Sentences with phrase «years their insurance business»

The bottom line is that for the next four years their insurance business will need to expand by less than $ 10 billion a year.

Not exact matches

Businesses with more than 50 employees that do not offer coverage will be taxed based on the size of their payrolls, but the cost will be significantly less than the cost of providing insurance benefits, and the tax is not set to go into effect until the 2014 fiscal year.

Alan Bishop has spent 40 years building insurance broker EBM into a national player and worked through many business cycles over that time, but arguably none as tough as the current conditions in Western Australia.

Banks had $ 287.64 billion in outstanding loans to small businesses as of Dec. 31, up 1.4 percent from a year earlier, according to the Federal Deposit Insurance Corp..

GE CEO John Flannery on Tuesday said that the 125 - year - old business is considering carving out its major divisions into separately traded units as it announced a $ 6.2 billion charge related to its insurance operations.

Late last year, officials in Utah moved to ban Zenefits; the state's insurance commissioner, Todd Kiser, sent a letter to the company calling its business model a violation of state laws.

During the 20 + years we've been in business, we raised our 5 children without health insurance, it was scary to say the least.

Chiu grew up in the restaurant business, and after graduating college, he worked in the insurance industry for over 10 years.

Small - business owner: To encourage the government to hire more Canadians as part of the Economic Action Plan, the budget proposes a hiring credit, which offers a one - year Employment Insurance break of up to $ 1,000 for firms with premiums below $ 10,001 in 2010.

Watsa's sway with investors is no mystery: Fairfax has returned more than 5,000 % over the past 20 years, and the company has its hands in a diverse array of businesses, including insurance, media, and restaurants.

Over the past few years, businesses have added 14 million jobs as regional economies have rebounded; their workers have gained access to health insurance, and a new flock of startups has brought economy - altering innovations, some of which have changed the nature of work itself.

This could be the year that businesses implement what they learn in controversial ways, like insurance companies using predictive analytics to profile customers and adjust premiums accordingly.

Those problems along with long - term care contracts, which resulted in a $ 6 billion charge on its insurance businesses last year, drew criticism from billionaire U.S. investor Warren Buffett in an interview on CNBC on Monday.

Berkshire Hathaway (brk - a) owns everything from ice cream parlors to railroads but there's only one business Warren Buffett describes as «the company that set my heart afire 66 years ago (and for which the flame still burns)» — car insurance giant Geico.

The government said it will make $ 1.4 billion available over three years in new financing for women entrepreneurs through the Business Development Bank as well as $ 250 million over three years through Export Development Canada for financing and insurance for women - owned and women - led businesses.

The Crown corporation had the mortgage insurance business to itself until the 1970s, when several private - sector firms tried and failed, over the next 20 years, to establish themselves.

«An increase of one [happiness] point on the survey equates to a savings of $ 2,552 in medical costs per year per employee,» concluded the study, conducted by U.S. health insurance company Humana and the University of Michigan's Ross School of Business.

Slow economic growth, increasing extreme weather events and volatility in capital markets made the insurance business tumultuous in recent years, with employees facing upheaval in their day - to - day roles as well as layoffs.

Progress in a few areas has been solid: slashing of bureaucratic red tape has led to a surge in new private businesses; full liberalization of interest rates seems likely following the introduction of bank deposit insurance in May; Rmb 2 trillion (US$ 325 billion) of local government debt is being sensibly restructured into long - term bonds; tighter environmental regulation and more stringent resource taxes have contributed to a surprising two - year decline in China's consumption of coal.

Kemper believes the underlying combined ratio is useful to investors and is used by management to reveal the trends in Kemper's property and casualty insurance businesses that may be obscured by catastrophe losses and prior - year reserve development.

Half - year profit in Nib's health insurance business has dropped 9.2 per cent to $ 66.3 million due to the growth in private patients getting medical care in public hospitals.

During the fiscal year, certain Marsh subsidiaries were retained by the Company to provide services unrelated to executive compensation, including insurance brokerage services, risk management advisory services, business continuity consulting services and actuarial services.

Last year 39 percent of new business premium in life and health insurance lines for Allianz SE, Allianz Life Insurance of North America's parent company, was generated by capital - efficient products, Allianz SE executives told analysts in early insurance lines for Allianz SE, Allianz Life Insurance of North America's parent company, was generated by capital - efficient products, Allianz SE executives told analysts in early Insurance of North America's parent company, was generated by capital - efficient products, Allianz SE executives told analysts in early February.

Meanwhile, the Canadian Business Growth Fund announced in March unites banks and insurance companies in a promise to invest $ 1 billion over 10 years in small and medium - sized Canadian companies.

