Even highly experienced nurses with 20 - 30 years experience felt the pinch, many having spent 4
years or more out of work — and ultimately deciding to pursue a different career.
So, in the rapidly evolving field of climate change, by grounding its TSD in the IPCC AR4 the EPA is largely relying on scientific findings that are, by early 2009, largely 3
years or more out of date.
We are in no position to assess the tradeoffs in safety and cost 5
years or more out from the time when perhaps, opinion will have changed enough in the right places to get the matter up for serious discussion.
Not exact matches
For
more than a
year, Finland has been testing the proposition that the best way to lift economic fortunes may be the simplest: Hand
out money without rules
or restrictions on how people use it.
Many entrepreneurs bow
out a
year or two after a buyout, and Coke's buyout of Honest Tea would have made that possible for Goldman, too — he reportedly made «tens of millions» from the deal, and other employees, who had equity, made
out well — some with payouts of
more than $ 1 million.
Cook has a 30 -
year mortgage with the option to pay it off early with no penalty, so she says she plans to live in the house and pay it off in four to five
years before renting it
out and moving into «
more of a permanent long - term place with ideally a husband,
or a boyfriend
or whatever happens.»
We joke about it, but we wanted to work on something that would make us jump
out of bed in the morning for the next 10
years or more.
Picturing where you'll be a
year or two
out may be
more important to your success than being able to picture where you'll be in five
years or ten.
Prior shareholder letters insisted the proposals were misguided
or ignored the company's efforts to spell
out its position that even a world intent on limiting temperature rises would still need
more oil — a position shared by bodies such as the International Energy Agency, which sees oil demand rising for some
years to come yet.
Here is a little secret: If there is something that you truly want next
year — such as
more money,
more support
or an amazing mentor — go
out and give it away.
KC: I lose probably $ 150,000 a
year or more on un-recouped receivables on actual labor and
or money we've put
out.
For long - term goals that are 10, 20
or 30
years out, you do want to take on
more risk.
Take
out $ 40,000 a
year or more, Pfau argues, and statistical models suggest that you are starting to stress the long - term viability of your portfolio.
State schools have between 20,000 and 50,000 students, he noted; so with 40
or more years of history «those alumni spread
out pretty far.»
Claims for Social Security Disability Insurance — which pays
out $ 143 billion each
year to
more than 11 million Americans unable to work because of a serious illness
or impairment — have been ticking upward.
A few
years ago, HP execs said the company would compete head on with Amazon Web Services in public cloud computing, a model in which businesses rent computing capacity from a provider like Amazon, Microsoft
or Google (GOOG) rather than building
out more of their own data center capabilities.
We do random acts of appreciation throughout the
year, like taking the whole company
out for ice cream midday
or bringing in McFlurrys for everyone in the office... we have breakfast catered every Friday, rebirthdays (celebrations on the anniversaries of hire dates), all the ladies receive flowers on Valentine's Day, parents receive letters on Mother's Day and Father's Day, and so much
more... plus, the whole company is going to Miami for an all - expenses - paid trip in a month (revenue and nonrevenue producers) for hitting a sales goal.»
Growth rate Another way to sort
out Twitter's value is to project
out its annual compound growth rate
out five
years or more, and then try to back
out the company's present value.
He expects that next
year, as large companies negotiate their benefits contracts, they will be asking much
more than in the past «will a carve -
out option look better,
or does the carve - in option look better?»
Hiding
out in grad school for another
year or two doesn't guarantee to open any
more doors, either, sorry to say.
The people who are going to be crushed by the changes are those in long - term relationships who have been
out of the workforce for 20
years or more and have the expectation that they will be taken care of by their spouse in the case of a divorce, Slowiaczek said.
Starting just five
years later at age 26, alternatively, came
out to slightly
more than $ 117,000 at retirement age,
or $ 33,000 less.
Munger told CNBC he thought Berkshire shareholders had «seven
or more good
years coming
out of Warren,» but «not very many»
out of him, saying, «I have to face reality.»
The people who are going to be crushed by the changes are those in long - term relationships who have been
out of the workforce for 20
years or more and have the expectation that they will be taken care of by their spouse in the case of a divorce,
The non-profit group that oversees the program, called the Universal Service Administrative Company
or USAC, audited only 74 carriers over the past six
years out of
more than 6,000 that collect fees, the GAO noted.
As the
year progressed, CEO Travis Kalanick resigned amid an investor revolt, many of Uber's other top executives resigned
or were forced
out, shady business practices were revealed, and
more than 20 employees were fired as a result of an investigation into bad behavior in the workplace that includes sexual harassment.
The SPDR Barclays High Yield Bond fund gathered
more than $ 1.1 billion,
or about half its total for the
year, while the iShares iBoxx $ High Yield Corporate Bond took in $ 603 million, pulling it
out of negative territory for the full
year.
