Winnipeg, Montreal and Moncton are grappling with a surplus of unsold condo units driven by a surge in new construction and a dwindling supply of first - time buyers in the wake of Ottawa's decision in June, 2012, to limit mortgage insurance to amortization periods of 25
years or less from 30 years.
You're 10
years or less from being able to retire, fulfilling those dreams of a well - earned break from the daily grind.
To make this evaluation, MPOWER requires a student to be two
years or less from completing his or her degree.
VIL rated all other major suburban markets two
years or less from peaking.
And when I am saying fast track financial independence, I am talking about retiring in 10
years or less from today, even if you are starting with very little.
A typical 60 - year - old retiree can expect to get $ 7,600
a year or less from government, all of it in reduced CPP.
Treasury bills (or T - bills) are short - term securities that mature in one
year or less from their issue date.
Some debt securities (with a fixed maturity date of one
year or less from the date of issuance) that may be acquired by the Fund may be treated as having acquisition discount, or OID in the case of certain types of debt securities.
Not exact matches
Without Potash Corp. and its 44 % drop
from a
year ago, those using this screen would have finished the
year more
or less whole.
It's a far cry
from the days — say 15
years ago — when
less than a dozen banks held a corporate loan on their balance sheet, and companies could renegotiate the terms of their loan with a single creditor,
or a small committee.
In recent
years, the statuette has gone home with
lesser - seen movies, often
from off the mainstream radar — offbeat
or «prestige» titles that captured the imagination of Academy voters if not the American public — to the near - total exclusion of big budget Hollywood blockbusters.
That's only a three percent increase
from last
year, and more
or less in line with general inflation (two percent) and the average increase of workers wages (2.3 percent).
«The large majority of individual major events — ranging
from the assassination of Archduke Ferdinand 100
years ago through to 9/11 and recent events in Iraq and Ukraine — impact major stock markets by around 10 %
or less, with the effect being fully reversed within a month
or so,» he wrote in a note to clients.
VR has a bright future, to be sure, but if there's one thing that we've learned
from the last five
years of VR being «The Next Big Thing» each
year, it's that VR's handicaps make fuller adoption limited and leave the door open for a much
less invasive technology with a much brighter future: augmented reality,
or AR.
Small - business owners can have a particularly difficult time getting capital
from a bank if they've been in business fewer than two
years, if their credit score is
less than 640
or if they need
less than $ 250,000.
«We expect it (revenue
from big six) to be more
or less like that this
year, so it will be
less than last
year but now the declines are much smaller,» Chief Executive Officer Tom Leighton told Reuters on a post earnings call.
Amazon's grocery delivery service costs $ 299 per
year, and delivers thousands of grocery products
from fruits and vegetables to food
from local merchants within a day
or less to customers in metropolitan areas within northern and southern Calif., as well as New York City and Seattle.
From a standing start, its revenues have more
or less doubled every
year, surpassing $ 100 million last
year.
While not affecting anyone earning
less than $ 25,000 a
year, it would raise contributions for those earning $ 100,000 by 50 %,
or by about $ 2,325 a
year combined
from employee and employer.
The average contract interest rate for 30 -
year fixed - rate mortgages with conforming loan balances ($ 453,100
or less) increased to its highest level since April 2014, 4.50 percent,
from 4.41 percent, with points increasing to 0.57
from 0.56 (including the origination fee) for 80 percent loan - to - value ratio loans.
The Platinum Card is more
or less the flagship premium travel card, offering rewards, perks, and benefits that can net a ton of value for travelers — for instance, I got more than $ 2,000
from the card my first
year with it.
An investor in Box, for example, does not care about ten
years from now, but two
years or less.
The average contract interest rate for 30 -
year fixed - rate mortgages with conforming loan balances ($ 424,100
or less) decreased to 4.28 percent
from 4.34 percent, with points increasing to 0.38
from 0.31 (including the origination fee) for 80 percent loan - to - value ratio loans.
The average contract interest rate for 30 -
year, fixed - rate mortgages with conforming loan balances of $ 424,100
or less decreased to 4.33 percent
from 4.46 percent, with points increasing to 0.43
from 0.41, including the origination fee, for 80 percent loan - to - value ratio loans.
The average contract interest rate for 30 -
year fixed rate mortgages with conforming loan balances of $ 424,100
or less increased to 4.23 percent
from 4.20 percent, with points decreasing to 0.32
from 0.37, including the origination fee, for 80 percent loan - to - value ratio loans.
Other regulatory changes will enact penalties for those who fail to comply, including «10
years imprisonment,» with an increase in fines
from 50 million won
or less to a maximum of 500 million won.
However, a small business with annual average gross receipts of $ 25 million
or less for the past three
years is exempt
from this rule.
Short - term gains,
from digital coins held for a
year or less, are taxed as ordinary income.
