Sentences with phrase «years or less by»

Not exact matches

Or, at least, they're using a lot less water to make it: MillerCoors announced this week that they've reduced their water consumption by 9.2 % over the past two years, saving roughly one billion barrels of water.

These founders eagerly plot out five - year financial projections before they've even developed a product or service; a few theories about the fates of those impacted by a company's success are not any less likely to hold water.

21st Century Fox (FOX), for example, is only down by about 4 % since the beginning of the year, or less than half Disney's decline.

To find out where you could live by the 50/30/20 plan on $ 50,000 or less a year — that's take - home pay, not pre-tax income — GOBankingRates examined the following monthly expenses for a single person in 270 cities:

If you're angling to pay less in taxes this year or simply want to stay on top of all the new changes to the tax code, check out The Wealthy Accountant by CPA Keith Schroeder.

«The large majority of individual major events — ranging from the assassination of Archduke Ferdinand 100 years ago through to 9/11 and recent events in Iraq and Ukraine — impact major stock markets by around 10 % or less, with the effect being fully reversed within a month or so,» he wrote in a note to clients.

By the end of this year, those who have served in the military less than 12 years must choose whether to opt into the BRS program, or remain in the legacy plan.

If you want a policy that will actually reduce emissions, it has to be implemented and kept in place by people who face elections every four years or less.

Average growth rates tell a more dramatic tale; here the best - financed companies at start - up pulled far ahead, expanding sales by 2,074 % in five years, nearly 60 % faster than the «less than $ 1,000» set and 82 % faster than the «$ 20,000 or less» group as a whole.

While not affecting anyone earning less than $ 25,000 a year, it would raise contributions for those earning $ 100,000 by 50 %, or by about $ 2,325 a year combined from employee and employer.

As a result, according to a survey conducted last year by Focus Research Systems Inc. of West Hartford, Conn., less than 7 % of American small businesses (those with fewer than 500 employees or less than $ 25 million in sales) used on - site computers.

According to standards set by the Small Business Association (SBA), a small business start - up is generally one that projects it will make seven million dollars or less per year.

Extends the time period of U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.

In The International Living Guide to Retiring Overseas on a Budget, published by Wiley, Haskins and Prescher provide a step - by - step roadmap to finding the world's best communities for English - speaking retirees seeking a happier, healthier, more affordable life in some of the world's most beautiful and accommodating destinations... often on as little as $ 25,000 a year or less.

According to this year «s retirement confidence survey by the employee benefit research institute, 45 percent of workers have less than $ 25,000 saved, 20 percent have saved between $ 25,000 and just under $ 100,000, 15 percent have $ 100,000 to $ 249,000 in savings and two in 10 report having $ 250,000 or more saved.

The student loan interest deduction allows taxpayers with qualified student loans (loans taken out solely to pay qualified higher education expenses) to reduce taxable income by $ 2,500 or the interest paid during the year, whichever is less.

The portfolio turnover measures the trading activity of the fund, which is computed by dividing the lesser of purchases or sales for the year by the monthly average value of the securities owned by the fund during the year.

The graduating classes of 61 of the 100 programmes listed in 2010 reported an average salary increase of 60 per cent or less... The biggest salary increases were reported by those who changed employer but stayed in the same industry; they achieved an average increase of 61 per cent, reaching a salary of $ 174,300 three years after graduation.»

Based on the limitations imposed by Code Section 162 (m), we generally may receive a federal income tax deduction for compensation paid to our Chief Executive Officer and to certain of our other highly compensated officers only if the compensation is less than $ 1,000,000 per person during any year or is «performance - based» under Code Section 162 (m).

But I gave him my pep talk by saying, «Look at it this way — You just made ten years of contributions at more or less the same average share price.

If you're consistently forgetting to pay by the due date, if you're paying multiple annual fees but spending less than $ 20,000 on credit cards each year, or if you're not paying off balances each month, then chances are you have too many credit cards.