Tim Clark has worked in the software industry for 20 years and created custom software for all industries: * E-Commerce * Online Training and Continuing Education * Health Care * Financial Services * Insurance * Government Nikos is the leader in Amazon Alexa skills development for small businesses.

Excluding an after - tax gain of $ 235 million from the sale of our home and auto insurance manufacturing business in the prior year, net income was up $ 136 million or 5 % -LRB--RRB-.

And as long as we can break even in our insurance underwriting - which we have done, on the average, during our 32 years in the business - the cost of the float developed from that operation is zero.

A small - business owner since 1999, Benge has worked as a licensed insurance agent and has more than 20 years experience in income tax preparation for businesses and individuals.

In the last year, Premier Clark delivered a massive 28 - per - cent hydro hike to B.C. families and businesses, and implemented even more increases to ferry fares, medical service premiums and ICBC basic insurance rates.

In Berkshire's property & casualty (P&C) insurance businesses, premiums are collected up front, but claims are paid out often years or decades later, allowing the float to be used for investments.

With more than 20 years» experience managing sales teams across a variety of industries including financial services, healthcare and insurance, Ben has a developed a deep understanding of what it takes to grow a sustainable business.

You could add a 20 - year term life insurance policy that is structured to fund a buy - sell agreement to protect your business.

Half - year profit in Nib's local health insurance business has dropped 9.2 per cent to $ 66.3 million due to the growth in private patients getting medical care in public hospitals.

Fosun Group has $ 150B Asset under management, and through its insurance & multi-industry business, generates over $ 20B investible assets each year for deployment.

«Brand name» corporate clients for which major, multi-media projects spanning many months have included Weight Watchers International, Miracle - Ear, and Mass Mutual insurance, and companies and brands he has virtually launched with his sales copy include HealthSource (over 400 franchised clinics), Scheduling Institute (the largest training company in dentistry, with 2 campuses, over 1200 in - office trainings a year) and ProActiv (acne remedies — now a $ 500 - million business).

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

It has been hard for me in this few years and I will do my best to hang on there until I reach my goal.I am not sure how long would it be for me to stay in the insurance business since there is many uncertainty about this kind of job.

I had a friend of ten years call me out after church two weeks ago because I moved my insurance business from him back to the company I was with originally before he went into the industry 3 years ago.

I do not have a job, my insurance has been increasing in the last 4 years, Please america open your eyes, we have a business man and a politician Obama give you candy with his speech and not substance he is not a leader, and want a second term and will take america nowhere, rommey wants to give something.

Platt said he doesn't want to rely on an insurance program, but this is the fourth straight year his family business has seen costs exceed milk prices.

A three - way contest war for Warrnambool Cheese & Butter, interest in Wesfarmers» insurance business, which was picked up by Insurance Australia Group, and a bidding war for Commonwealth Property Office Fund, are significant as there has not been much of a competitive process outside the infrastructure space for thrinsurance business, which was picked up by Insurance Australia Group, and a bidding war for Commonwealth Property Office Fund, are significant as there has not been much of a competitive process outside the infrastructure space for thrInsurance Australia Group, and a bidding war for Commonwealth Property Office Fund, are significant as there has not been much of a competitive process outside the infrastructure space for three years.

Commonwealth Bank is also looking at the future of its global asset management business, after selling its life insurance unit last year.

When my wife and I opened our business, she told us we each needed to have enough life insurance to pay off our house and be completely non-functional for a year if the other one died.

He stayed at UNO two years, leaving in 1977 to enter the insurance business.

Guy for 3 years he has not being working since, he drive my car I pay for his medical insurance food and cell phone allowance and I help him with pocket money he says if I love him I can give him loan or open a business for him, he says he is tired of watching me me being rich and eating my money, is it my resposibility to help him with opening.

Sue is a Senior Director for Fireman's Fund Entertainment Insurance, a company of Allianz, and has been in the insurance business for thirInsurance, a company of Allianz, and has been in the insurance business for thirinsurance business for thirty years.

A Moody's report on Monday found it made financial sense for Northwell Health NY to exit the health insurance business next year amid losses after entering the state's health care marketplace.

Three years ago Governor Andrew Cuomo appointed Ben Lawsky, one of his longtime top lieutenants, to run a new agency, the Department of Financial Services, which was charged with regulating banking and insurance companies doing business in New York.

At the Hood Dairy in Oneida, Hanna ticked off the things in the Farm Bill that will help upstate New York farmers: the five - year bill provides stability for farmers; it transitions farmers to a more modern dairy support program; it expands crop insurance, offers more support for organic farming, and help to young farmers who want to get in the business.

Before the campaign, he owned a restaurant on Warren Street that closed, and 15 years earlier he was a business analyst at a health insurance company.