If you have not
yet established a credit history, begin with a secured credit cards, which are easy to qualify for, apply for credit with a local retailer such as a department store, and remember to pay against your balance as soon as you can.
If you're a student and haven't
yet established a credit history, you might consider asking a relative or friend to co-sign a loan.
A cosigner is often used to secure loans to young people who have not
yet established their credit history.
Not exact matches
If you have no
credit history yet, you need to be strategic about
establishing and maintaining it.
Qualifying for a business
credit card may be easier than a traditional loan and could make it possible for a business owner who has not
yet established a strong business
credit profile or don't have sufficient revenue to qualify for a small business loan (provided you have a strong personal
credit history).
Because approval is often largely based upon the business owner's personal
credit history, a business
credit card may be a good option for startup and early - stage businesses that haven't been in business long enough to
establish a strong business
credit profile,
yet occasionally need
credit to pay for business expenses.
A program for home buyers who have
established an excellent
credit history but have not
yet saved the required down payment or have chosen to use their savings to build assets in different ways.
This is especially beneficial to small business owners who are still in the startup phase or who haven't
established a good
credit history yet.
We work with a broad range of lenders, including those that understand car buyers who are rebuilding their
credit or have
yet to
establish a
credit history.
If you have
yet to
establish a solid
credit history, there are
credit card issuers who cater to people with no or poor
credit.
The government assumes that most college students haven't had the chance to
establish a strong
credit history yet.
If you are recovering from a personal financial setback that has caused
credit problems or if you have
yet to
establish a
credit history for yourself, you need to pump some positive into your financial situation.
If you've had
credit problems, or if you haven't
yet established a decent
credit history, you're probably going to be asked to pay a much higher interest rate than someone with a decent track record.
Because approval is often largely based upon the business owner's personal
credit history, a business
credit card may be a good option for startup and early - stage businesses that haven't been in business long enough to
establish a strong business
credit profile,
yet occasionally need
credit to pay for business expenses.
This kind of personalized approach is great if you're financially responsible, but just haven't had time to
establish a lengthy
credit history yet.
The Spark Classic for Business is aimed at those who want to start earning rewards for their business expenses but who have not
yet established the strong
credit history necessary to qualify for more lucrative rewards cards.
A program for home buyers who have
established an excellent
credit history but have not
yet saved the required down payment or have chosen to use their savings to build assets in different ways.