Sentences with phrase «years your benefit period»

The universal life insurance with long - term care rider policy provides customization of the benefits period, including 2 - 7 year benefit periods.

Given current statistics, a three - year benefit period provides a reasonable amount of coverage.

Never consider less than a five year benefit period... lifetime is best.

The new student must be a resident of Florida and must be able to use the plan within the original 10 - year benefit period.

A 5 - year benefit period would cover the average duration of long - term disabilities across age groups (see the chart below).

A 5 - year benefit period would cover the average duration of long - term disabilities across age groups.

Never consider less than a five year benefit period... lifetime is best.

Since the average individual long term disability claim lasts between 2 - 3 years, you should at least consider a 5 year benefit period.

You can choose between 2 - 7 year benefit periods, but the policy will last longer than your chosen term if you are not using the full allotted long term care benefit amount each month.

Alternatively, the more years your benefit period extends, the higher your LTCI premiums will be.

For example, a policy with a two - year benefit period will cost less than a policy that pays until age 65 or your retirement age under Social Security.

Not exact matches

Policies typically range between $ 3,000 and $ 6,000 a year, depending on a variety of factors, such as sex, age, health status, maximum daily benefit, length of benefit and waiting period.

Gelsinger won't share specifics on the packages offered to the workers who were let go, but a VMware spokesperson says that their severance included an undisclosed period of full pay and benefits, a lump sum payment based on years of employment, and outplacement services.

Oct 24 (Reuters)- Web conglomerate IAC / InteractiveCorp reported higher quarterly revenue but profit fell almost 40 percent due to a tax benefit from the same period a year ago.

Actual results, including with respect to our targets and prospects, could differ materially due to a number of factors, including the risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition in key markets; the risk that we or our channel partners are not able to develop and expand customer bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders as we experience wide fluctuations in supply and demand; the risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this business; the risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result in higher production costs and lower margins; our ability to lower costs; the risk that our results will suffer if we are unable to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis to meet customer demand; the risk that longer manufacturing lead times may cause customers to fulfill their orders with a competitor's products instead; the risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix; risks associated with the ramp - up of production of our new products, and our entry into new business channels different from those in which we have historically operated; the risk that customers do not maintain their favorable perception of our brand and products, resulting in lower demand for our products; the risk that our products fail to perform or fail to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the potential recall of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters as consumers and businesses may defer purchases or payments, or default on payments; risks resulting from the concentration of our business among few customers, including the risk that customers may reduce or cancel orders or fail to honor purchase commitments; the risk that we are not able to enter into acceptable contractual arrangements with the significant customers of the acquired Infineon RF Power business or otherwise not fully realize anticipated benefits of the transaction; the risk that retail customers may alter promotional pricing, increase promotion of a competitor's products over our products or reduce their inventory levels, all of which could negatively affect product demand; the risk that our investments may experience periods of significant stock price volatility causing us to recognize fair value losses on our investment; the risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the risk we may be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired; risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization of products under development, such as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products risks related to our multi-year warranty periods for LED lighting products; risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of customer acceptance for our products; risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.

Oct 24 - Web conglomerate IAC / InteractiveCorp reported higher quarterly revenue but profit fell almost 40 percent due to a tax benefit from the same period a year ago.

On our shores, the year - earlier period benefited from the launch of All Day Breakfast (that quarter also had an extra day of sales due to leap year), so we expected comps here to be negative.

Indeed, the downturn in the US government - bond market at the end of 2016 and earlier this year benefited many fixed income arbitrage managers who were able to take advantage of the price decline in US Treasuries during those periods.

They would accept, the states said, a nationwide order barring any new permits to DACA immigrants to stay and to work but allowing those who now have such permits to benefit from them for the maximum period the program allowed: two years unless renewed.

Your employer will start announcing the upcoming open enrollment period to choose your workplace benefits for the next year.

Buybacks can boost a company's share price to benefit executives whose shares vest over a period of years.

Social Security benefits increase automatically each year based on the rise in the Bureau of Labor Statistics Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI - W), from the third quarter of the prior year to the corresponding period of the current year.

Adjusted EPS increased 15.3 percent versus the year - ago period to $ 0.98, primarily due to benefits from the refinancing of Series A Preferred Stock and lower taxes.

Net sales were $ 6.9 billion, up 0.3 percent versus the year - ago period, including a 0.9 percentage point benefit from currency.

Europe net sales were $ 656 million, up 9.3 percent versus the year - ago period, including an 8.4 percentage point benefit from currency.

In this kind of scenario, a borrower could benefit from the lower interest rate during the initial period, and then sell the house a few years later, before the loan begins to adjust.

If you calculate that additional benefit over a 30 year time period ($ 300 multiplied by 30 years) then waiting would mean $ 90,000 in additional retirement income.

First - quarter premium income at Unum US generated by the supplemental and voluntary benefits rose 11.2 percent to $ 363.7 million compared with the year - ago period.

Adjusted development margin was $ 44 million, a $ 1 million decrease from the fourth quarter of 2013 primarily because the prior year period benefited from $ 4 million of higher favorable product cost true - up activity.

If John dies prematurely within the 20 - year period, the insurance company pays his beneficiary a benefit of $ 500,000.

Adjusted development margin was $ 43 million, a $ 1 million decrease from the prior year quarter, as the prior year period benefited from favorable product cost true - up activity.

One of the benefits of investing with us is that our long - view investment style naturally gives rise to lower distributions in any given year — because we tend to buy and hold for longer periods and therefore don't trade as often, we tend to trigger relatively fewer gains from year to year.

