Sentences with phrase «years of the policy from»

The fine print states that if you die in the first two years of the policy from natural causes (anything other than an accident) your family will not receive a dime (just your premiums will be refunded to your beneficiary plus some interest).

This means if the insured dies in the first two or three years of the policy from natural causes (heart attack, cancer, phenomena, etc.) the premiums paid will be returned to the beneficiary and the death benefit will not be paid.

Not exact matches

The rate of new firms entering the marketplace has fallen by nearly half over the 40 - year period from 1978 to 2012, to 8 percent, compared with a steadily increasing rate of new firm closures, up two full percentage points, to about 10 percent, over the same period, according to the Brookings Institution, a policy think tank.

We estimate that low natural gas prices and state policies that move utilities away from coal are savings tens of thousands of lives and tens of billions of dollars each year.

Between 2008 and 2012, the federal government implemented a handful of ad - hoc policies meant to deter poorer households from taking on excessive debt, including the reduction of the maximum amortization period for government - backed home loans to 25 years from 40 years.

Founded only in 2008 but measured earlier this year as the third-most valuable venture capital - backed group in the world at over $ 25 billion, Airbnb also said it would help prevent its service from causing housing shortages by «ensuring hosts agree to a policy of listing only permanent homes on a short - term basis».

Last month, the BOJ adopted a 2 percent inflation target and pledged to carry out an open - ended asset purchase program from next year, bowing to pressure from Japan's new Prime Minister Shinzo Abe to adopt an aggressive monetary policy to end years of deflation.

Hence the question: Is it reasonable to expect that marginally looser policies would now lead to more than tripling of the growth rate (to 1.5 - 2 percent) over the next two years, while raising the inflation rate from -0.3 percent to 2 percent — as the Bank of Japan is promising?

With the core consumer inflation steady in January from a year earlier, it is a sign that a strengthening economy has yet to prompt companies to raise prices, a challenge policy makers have yet to overcome despite years of massive stimulus.

And while that issue is newly top - of - mind for many voters, some bedrock economic policy issues also deserve attention from the candidates during their last in - person exchange of the year:

The limits of policy stimulus were all to evident in Japan where core consumer prices fell 0.5 % in August from a year earlier, the largest drop since March 2013.

FMS earnings before tax as a percentage of FMS total revenue and FMS operating revenue (a non-GAAP measure) were 4.0 % and 4.8 %, respectively, both down 60 basis points from the prior year, primarily reflecting higher depreciation due to vehicle residual value policy changes and lower used vehicle sales results.

But the figures are further illustration of how even an ultra-loose monetary policy from the European Central Bank, which has driven the euro to a 12 - year low against the dollar this year, still hasn't created a self - sustaining recovery in the region.

During his 11 - year tenure as CEO of TD, he has shepherded the bank through controversial policy changes, a successful U.S. expansion and built a company that earns genuine affection from its customers.

Backed by a host of investors and advisors including Techstars CTO Jud Valeski and Modern Farmer founder Ann Marie Gardner, the project has plans to incubate 10 new food businesses in its first year, tackling everything from food tech to policy solutions.

The biggest driver of economic growth next year will be from household consumption, which policy makers reckon will get a boost from the federal government's tax cuts and its decision to augment monthly child benefits.

Even if it took 10 or 15 years of relentless diplomatic pressure from the joint efforts of the U.S., China, Russia, South Korea, and Japan to convince Kim Jong - un to give up his weapons and doing so resulted in the eventual denuclearization of the peninsula — and successfully deterred war — it would be a major victory for U.S. foreign policy and secure our vital national interests.

But the latest wave of sales tax changes appears voluntary, and began late last year when Amazon started collecting sales tax for Washington, D.C. Amazon steadily added states from December to March, with the April wave completing the standardization of company policy.

Perhaps more than any other single policy of the last seven years, it was the nearly $ 1 trillion from the two American Reinvestment and Recovery Acts that played a major role in assisting those industries, and bolstering the economic health of small business owners.

LG Electronics also announced in January that it will decide on whether to build a manufacturing base in the United States within the first half of the year and warned of risks from the Trump administration's trade policies.

The pair were discussing the policy at Politicon, a convention in Pasadena, California that deemed itself the «the quintessential non-partisan event of the year» and brings together figures from the political and entertainment worlds.

The IEA's forecasts overlap largely with the Trump administration's pursuit of what it calls «energy dominance» — a strategy that has been visible in its rollback of various Obama - era policies this year (above all in the U.S.'s withdrawal from the Paris Climate Accord), and in a big expansion of federal acreage offered for oil and gas prospecting.

While policy doves like Rosengren currently hold sway over Chairman Ben Bernanke and the majority of Fed policymakers, minutes from last month's policy meeting suggest the quantitative easing program could draw to a close by year end, earlier than some economists had expected.

«I know Microsoft has changed course on a lot of their unfounded policies since they announced the Xbox One, but what's to stop them from just implementing them next year after the console is out?»

Federal Reserve officials go out of their way to assure financial markets that they could make a policy move at any meeting, not just the four of eight meetings per year that are accompanied by a press conference from the Fed chairman.

