Sentences with phrase «years policy if»

In a 15 years policy if you have paid 8 premiums and realized the mistake of investment, then it is better to paid up the policy rather than surrender.

Not exact matches

If a Desjardins customer's driving data shows they are a less risky driver than most (driving less than 15,000 km per year, for example, or driving primarily between 5 a.m. and 10 p.m.) they can qualify for a discount on their insurance policy of up to 25 %.

The ECB, however, said after its latest policy - making meeting Thursday that it still doesn't expect to raise its own interest rates until «well past» September next year — and even then, only if it is absolutely sure that inflation is back on track after a decade of undershooting.

But if Christine Lagarde and the IMF have their way, zero interest rate policy in America will last at least into year eight.

Even if it took 10 or 15 years of relentless diplomatic pressure from the joint efforts of the U.S., China, Russia, South Korea, and Japan to convince Kim Jong - un to give up his weapons and doing so resulted in the eventual denuclearization of the peninsula — and successfully deterred war — it would be a major victory for U.S. foreign policy and secure our vital national interests.

Set policy throughout the year that if a recipient does not engage a certain number of times a year you will stop emailing them.

As the name implies, term life insurance will provide a death benefit if an individual dies within the policy's term, up to 20 years typically.

«If choosing a major is solely based on students» wants, some majors will be overcrowded and others will have difficulty enrolling enough students,» Lu reportedly said, adding that other institutions have adopted similar policies and that among the 400 or so students who have to leave their majors to fate, the highest achievers can apply to change their specializations after a year of study.

If you want a policy that will actually reduce emissions, it has to be implemented and kept in place by people who face elections every four years or less.

While on a visit to Paris in August of last year, Sigmar Gabriel, Germany's foreign minister at that time, spelled it all out: «If we don't develop a (European) policy regarding China, then China will succeed in dividing Europe.»

The ban became effective in July last year, with a new clause inserted into TfL's advertising policy stating that ads can be rejected if they «could reasonably be seen as likely to cause pressure to conform to an unrealistic body shape, or as likely to create body confidence issues particularly among young people».

In late 2016 the airline largely froze a policy that gave its cabin crew thousands of dollars a year in allowances if they lived outside company accommodation.

But groups lobbying to eliminate it have an uphill battle — polls in recent years show a majority of Americans still support the policy, even if it costs them sleep once a year.

Most Monetary Policy Committee (MPC) members also expected to cut Bank Rate again this year to a rate «close to, but a little above zero,» if the economy performed as poorly as forecast.

Yet it was always there — twice a year, in June and December — to send a message if policy makers felt the need to do so.

This circle would be easier to square if policy elites had performed better over the last 15 years, and could more credibly say that they had created the public institutions necessary for people to improve their own lives.

But more than anyone, Mr. Schäuble has come to embody the consensus that has helped shape European economic policy for years: that the path to sustained economic recovery for financially troubled countries is to slash spending, raise taxes when necessary and win back the trust of bond markets and other investors by displaying commitment to fiscal prudence — even if that process imposes deep economic pain as it plays out.

So, if you had a $ 250,000 whole life policy in place for 10 years and the cash value was $ 25,000, in the event an emergency came up you may be able to borrow up to $ 25,000 from the insurer.

It doesn't matter if you cancel the card and wait two years to re-apply, you won't get a second bonus under current American Express policy.

The group points out that the good times could easily come to an end if world governments don't make efforts to balance monetary and fiscal policies, something I've been urging for years now.

If you purchased the term policy and each year invested the $ 800 savings, at the end of the 20 years you would have $ 27,775 (assuming a modest 5 % annual rate of return on your investment).

While I understand that the NDP must feel intense pressure to capture votes — including from people who have never taken a course from John Smithin — I often wish that the NDP would show a bit more policy leadership on the issue of the deficit and debt. I was particularly disappointed during the 2008 federal election campaign when Mr. Layton stated, unequivocally, that the NDP would not run a deficit in the following year if elected (even though it was clear that Canada was entering a recession).

Mr. Lacker, a voting member of the policy committee this year, has indicated he is likely to dissent if the Fed does not raise rates at the September meeting.

At some point, if these policies are inflationary, then the vigilantes or those that hold dollar reserves, such as China and Brazil and Mexico, they will be in the driver's seat in terms of longer - term Treasury debt, 10 years and 30 years Treasury debt in terms of their yield.

If Fed officials view it as a ceiling, as their statements sometimes suggest, they'll likely tighten monetary policy once they hit it even if they've been missing 2 percent for years and tightening means slowing job and wage growth that has eluded too many workers in recent recoverieIf Fed officials view it as a ceiling, as their statements sometimes suggest, they'll likely tighten monetary policy once they hit it even if they've been missing 2 percent for years and tightening means slowing job and wage growth that has eluded too many workers in recent recoverieif they've been missing 2 percent for years and tightening means slowing job and wage growth that has eluded too many workers in recent recoveries.