Various measures of core or underlying inflation, which are less affected by these temporary factors, are also gradually increasing, and over the year to September were around 2 per cent.

The weighted average of the MERs charged by the component ETFs works out to about 21 basis points per year, which means the Sleepy Portfolio costs about $ 275 every year or about 75 cents a day — less than half the cost of a large double - double these days.

While a low unemployment rate can indicate tight labour - market conditions, the 2017 average hourly wage of full - time and part - time employees combined grew by only 1.7 per cent — the lowest year - over-year growth since 1998 and more or less at the same rate as consumer price inflation.

A Treasury Bill, or T - Bill is a short - term obligation with a maturity of less than one year backed by the U.S. Government.

If you reduce your fixed expenses by $ 1,000 per month, you'll need $ 1,250 less income, or $ 15,000 per year.

By selecting yes you are confirming that you are a UK taxpayer and understand that if you pay less Income Tax and / or Capital Gains Tax than the amount of Gift Aid claimed on all your donations in that tax year it is your responsibility to pay any difference.

The big takeaway from Figure 2 is that even if SolarCity grows revenue by 63 % compounded annually and achieves 11 % NOPAT margins for the next five years, the most Tesla should pay to ensure an ROIC equal to WACC is $ 3 / share, or 88 % less than the current market value.

While gold prices have more or less remained in a tight band from the start of 2016, the escalating crisis in the Middle East has led to massive volatility in crude - oil prices, and at the end of November this year, crude oil has rallied by 55 percent compared to the 20 - percent gain in gold.

Please, any Christian, honestly answer the following: The completely absurd theory that all 7,000,000,000 human beings are simultaneously being supervised 24 hours a day, every day of their lives by an immortal, invisible being for the purposes of reward or punishment in the «afterlife» comes from the field of: (a) Astronomy; (b) Medicine; (c) Economics; or (d) Christianity You are about 70 % likely to believe the entire Universe began less than 10,000 years ago with only one man, one woman and a talking snake if you are a: (a) historian; (b) geologist; (c) NASA astronomer; or (d) Christian I have convinced myself that gay $ ex is a choice and not genetic, but then have no explanation as to why only gay people have ho.mo $ exual urges.

Since when did people of the Bronze Age were ever less intelligent or developed than we are today other than certain technological advancements, which by the way not even everything technologically speaking is necessarily more advance today it was say two thousand, three thousand, or even four thousand years ago, so I have no idea where you get that reasoning from.

And I really wish Christians would make up their minds about Jesus's place in the big scheme of things: is he a co-equal third of a trinity of ent.ities who somehow make up one large god, or is he a lesser god sent by his greater father god to suffer in order to straighten out the weird sin situation he created and didn't get around to fixing for thousands of years (the whole John 3:16 thing people are so fond of quoting only makes any sort of sense in the second situation).

These, Astrue told me, he took on by way of penance for having spent so much time translating Tibullus» less - than - holy love poems, which Oxford probably will bring out in the next year or so.

Continuing specialized ministries under church auspices have been maintained for many years by the Episcopal Church, a number of Lutheran bodies and most other denominations in greater or lesser degree.

Kong said that less than 10 years ago, Muslims could convert to other religions through a civil high court order or by obtaining an «exit certificate» from the government's Islamic department, for example.

Yes of course have understood what you meant after all the country is a country of all Egyptians whether Muslim or Christian or Jewish if any... those all have suffered for 30 years in the hands of this dictatorship which cared less for the people of Egypt only was there a greed for their money beside the control of their life and destiny... but above all only people with true faith can achieve what they have achieved, as people with no faith have not that will and power within granted by God to his believers...

I would have no way of understanding what was said, much less being able to remember it and tell it over and over by the campfires for hundreds or thousands of years before it was written down.