Yahoo CEO Marissa Mayer stirred up quite a commotion earlier this year when she announced a the telecommuting policy that was heard around the world — as of June nobody at the Internet company could work from home.

«But having watched the Japanese economy for the past 15 years, you have to have a degree of skepticism about the degree of follow through there will be from this type of policy action.»

The accusation from the US administration is that Chinese policy and cheap loans from state banks were behind the flurry of deals over the past three years.

To illustrate the issue, over the past 20 years, the cost of a new drug per year of a patient's life has risen from $ 50,000 to $ 250,000 after adjusting for inflation, according to Peter Bach, director of the Center for Health Policy and Outcomes at Memorial Sloan Kettering, who also spoke at the conference.

On Sept. 5 of this year, the Dow dropped 234 points amid a series of potentially volatile political events, including the debate over raising the debt ceiling, a possible government shutdown, and threats from Trump over trade policy with China.

Its Silicon Valley venture capital backers saw it as a game - changer for real estate, and envisioned themselves picking off $ 250 million a year out of a potential $ 25 billion market: insurance policies that would protect the nation's homeowners from one of their deepest fears — further losses in their equity.

From a standpoint of health care as well as fiscal policy, 2012 is the most important year in 80 years.

In one of the few studies that has examined flextime's effect on company profits, last year, researchers from the University of Toronto's Rotman School of Management and China's Renmin University studied the 35 per cent of Canadian firms with flextime policies.

So it came as a particularly harsh blow to advocates of work - life balance when Best Buy CEO Hubert Joly scrapped the company's ROWE policy earlier this year, calling it «fundamentally flawed from a leadership standpoint.»

While I understand that the NDP must feel intense pressure to capture votes — including from people who have never taken a course from John Smithin — I often wish that the NDP would show a bit more policy leadership on the issue of the deficit and debt. I was particularly disappointed during the 2008 federal election campaign when Mr. Layton stated, unequivocally, that the NDP would not run a deficit in the following year if elected (even though it was clear that Canada was entering a recession).

As would be clear from my utterances over the past couple of years, I have serious reservations about the extent of reliance on monetary policy around the world.

Within his first week in office, he lifted capital controls that had prevented companies from repatriating dividends and devalued the peso, ending years of a gradual - decline policy that kept the currency overvalued as inflation soared.

While there are some signs of recognition such as the Fed's reduction in its estimated neutral rate from 4.5 percent to 3.0 percent during the last 2 years, the IMF's explicit use of the term secular stagnation in its World Economic Outlook, ECB president Mario Draghi's call for global coordination and greater use of fiscal policy, and Japan's indicated interest in fiscal - monetary cooperation, policymakers still have not made sufficiently radical adjustments in their world view to reflect this new reality of a world where generating adequate nominal GDP growth is likely to be the primary macroeconomic policy challenge for the next decade.

Layton was responding to criticism from Jack Mintz — the economist oft - quoted by Conservative Leader Stephen Harper as justification for his tax policies — that the cap - and - trade system the NDP proposed to cover the cost of $ 3.5 billion worth of green initiatives in the first year would raise gasoline prices by 10 cents per litre.

The decree also notes that it will terminate 20 years from the date of being issued, but that it will renew for another 20 years each time that the FTC files a complaint over any violations — meaning, if the FTC does file a complaint and is successful in determining the violation, it will prolong Facebook's own need to report and make clear privacy policies to its users.

In one of its Financial Services Policy updates, Google has decided to ban advertisements promoting cryptocurrencies and the related content which includes initial coin offerings (ICOs), cryptocurrency exchanges, cryptocurrency wallets, and cryptocurrency trading advice, starting from June this year.

Concerns about global trade tensions between China and the U.S. and the fear that the stellar earnings could be as good as it gets for stocks are all combining to undermine the sort of confidence that was in abundance during last year's run of repeated records for equity benchmarks, as the U.S. economy enters it ninth year of expansion and as the Federal Reserve moves to normalize monetary policy from crisis - era levels.

To keep the economy on a sustainable path, I expect that it will be appropriate to remove monetary policy accommodation at a regular but gradual pace — and perhaps a bit faster than the three, one - quarter point increases envisioned for this year in the assessment of appropriate policy from the December 2017 FOMC meeting.

A year in, Scheer has yet to put a policy imprint on the party distinguishable from that of the former prime minister.

The central bank made a concerted effort starting late last year to divorce its «forward guidance» on interest rates, what it tells markets about the expected future path of policy, from specific calendar dates.

This event should not be overlooked as it is one of the most important policy measures from a major global central bank in the last ten years.

Florida Gov. Rick Scott joined a growing list of Republican lawmakers Friday to endorse raising the minimum age for purchasing rifles to 21 years old, marking his first major break from the policy priorities of the National Rifle Association.

That said, I think that central banks around the world are going to start changing their stance on monetary policies, and move away from the ultra-accommodative policies of the last 8 years.

Most policies have a time limit from the date of purchase and limit the dollar amount per item and per calendar year.

4) Implement monetary policies that, over the space of several years, effectively transfer trillions of dollars from savers and middle - class wage earners to the balance sheets of banks and other financial speculators.