Sentences with phrase «years of repayment time»

Raise ^ offers loans ranging from 5 to 10 years of repayment time.

Not exact matches

Individuals who participate in an income - driven repayment program, work at a non-profit organization, or work for the federal government may qualify to have their loan balances forgiven after a set number of years on on - time, consecutive payment.

Because portfolio loans are interest - only, these were interest - only for the first 10 years and assumed a sale of the business and full repayment of capital at that moment in time.

Income - driven repayment plans lower your monthly payments by stretching them out over a longer period of time, up to 20 or 25 years.

For example, if you have a 10 - year repayment period, that exposes you to the risk of rising rates for a long time.

Plus, they offer student loan forgiveness after 20 or 25 years of on - time repayment.

Like all of the income - driven repayment plans, you have to reapply every year, and the payments will be adjusted each time.

You should also note a bond's duration, which Vanguard explains «represents a period of time, expressed in years, that indicates how long it will take an investor to recover the true price of a bond, considering the present value of its future interest payments and principal repayment.»

Credit card balances soar at this time of year, and with everything else going on it is easy to forget to make a repayment.

 The Harper government's decision last year to write off every penny of the auto aid and thus build it all into last year's deficit calculation (which I questioned at the time as curious and even misleading) has already been proven wrong. Since the money was already «written off» by Ottawa as a loss (on grounds that they had little confidence it would be repaid — contradicting their own assurances at the same time that it was an «investment,» not a bail - out), any repayment will come as a gain that can be recorded in the budget on the revenue side. Jim Flaherty has learned from past Finance Ministers (especially Paul Martin) that it's always politically better to make the budget situation look worse than it is (even when the bottom has fallen out of the balance), thus positioning yourself to triumphantly announce «surprising good news» (due, no doubt, to «careful fiscal management») down the road. The auto package could thus generate as much as $ 10 billion in «surprising good news» for Ottawa in the years to come (depending on the ultimate worth of the public equity share).

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

In the case of Chavski, we have an owner who was willing to do what you suggested, Silent Stan blocked Usmanov though I believe I read that Usmanov offered us a 0 % interest loan over a silly length of time (100 years I think) and that meant we would be making repayments of a fraction of what we did make allowing more funds for wages and signing of top quality players.

«Over a billion of repayments in the next five years is a devastating hit to the NHS budget - particularly at a time when budgets will be under increasing pressure as a result of Labour's economic mismanagement,» SNP MSP Kenneth Gibson said.

First Sign of Better Times for Schools Under Prop 30 Deferred payments to California schools and community colleges will fall to their lowest level in five years this academic year, and repayments for previous deferrals is starting sooner than expected.

Authorizes DOT to allow, for up to one year over the duration of the direct loan, an obligor to add unpaid principal and interest to the outstanding balance if at any time after the date of substantial completion the project is unable to generate sufficient revenues to pay the scheduled loan repayments of principal and interest on a direct loan.

«Starting in January 2017, we will offer a student loan repayment of up to $ 1,200 annually, totaling a maximum of $ 9,000, to all regular full - time employees with outstanding student loans who have been with the company at least one year.»

The total cost of the loan can increase tremendously, if repayment is stretched to the maximum - allowable time of 25 years.

They should do research on type of loan (fixed or variable), repayment time frame (15, 20 or 30 - year mortgage?)

Deferment of a student loan means that you are given extra time before you start making repayments, for example during the first year after graduation while you search for full - time employment.

Individuals who participate in an income - driven repayment program, work at a non-profit organization, or work for the federal government may qualify to have their loan balances forgiven after a set number of years on on - time, consecutive payment.

This effectively means that federal loans are bought out, but the repayments are over a longer period of time (perhaps 30 years) and at a fixed interest rate to ensure the process of clearing college debts involves the lowest possible monthly repayments - in some cases 50 % lower than initial terms.

In this plan, borrowers are expected to repay their debt within 10 years of the time their grace period, or the time when repayment is not yet required, ends.

For example, Penguin Random House will pay $ 1,200 per year (up to $ 9,000) in student loan repayment benefits for any full - time employee who has more than 1 year of service with the company.

DOE argued that Judge Frank should consider Price's financial prospects for a much longer time — the 20 - or 25 - year period of an income - based repayment plan.

West Virginia's State Loan Repayment Program offers loan repayment for nurses practicing full - time for a minimum of two years in rural, underservRepayment Program offers loan repayment for nurses practicing full - time for a minimum of two years in rural, underservrepayment for nurses practicing full - time for a minimum of two years in rural, underserved areas.