For the rest, we can only suggest that thirst must often have been a critical problem in the wilderness years; that names of people and places were subjects of acute interest because the name was deemed to be appropriate in meaning to the object named; that Israel may, therefore, on occasion have renamed a site (or, by a greater or lesser modification in sound, given the old name a new, Hebrew meaning) significant for her own experience there; and that Massah and Meribah represent the merging of two similar stories.

They returned to their own country more or less influenced by the modern ideas acquired during their years of study in Egypt.

It is said by some that the religion of the greatest sages of the East transcends, in its contemplative vision of God, the tradition of the Hebrews, at least until the writing of the «Wisdom» literature some two hundred years or less before the birth of Christ.

The completely absurd theory that all 7,000,000,000 human beings are simultaneously being supervised 24 hours a day, every day of their lives by an immortal, invisible being for the purposes of reward or punishment in the «afterlife» comes from the field of: (a) Astronomy; (b) Medicine; (c) Economics; or (d) Christianity You are about 70 % likely to believe the entire Universe began less than 10,000 years ago with only one man, one woman and a talking snake if you are a: (a) historian; (b) geologist; (c) NASA astronomer; or (d) Christian I have convinced myself that gay $ ex is a choice and not genetic, but then have no explanation as to why only gay people have ho.mo $ exual urges.

(3) Records created or received by the certifying agent pursuant to the accreditation requirements of this subpart F, excluding any records covered by 205.510 (b)(2), must be maintained for not less than 5 years beyond their creation or receipt.

In less than a year, the Busleys, with no baking or restaurant experience, were mentored by the owners of Julian Pie and ready to open their first Grand Traverse in Traverse City.

Of course it would be silly to suggest that winning any game, cup or otherwise, isn't good for the club, but let's remember just how problematic FA Cup success has been for this club... I'm certainly not going to suggest I didn't enjoy seeing Arsenal win, I'm a fan of this club first and foremost, but how bad are things when you find yourself secretly wishing that your own team lost so that just maybe real change would finally come... I resent this team for even making me feel such thoughts and it's going to take a lot of effort on their part to earn my trust again... this club has treated the fans so poorly that it has created an incredibly fragile and toxic environment, so much so that a «what have you done for me lately» mentality has emerged... fans rise and fall depending on the results of each game because we don't have faith in those in charge to make the necessary changes to personnel and tactics... each time we win many fans attack any dissenting voices and make unrealistic claims about the players, the manager and the potential for unprecedented success... every time we lose the boo - birds run rampant, calling for heads to roll and predicting the worst... regardless of what side you fall on, it's not your fault, both sides are simply overcompensating for the horrible state of affairs that have been percolating for several years... it's hard to take the long view when those in charge have lied incessantly and refuse to take any responsibilities for their own actions... in the end, we are trapped by the same catch - 22 that ManU faced upon Fergie's exit... less fearful of maintaining the status quo than facing the unknown, which was validated, wrongly or rightly, by witnessing the difficulties they have faced during this transitory period... to be honest, the thing that scares me most is that this team has never prepared whatsoever for this eventuality, which considering our frugal nature and the way we have shunned many of our most revered former players is more than a little disconcerting

There are NO other teams in the league that have accomplished anything close to what the Sixers did this year who had their best players be a rookie and a 2nd year player, some of the teams that Philly is most often compared to in regards to young talent are Minnesota (they won less games than Philly, Wiggins sucks, and they were buoyed by Jimmy Butler as a veteran star) and the Lakers (most people don't view anybody on the Lakers on the same level as Embiid or Simmons and they only won 35 games this year).