[16:00] Pain + reflection = progress [16:30] Creating a meritocracy to draw the best out of everybody [18:30] How to raise your probability of being right [18:50] Why we are conditioned to need to be right [19:30] The neuroscience factor [19:50] The habitual and environmental factor [20:20] How to get to the other side [21:20] Great collective decision - making [21:50] The 5 things you need to be successful [21:55] Create audacious goals [22:15] Why you need problems [22:25] Diagnose the problems to determine the root causes [22:50] Determine the design for what you will do about the root causes [23:00] Decide to work with people who are strong where you are weak [23:15] Push through to results [23:20] The loop of success [24:15] Ray's new instinctual approach to failure [24:40] Tony's ritual after every event [25:30] The review that changed Ray's outlook on leadership [27:30] Creating new policies based on fairness and truth [28:00] What people are missing about Ray's culture [29:30] Creating meaningful work and meaningful relationships [30:15] The importance of radical honesty [30:50] Thoughtful disagreement [32:10] Why it was the relationships that changed Ray's life [33:10] Ray's biggest weakness and how he overcame it [34:30] The jungle metaphor [36:00] The dot collector — deciding what to listen to [40:15] The wanting of meritocratic decision - making [41:40] How to see bubbles and busts [42:40] Productivity [43:00] Where we are in the cycle [43:40] What the Fed will do [44:05] We are late in the long - term debt cycle [44:30] Long - term debt is going to be squeezing us [45:00] We have 2 economies [45:30] This year is very similar to 1937 [46:10] The top tenth of the top 1 % of wealth = bottom 90 % combined [46:25] How this creates populism [47:00] The economy for the bottom 60 % isn't growing [48:20] If you look at averages, the country is in a bind [49:10] What are the overarching principles that bind us together?

If 2 percent really was consistent with a neutral monetary policy, then the very low real rates of recent years — buttressed by our large - scale asset purchases — should have been extraordinarily accommodative.

If there are certain days or times during the year when your startup truly needs everyone at work, make those dates clear in your vacation policy and communications with staff.

The decree also notes that it will terminate 20 years from the date of being issued, but that it will renew for another 20 years each time that the FTC files a complaint over any violations — meaning, if the FTC does file a complaint and is successful in determining the violation, it will prolong Facebook's own need to report and make clear privacy policies to its users.

If you look back at the press release which accompanied our easing of monetary policy in December 1998, you will see it referred to the expectation by official and private forecasters that 1999 would be a worse year than 1998.

No medical exam life insurance policies usually have no waiting period, but the company will investigate the circumstances of your death if it occurs during the first two years of coverage.

Over the course of 20 years, that means you're paying $ 15,120 more than if you found a level term policy for $ 119 per month.

Being honest on your application is important as the insurer can cancel your policy during the first two years of coverage without a refund if they find you lied or misrepresented anything.

In his year - end interviews, and in the final days of the fall sitting of the House of Commons, Prime Minister Stephen Harper said it would be crazy to impose additional costs on Canada's oil and gas sector in a time of low prices if the U.S. was not enacting similar carbon emission policies.

But even if the ECB does bend to the will of the bond markets this year, and begins to buy sovereign debt directly, the single currency is left with all of the same weaknesses that existed prior to the crisis: the inability to tailor interest rate policy for each individual economy, the lack of foreign currency adjustment needed to offset differences in competitiveness, and growth - limiting trade dynamics throughout the area.

But markets are betting that the Fed will not be able to tighten monetary policy nearly as much as it expects, and if another recession starts in the next few years, cuts will soon bring interest rates back down to the zero lower bound.

Years of aggressive central bank policies haven't resulted in the type of accelerated global growth one might expect, so Brooks Ritchey, Senior Managing Director at K2 Advisors, Franklin Templeton Solutions, wonders if there is an alternate universe where that is in fact the case.

With a guaranteed issue life insurance policy, if you die because of an accident (e.g. a car crash) within the first two years, the full death benefit will be paid to your beneficiaries.

So, if you're paying $ 25 per month for your 30 - year $ 500,000 level term policy, you will only pay $ 25 per month each of those 30 years.

If you go back to the «90s, during the Clinton years, the United States followed an explicit strong dollar policy.

Finally, retired FBI agent Coleen Rowley told RT that US foreign policy sometimes looks as if five - year - olds were in charge of it.

If you pass away within three years of transferring the life insurance policy to the trust, the policy will likely become part of your estate from a tax perspective.

For example, if a «normal» level of short - term interest rates is 4 % and investors expect 3 - 4 more years of zero interest rate policy, it's reasonable for stock prices to be valued today at levels that are about 12 - 16 % above historically normal valuations (3 - 4 years x 4 %).

If you do not indicate that you have a long term care policy, plan to purchase an annuity or long term care policy to cover long term care, plan to use home equity or a family member to help care for you, or predict that you will not ever need long term care, then the system will apply costs to the last 3 years of your life.

But if policy disappointment ensues this year, we could see the Fed pause.

For example, if you have a 30 - year mortgage for $ 300,000, you can purchase a term life insurance policy with a matching death benefit and term length.

If a dwindling ISM translates into diminished growth momentum, this could in turn diminish policy makers» confidence that the economy can endure the initiation of policy normalization later this year.

«If premiums are paid properly and the policy is monitored through the years, permanent life can be a very beneficial financial asset that can help supplement a person's overall retirement and estate planning,» Aita said.

If you die during these years, the term policy is there to provide a lump sum death benefit to your survivors.

If John is alive when his policy expires at the end of 20 years, the insurance company returns John's paid premiums, a total of $ 34,466.40.