Judge Pappas noted that Brunner was decided in 1987, at a time when the bankruptcy code allowed discharge of student loan debts on either of two grounds: first, if the student loans had been in repayment status for five years or more on the date the bankruptcy was filed, or second, if repayment of the student loans would constitute an undue hardship on the debtor.

For both plans, the amount that would be due under a 10 - year Standard Repayment Plan is calculated based on the greater of the amount owed on your eligible loans when you originally entered repayment, or the amount owed at the time you selected the IBR or Pay As You ERepayment Plan is calculated based on the greater of the amount owed on your eligible loans when you originally entered repayment, or the amount owed at the time you selected the IBR or Pay As You Erepayment, or the amount owed at the time you selected the IBR or Pay As You Earn plan.

At the end of the repayment term, either 20 or 25 years, the remaining balance is automatically forgiven so long as borrowers have made consistent, on - time payments.

Best Egg offers fixed rate loans with either 3 or 5 year repayment terms, but since Best Egg does not charge a pre-payment penalty, you can repay your loan in a shorter amount of time if you want.

I'm confused at the part where you mention that under ibr there isn't a chance for forgiveness after the 25 years... i was just reading a document about all the repayment options and it said that under any of them there is a chance for forgiveness after the 20 - 25 years though the time can vary from plan to plan.

Now I am finding out from this company that my previous 5 years of on time payment are not the correct repayment plan for PSLF.

In return for loan repayments, LRP awardees are legally bound to a service obligation to conduct qualifying research supported by a domestic nonprofit or U.S. government (Federal, state, or local) entity for 50 percent of their time (at least 20 hours per week based on a 40 - hour week) for two years.

The Indian Health Service (IHS) Loan Repayment Program awards up to $ 20,000 per year for the repayment of your qualified student loans in exchange for an initial two - year service obligation to practice full time at an Indian health progRepayment Program awards up to $ 20,000 per year for the repayment of your qualified student loans in exchange for an initial two - year service obligation to practice full time at an Indian health progrepayment of your qualified student loans in exchange for an initial two - year service obligation to practice full time at an Indian health program site.

The Department of Education has a Public Service Loan Forgiveness program, where in exchange for working in an approved career field for 10 years, making 120 consecutive on - time monthly payments under the standard repayment plan, and following through with their rigorous application process, they will forgive the remainder of your balance after your 120 monthly payments.

For longer periods of time adjustable rate loans are ok but too dangerous if you are living on a fixed income and the repayment schedules are very long (15 or 30 years).

Borrowers have the ability to draw on a home equity line of credit from the bank for up to 10 years, after which time the repayment period can extend up to 20 years.

The main disadvantage of this income based repayment plan is that, you will end up paying more for your loan over time than you would under the 10 - year Standard Repaymrepayment plan is that, you will end up paying more for your loan over time than you would under the 10 - year Standard RepaymentRepayment Plan.

The time period drops to seven years from the date you file for Chapter 13 bankruptcy because of the repayment plan you negotiated.

The typical repayment schedule for a private student loan is 10 - 15 years, so even small variations in the interest rate can make a big difference over that amount of time.

So, if you choose a repayment time frame of five - years, your monthly principal total is going to rise.

If the program will extend beyond that, the standard repayment term will kick in after a maximum of 54 months (four years and a 6 month extension intended for the time period between completing residency and becoming an attending).

The National Health Service Corps (NHSC) Students to Service Loan Repayment Program (S2S LRP) provides up to $ 120,000 to medical students (MD and DO) in their final year of school in return for a commitment to provide primary health care full time for at least 3 years or half time for at least 6 years at an approved NHSC site in a Health Professional Shortage Area of greatest need.

Monthly payments are lower than under the 10 - year standard repayment plan which may increase the total interest cost of the loan over time.

Generally, this is around the same time of the year that you first began repayment under the IDR plan that you selected.

They also provide for a maximum repayment time period of 25 years.

For Chapter 13 bankruptcies (a less common option that requires the consumer to adhere to a repayment plan), a minimum timeline before applying for an FHA home loan is one year of on - time payments to the trustee of the repayment plan.

This contrasts with the loan forgiveness of the remaining balance after 25 years of repayment under the income - contingent and income - based repayment plans for borrowers who are not employed full time in public service jobs.

The Income - Contingent, or Income - Based Repayment Plans qualify you for loan forgiveness after 25 years of on - time payments.

The Pay As You Earn Repayment Plan qualifies you for loan forgiveness after 20 years of on - time payments.

With this PAYE repayment plan, you can qualify for Public Service Loan Forgiveness after 10 years of on - time payments, if you worked for a qualified public service employer.