Yes we owe the banks around 230 million it's a long term loan we pay back around 25 million a year, this season 2014/15 we ar going to turn ower around 330 + million And our outgoing is going to be around 220 million or less, this season and the next 5 seasons we will be malikng around 110 million profit a year, we had 170million in the bank in April which was confirmed by the club we have spent some money on players 70 + million leaves you with 100 million in the bank then in June we recived 3 new sponsership deal worth around 130 million (wether or not it was paid lump sump or spread across the season to lower profit margin that I haven't looked at) all in all we can spend ready cash ower 200 milion if we realy want we can spend double and more of that sum and we still be within the FFP rules becouse they look at accounts 3 years acumalation

if the Ox was played to either showcase his skills or to increase any potential bids because of his perceived importance to our starting 11, this was an incredibly risky move that could have cost us dearly... imagine if he was injured or played poorly, like he did, and this negatively impacted our ability to get the best available deal... more importantly, why was Wenger willing to play someone who obviously wants out in such an important game under false pretenses... this kind of behaviour might be less offensive in April, when things are done and dusted, but to do this following a loss against a supposed main rival that pipped us for fourth by a point last year, could be considered at best inappropriate and at worst treasonous... we can't afford to let this coach make business decisions on game day, which has gone on for far too long

This is an incredibly difficult question to answer for a variety of reasons, most importantly because over the years our once vaunted «beautiful» style of play has become a shadow of it's former self, only to be replaced by a less than stellar «plug and play» mentality where players play out of position and adjustments / substitutions are rarely forthcoming before the 75th minute... if you look at our current players, very few would make sense in the traditional Wengerian system... at present, we don't have the personnel to move the ball quickly from deep - lying position, efficient one touch midfielders that can make the necessary through balls or the disciplined and pacey forwards to stretch defences into wide positions, without the aid of the backs coming up into the final 3rd, so that we can attack the defensive lanes in the same clinical fashion we did years ago... on this current squad, we have only 1 central defender on staf, Mustafi, who seems to have any prowess in the offensive zone or who can even pass two zones through so that we can advance play quickly out of our own end (I have seen some inklings that suggest Holding might have some offensive qualities but too early to tell)... unfortunately Mustafi has a tendency to get himself in trouble when he gets overly aggressive on the ball... from our backs out wide, we've seen pace from the likes of Bellerin and Gibbs and the spirited albeit offensively stunted play of Monreal, but none of these players possess the skill - set required in the offensive zone for the new Wenger scheme which requires deft touches, timely runs to the baseline and consistent crossing, especially when Giroud was playing and his ratio of scored goals per clear chances was relatively low (better last year though)... obviously I like Bellerin's future prospects, as you can't teach pace, but I do worry that he regressed last season, which was obvious to Wenger because there was no way he would have used Ox as the right side wing - back so often knowing that Barcelona could come calling in the off - season, if he thought otherwise... as for our midfielders, not a single one, minus the more confident Xhaka I watched played for the Swiss national team a couple years ago, who truly makes sense under the traditional Wenger model... Ramsey holds onto the ball too long, gives the ball away cheaply far too often and abandons his defensive responsibilities on a regular basis (doesn't score enough recently to justify): that being said, I've always thought he does possess a little something special, unfortunately he thinks so too... Xhaka is a little too slow to ever boss the midfield and he tends to telegraph his one true strength, his long ball play: although I must admit he did get a bit better during some points in the latter part of last season... it always made me wonder why whenever he played with Coq Wenger always seemed to play Francis in a more advanced role on the pitch... as for Coq, he is way too reckless at the wrong times and has exhibited little offensive prowess yet finds himself in and around the box far too often... let's face it Wenger was ready to throw him in the trash heap when injuries forced him to use Francis and then he had the nerve to act like this was all part of a bigger Wenger constructed plan... he like Ramsey, Xhaka and Elneny don't offer the skills necessary to satisfy the quick transitory nature of our old offensive scheme or the stout defensive mindset needed to protect the defensive zone so that our offensive players can remain aggressive in the final third... on the front end, we have Ozil, a player of immense skill but stunted by his physical demeanor that tends to offend, the fact that he's been played out of position far too many times since arriving and that the players in front of him, minus Sanchez, make little to no sense considering what he has to offer (especially Giroud); just think about the quick counter-attack offence in Real or the space and protection he receives in the German National team's midfield, where teams couldn't afford to focus too heavily on one individual... this player was a passing «specialist» long before he arrived in North London, so only an arrogant or ignorant individual would try to reinvent the wheel and / or not surround such a talent with the necessary components... in regards to Ox, Walcott and Welbeck, although they all possess serious talents I see them in large part as headless chickens who are on the injury table too much, lack the necessary first - touch and / or lack the finishing flair to warrant their inclusion in a regular starting eleven; I would say that, of the 3, Ox showed the most upside once we went to a back 3, but even he became a bit too consumed by his pending contract talks before the season ended and that concerned me a bit... if I had to choose one of those 3 players to stay on it would be Ox due to his potential as a plausible alternative to Bellerin in that wing - back position should we continue to use that formation... in Sanchez, we get one of the most committed skill players we've seen on this squad for some years but that could all change soon, if it hasn't already of course... strangely enough, even he doesn't make sense given the constructs of the original Wenger offensive model because he holds onto the ball too long and he will give the ball up a little too often in the offensive zone... a fact that is largely forgotten due to his infectious energy and the fact that the numbers he has achieved seem to justify the means... finally, and in many ways most crucially, Giroud, there is nothing about this team or the offensive system that Wenger has traditionally employed that would even suggest such a player would make sense as a starter... too slow, too inefficient and way too easily dispossessed... once again, I think he has some special skills and, at times, has showed some world - class qualities but he's lack of mobility is an albatross around the necks of our offence... so when you ask who would be our best starting 11, I don't have a clue because of the 5 or 6 players that truly deserve a place in this side, 1 just arrived, 3 aren't under contract beyond 2018 and the other was just sold to Juve... man, this is theraputic because following this team is like an addiction to heroin without the benefits