If you're like me, you may have noticed an interesting phenomenon in the last
year or two:
more and
more of your colleagues have mentioned a business - centric podcast that you ought to check
out,
or you've overheard others talking about something they learned from a podcast.
Analysts predict the deal will take a
year or more to be approved, so there's some time to figure
out just how bloody the next «Alien» can be,
or whether Deadpool will have to tone it down.
In recent months, the company rolled
out a new tool for small business owners to retail to followers through a virtual «boutique» (
or storefront), where some users are making
more than $ 100,000 each
year.
At industry events that
year, everyone I ran into with a connected product
or a KickStarter was in talks to sell
out or score
more funds.
«When you have workers that already possess much of what you need, it makes a lot
more sense to retrain them than to go
out and hire new workers — who may be
more educated — and then wait a
year or more for them to get up to speed with how the company operates,» explains Anthony Carnevale, director and research professor of Georgetown University's Center on Education and the Workforce.
Living with hundreds of other young adults getting their first (
or fourth)
year away from home
out of their system is even
more cluttered and messy than it seems.
As you plan your
year, a huge part of being an entrepreneur
or part of a startup is figuring
out if and how you will get to conferences to make connections and learn
more about business, entrepreneurship, technology and beyond.
But when you have 15
years or more to meet your goals, you have a good chance of being able to ride
out market downturns and watch short - term losses eventually be offset by future gains.
Researchers also conducted
more intimate, in - person interviews with over 300 individuals that had been in unions for 30, 40, 50,
or more years, as well as a group of divorced individuals to figure
out what went wrong.
And now that our careers are going, we're looking at maxing
out two traditional 401Ks and two Roth IRAs this
year, and we see the Roth IRA portion as a small hedge against rising future tax rates (
or what I think is a bit
more likely to happen — tax brackets that don't keep pace with inflation, so keep sucking in
more and
more people to higher brackets).
Any material issues raised by the most recent Public Company Accounting Oversight Board inspection, peer review,
or independent registered public accounting firm internal quality control review
or by any inquiry
or investigations by governmental
or professional authorities within the preceding five
years respecting one
or more independent audits carried
out by the audit firm, and any steps taken to deal with such issues.
Remember a few
years back when, instead of heading
out into the world, droves of young people either stayed,
or returned to live, with their parents,
or ended up having
more roommates in even tighter quarters to make the rent?
While many of its spending cuts are
more aggressive than the political climate is likely to allow, the RSC deserves great credit for putting
out a budget in a
year where no official budget has yet been put forward by the House
or Senate Budget Committees.
Those returns were incredibly volatile — a stock might be down 30 % one
year and up 50 % the next — but the power of owning a well - diversified portfolio of incredible businesses that churn
out real profit, firms such as Coca - Cola, Walt Disney, Procter & Gamble, and Johnson & Johnson, has rewarded owners far
more lucratively than bonds, real estate, cash equivalents, certificates of deposit and money markets, gold and gold coins, silver, art,
or most other asset classes.
If you were to look at our charts, it
more or less created a plateau for about 5
years, but looks to be breaking
out.
That's twice the average 74 % return for those who moved
out of stocks and into cash during the fourth quarter of 2008
or first quarter of 2009.3
More than 25 % of the investors who sold
out of stocks during that downturn never got back into the market — missing
out on all of the recovery and gains of the following
years.
What's
more, over the
years, I've caught a thing
or two and have been able to address an issue early, before it got
out of hand.
On the other hand, if you have a coworking space in the direct vicinity of WeWork
or in a relatively untapped market, their marketing efforts might do you
more harm than good, as we saw last
year when WeWork employees started to reach
out to other workspace members in the hopes of getting them to sign a lease with WeWork.
More alarming still, for 50 large companies in prolonged stall -
out, we found that the onset had usually been sudden: Momentum fell sharply over just a
year or two, with growth rates dropping from double digits to low single digits
or even negative numbers — a finding consistent with past research (see «When Growth Stalls,» HBR, March 2008).
The
more traditional approach, which developed
out of mean variance analysis some fifty
years ago, tailors an individual's portfolio to his
or her age, young investors should take
more risk with stocks, and attitudes toward risk, conservative investors should hold
more cash.
When I first started I found
out that you can create a few different lists by using different dividend dates (ex, record, payable, etc) and a few
more depending on fiscal
or calendar
years.
With so much damage, insurance payouts and repairs can take a long time (even with
out of state companies, there's a long waiting list for them to get to the house), so it can take a
year or more to get repairs.
Instead of being stretched
out over decades, your payments are compressed into 5
or 10
years, requiring you to pay
more each month.