Much of the debate over the past years about the benefits and the costs global specialization, primarily the rapid advance of China as a major manufacturing center has been less about the financial costs — the $ 12 trillion dollars of additional liquidity that the US consumers offered to the world (the cumulative US trade deficit from 1990 through 2015 compared to the over $ 3 trillion dollars in trade surplus run - up by China over this same period — and more in terms of the jobs lost and the impact of foreign products on American wages in manufacturing.

The document suggests that rather than an outright ban, the in - work benefits will be gradually phased in over the four - year period.

It would require 17 - year - old men and women to choose one of four options: active military duty for two years, with educational benefits; six months of active duty followed by extended reserve obligations; one year of civilian service in a Peace Corps - type domestic project; or placement in a draft lottery for a period of six years.

However, when the Agreement on Textiles and Clothing which integrates textiles into the WTO framework was finally concluded, it emerged that these benefits would be spread over a 10 - year period (1995 - 2005) and 49 % of the products to be liberalized would only be liberalized in the year 2005 (or more precisely January 1,2005).

The full incentive package includes $ 2m in tax incentives (80 % rebate of property tax) and a $ 500,000 financial benefit during the 12 - year period when the plant has been completed.

Cellaring The wine will benefit from 6 to 8 months maturation in bottle to allow the fruit to emerge; secondary characters will develop over a 2 to 5 year period when stored under optimum cellaring conditions.

They are the ones to benefit as they can have large spends over a three year period.

I / we agree that if any material change (s) occur (s) in my / our financial condition that I / we will immediately notify BSHFC of said change (s) and unless Baby Safe Homes Franchise Corporation is so notified it may continue to rely upon the application and financial statement and the representations made herein as a true and accurate statement of my / our financial condition.nI / we authorize Baby Safe Homes Franchise Corporation to make whatever credit inquiries / background checks it deems necessary in connection with this application and financial statement.nI / we authorize and instruct any person or consumer reporting agency to furnish to BSHFC any information that it may have to obtain in response to such credit inquiries.nIn consideration of the ongoing association between Baby Safe Homes and the undersigned applicant (hereinafter u201cApplicantu201d), the parties hereto have entered into this Non-Disclosure and Non-Competition Agreement.nWHEREAS, in the course of its business operations, Baby Safe Homes provides its customers products and services which, by nature of the business, include trade secrets, confidential and proprietary information, and other matters deemed material or important enough to warrant protection; and WHEREAS, Applicant, by reason of his / her interest in Baby Safe Homes and in the course of his / her duties, has access to said secrets and confidential information; and WHEREAS, Baby Safe Homes has trade secrets and other confidential and proprietary information, including procedures, customer lists, and particular desires or needs of such customers to which Applicant has access in the course of his / her duties as an Applicant.nNow, therefore, in consideration of the premises contained herein, the parties agree as follows Applicant shall not, either during the time of his / her franchise evaluation with Baby Safe Homes or at any time thereafter either directly or indirectly, communicate, disclose, reveal, or otherwise use for his / her own benefit or the benefit of any other person or entity, any trade secrets or other confidential or proprietary information obtained by Employee by virtue of his / her employment with Baby Safe Homes, in any manner whatsoever, any such information of any kind, nature, or description concerning any matters affecting or relating to the Baby Safe Homes business, or in the business of any of its customers or prospective customers, except as required in the course of his / her employment by Baby Safe Homes or except as expressly authorized Baby Safe Homes Franchise Corporation, in writing.nDuring any period of evaluation with Baby Safe Homes, and for two (2) years thereafter, Applicant shall not, directly or indirectly, induce or influence, divert or take away, or attempt to divert or take away and, during the stated period following termination of employment, call upon or solicit, or attempt to call upon or solicit, any of the customers or patrons Baby Safe Homes including, but not limited to, those upon whom he / she was directly involved, or called upon, or catered to, or with whom became acquainted while engaged in the franchise evaluation process of a Baby Safe Homes franchise business.

Compelling research is now available to demonstrate that infancy is a critical period for psycho - social development and that positive experiences within baby's first years of life can have lasting benefits across the lifespan.

Undercover investigative journalist, Anas Aremeyaw Anas compiled audio - visual recordings over a period of two years and documented shocking acts of alleged bribery of judges who trade justice for pecuniary and other material benefits.

The Albany - Schenectady - Troy region, which has benefitted from billions of dollars of state - subsidized high - tech investments over the past 20 years, had the strongest performance of the major upstate regions during Cuomo's first term — but still trailed the national and statewide growth rates for the four - year and one - year periods.

Reeves also said Labour would extend the period for which EU migrants are prevented from claiming out - of - work benefits from three months to two years, a move that might deter some coming to the country even if they had a job offer.

Now Iain Duncan Smith, the Secretary of State for Work and Pensions, says that we should be able to tell immigrants: «demonstrate that you are committed to the country, that you are resident and that you are here for a period of time and you are generally taking work and that you are contributing... It could be a year, it could be two years, then we will consider you a resident of the UK and be happy to pay you benefits.»

The 34 - year - old Reeves, who is seen by many as a possible future party leader, said that under Labour the long - term unemployed would not be able to «linger on benefits» for long periods but would have to take up a guaranteed job offer or lose their state support.

On its own part, UYLA, while thanking the Federal Government for initiating the visit, called for true fiscal federalism as well as an increase in derivation benefit to the region from 13 to 50 per cent within every period of five years.

In an interview with the Sunday Times, the work and pensions secretary, Iain Duncan Smith, said EU migrants should wait for up to two years before being able to claim benefits rather than the current period of three months.

It claims over a 20 - year period the installation of smart meters could result in a net benefit of up to # 3.6 billion.

She says with the tax credit, which would be $ 300 million over a three year period, many more children would benefit.