As we've touched on already, the motivation for refinancing comes
from wanting to pay
less money each month and over the life of the loan — usually 15
or 30
years.
Whether it saves money this
year or not is
less important than avoiding consequences
from having your finances entangled in a tax return which might not hold up to the scrutiny of an audit.
One of the most important is the transition we're making
from promotions built around a construct that features 1
or 2 specific dishes, which worked well for a long time, but has grown increasingly
less effective over the past 2
years to a promotional construct that's built around a culinary
or value theme and highlights several dishes
or one
or more menu categories.
It also plans to give one - time cash bonuses to some part - time and full - time workers, ranging
from $ 200 (for workers who have been at Walmart for
less than two
years) to $ 1,000 (for those who have been working there for 20
or more
years).
For most cryptocurrency use cases, mass user adoption is still
years off: «
Less than 10 million people «use» crypto today, and aside
from use as «digital gold»
or «payment rail», other use cases won't have meaningful traction for 18 + months at fastest.»
From Peter Brimelow in MarketWatch (12/27/07): ``... [H] is Blue Chip Growth Letter [appears] in the Top Ten [for 2007], up 25.5 %... His Emerging Growth letter, focused on smaller - cap stocks, more
or less matched the market this
year, up 7.8 %, but has beaten it over the much longer term.»
Online term loans and lines of credit: Short - term loans and lines of credit
from an online provider — such as OnDeck, Kabbage, StreetShares
or Fundation — can be a good option for payroll funding as it can close within a week and offer terms of one
year or less.
You can always withdraw more than the minimum amount
from your IRA
or plan in any
year, but if you withdraw
less than the required minimum, you will be subject to a federal penalty.
If this is your first home, you are statistically
less likely to keep that home for many
years, and can probably benefit
from a hybrid ARM with a lower rate fixed for three, five
or seven
years.
One important thing to remember is that there are two different types of gains / losses
from investments — short - term gains (if you held an asset for one
year or less) and long - term gains (over one
year; i.e. one
year and one day).
That's 2x # 20k, assuming you have a partner, and # 4ok into a pension (
or more, if your partner has income
from employment too,
or if your pension contributions were
less than # 40k pa in the last few
years).
With inflation of up to 3 % you would remain on track for achieving the target income floor
from the state pension alone in 18
years or less — the # 300K
or so required to buy an index - linked annuity in your scenario would certainly see your relative through those 18
years comfortably.
Aetna has benefitted in the past five
or six
years from industry and government efforts to tamp down costs and declining hospital inpatient admissions in favor of
less costly outpatient services, he said.
The big takeaway
from Figure 2 is that even if SolarCity grows revenue by 63 % compounded annually and achieves 11 % NOPAT margins for the next five
years, the most Tesla should pay to ensure an ROIC equal to WACC is $ 3 / share,
or 88 %
less than the current market value.
Meanwhile, the biggest increase is for the smallest of microbreweries — those producing
less than 2,000 hectolitres a
year (
or less than 25,000 cases of 24)-- which jumped
from 220 to 490 since 2010.
Gold production has been more
or less the same
from a
year before overall, but Weighted - average all - in sustaining costs,
or AISC, were down about 7 % in the June quarter to US$ 845 / oz.
On the new podcast, Hughes explained how his proposal for guaranteed income — $ 500 a month for everyone making $ 50,000
or less per
year — differs
from the more commonly discussed concept of universal basic income.
While gold prices have more
or less remained in a tight band
from the start of 2016, the escalating crisis in the Middle East has led to massive volatility in crude - oil prices, and at the end of November this
year, crude oil has rallied by 55 percent compared to the 20 - percent gain in gold.
Short - term loans have maturities of one
year or less, and long - term loans have maturities
from 15 to 36 months.
Its CEO has
less than four
years of professional work experience and a non-technical background (she has an MA in business management and dual BAs in Africana studies / Spanish), and is running a company whose market cap went
from $ 7.2 m to $ 60m in a single month, despite not having a finished product
or revenue, much
less profit.
Please, any Christian, honestly answer the following: The completely absurd theory that all 7,000,000,000 human beings are simultaneously being supervised 24 hours a day, every day of their lives by an immortal, invisible being for the purposes of reward
or punishment in the «afterlife» comes
from the field of: (a) Astronomy; (b) Medicine; (c) Economics;
or (d) Christianity You are about 70 % likely to believe the entire Universe began
less than 10,000
years ago with only one man, one woman and a talking snake if you are a: (a) historian; (b) geologist; (c) NASA astronomer;
or (d) Christian I have convinced myself that gay $ ex is a choice and not genetic, but then have no explanation as to why only gay people have ho.mo $ exual urges.
The current rate of burning fossil fuels adds about 2 ppm per
year to the atmosphere, so that getting
from the current level to 1000 ppm would take about 300
years — and 1000 ppm is still
less than what most plants would prefer, and much
less than either the nasa
or the Navy limit for human beings.