, Pay As You Earn and Revised Pay As You Earn, a borrower's monthly student loan payment is capped as a percentage of monthly discretionary income, recalculated each year.

Lowest rates shown are for eligible applicants, require a 5 - year repayment term and include our Loyalty discount4 and Automatic Payment3 discounts of 0.25 percentage points each, as outlined in the Loyalty4 and Automatic Payment3 Discount disclosures.

Many of LendKey's student loan refinance lenders offer various repayment options, including interest - only payments for the first 4 years.

Repayment maximum can be up to $ 35,000 a year for two years for a total of $ 70,000 (this includes the federal and health organization's matching amounts).

Requires a 3 - year service agreement including service to Medicaid patients for a maximum benefit of $ 20,000 per year of loan repayment.

AES offers a number of repayment programs, including a standard plan, an income - based plan, an income - sensitive plan, a graduated plan, and a 25 - year extended plan.

The amount received, net of the contributions and any repayments, has to be included in the taxable income of the beneficiary for the year the amount is received or for the year of death.

In the summaries of repayment plans below, we've included examples of what a New Yorker with a salary of $ 35,000 / year and is single would pay per month with each plan.

These include the income - based repayment plan (term is up to 25 years and monthly payments are based on income, family size and state); the pay as you earn repayment plan (term is up to 20 years, and payments are based on income, family size and state); the income - contingent repayment plan (term is up to 25 years and payments are based on income, family size and total amount of loans); and the income - sensitive repayment model (term is up to 10 years and payments are based on income).

Only 32 % of all mortgage borrowers exercise their contractual right to make significant efforts to accelerate repayment, including taking one or more of the following actions in the past year:

Through negotiation with his banks, the credit counsellor was able to solidify a five year repayment plan which would see Eric pay $ 575 a month or a total repayment over 60 months of $ 34,500 including fees to the credit counselling agency.

Second, these income - based repayment plans also include student loan forgiveness at the end of 20 or 25 years.

Citizens Bank offers a variety of loan terms, including 5, 10, 15, 20 year repayment term options - as well as both fixed and variable rate loans.

However, in order to do so in a way that will pay it off at or before the total repayment term (usually 10 to 20 years), the composition of each payment is changed, and typically now includes not only interest, but also a sizable bit of principal.

Lowest rates shown require application with a cosigner, are for eligible, creditworthy applicants with a graduate level degree, require a 5 - year repayment term and includes our Loyalty discount and Automatic Payment discount of 0.25 percentage points each, as outlined in the Loyalty and Automatic Payment Discount disclosures.

Lowest rates shown require application with a cosigner, are for eligible, creditworthy applicants with a graduate level degree, require a 5 - year repayment term and include our Loyalty discount and Automatic Payment discounts of 0.25 percentage points each, as outlined in the Loyalty and Automatic Payment Discount disclosures.

Many of our student loan refinance lenders offer various repayment options, including interest - only payments for the first four years.

The 2010 law left all other parts of the original IBR intact, including public service loan forgiveness at 10 years of repayment.

Lowest rates shown require application with a cosigner, are for eligible, creditworthy applicants with an undergraduate level degree, require a 5 - year repayment term and include our Loyalty discount and Automatic Payment discount of 0.25 percentage points each, as outlined in the Loyalty and Automatic Payment Discount disclosures.

Lowest rates shown requires application with a co-signer, are for eligible applicants, require a 5 - year repayment term, borrower making scheduled payments while in school and include our Loyalty and Automatic Payment discounts of 0.25 percentage points each, as outlined in the Loyalty Discount and Automatic Payment Discount disclosures.

Borrowers may choose from several repayment options, including a standard repayment term of 20 years for loan balances of $ 40,000 or less.

SoFi offers a variety of repayment plans for refinanced student loans, including 5 -, 7 -, 10 -, 15 -, and 20 - year options.

You have to read it carefully - you are not reading anything incorrectly if you are able to realize that today I owe (including interest until the end of the most recent repayment period) only about $ 5,000 less than what I owed starting 18 years ago.

The average interest rate on your credit cards is 19 % per year, so you are paying almost $ 317 in interest every month on your credit cards, and that does not include any repayments of principal.

Changes: We have revised § § 668.412 to specify that an institution may not include on the disclosure template information about completion or withdrawal rates, the number of individuals enrolled in the program during the most recently completed award year, loan repayment rates, placement rates, the number of individuals enrolled in the program who received title IV loans or private loans for enrollment in the program, median loan debt, mean or median earnings, program cohort default rates, or the program's most recent D / E rates if that information is based on fewer than 10 students.

If this hypothetical borrower were able to refinance into a 10 - year fixed - rate loan at 4.5 percent interest, they'd make monthly payments of $ 508, and pay back $ 60,939 in all — less than any government repayment program, including those providing (taxable) loan forgiveness in this scenario.

This means your wife will need to make contributions to her personal RRSP to avoid having her required repayment of $ 310 included in her income each year until the full repayment has been made.

Lowest rates shown are for eligible applicants, require a 3 - year repayment term, and include our Loyalty and Automatic Payment Discounts of 0.25 percentage points each, as outlined in the Loyalty Discount and Automatic Payment Discount disclosures.

Variable interest rates range from 3.62 % APR to 10.54 % 1 APR, while fixed interest rates vary between 5.74 % APR and 11.85 % APR. 1 Both of these include a 0.25 % reduction for using automatic payments during enrollment.2 Furthermore, repayment terms range anywhere from 5 to 15 years.

The work by this year's pro bono champions included valuable research while interning for an anti-trafficking charity, a «transformative» repayment of # 7,200 benefits for a client with mental health and addiction problems, and help for clients through a county court triage scheme.

This type of bankruptcy includes a repayment period, typically 3 - 5 years.

Repayment Term — The number of years, or months, required to repay the full amount of a loan, including total interest payments due.

You'll give up some borrower benefits, including access to income - driven repayment plans and the potential for loan forgiveness after 10, 20 or 25 years of payments.

In the past year, 38 per cent of Canadians took actions to help accelerate their repayments, including making lump sum payments, increasing the frequency of repayment or increasing the amount of each payment.