just reading around and all if not most rags are saying our net spend is # 46 million how can they tell that when they do nt even know what our real budget is if it was # 100 million then we are in profit by quite a bit i do nt really know what they base there assumptions on this is where you could do with swiss ramble to dissect what really was spent from what i could see most of our 5 transfers were covered by out goings and c / l monies earned debuchy - vela deal, chambers - vermalen deal, ospina - cesc and miquel deals sanchez c / l monies and other monies recovered from wages and old installment based deals this is the same with welbeck i would imagine if not then poldolski will be sold in jan to cover this as i think he was going to be sold and this would have covered welbecks transfer more or less also and people do nt always realize that arsenal have money coming in from more than one source to cover transfers not just puma and emirates deals we have property arm of the club which makes money for transfers also outstanding debts we are owed of old transfers we receive each year on song cesc maybe van persie and all other structured deals in installment payments sales we just flogged miquel as an example and all the monies from released wages and youths sold its a bit to complex to just say we have a net spend of xyz when arsenal do nt even make the budget public so they have no starting point from which to go from i bet you we have broke even or even made a slight profit as we are self sustaining it would make sense that we can break even or at least make the net spend under # 10 million each year at least screw then all we are the arsenal we do thing our way

I hope I'm wrong but this could be the most damaging win when it comes to transfers... winning 1 game, after about 20 minutes of really good play, is of little consequence in the grand scheme of things... only those with the most selfish of intentions would suggest otherwise... the only reason we're even in this predicament, where were celebrating our first victory of 2018 against a bottom half squad who is managed by possibly the only individual more antiquated than our manager, is because of Wenger's ridiculous mishandling of his contract last year combined with his mishandling of the contracts of our top players this year; a fact that he himself admitted to... so before you get too excited about the possibilities of our current roster don't forget what has happened over the last several years and pray to the gods of football that real quality reinforcements like Auba are on the way, which could have happened years ago for less money and we might have been holding a trophy of some significance, or this brief respite will be followed by the usual mediocrity and stagnation