Sentences with phrase «yield than rates»

Pros: Typically offer a higher yield than rates available for saving accounts or money - market instruments.

Not exact matches

So there's almost more concern for locking in a long - term rate of income than there is for just maybe catching a higher yield at one point in the cycle in the front end.

In a client note on Thursday titled «Yanking down the yields,» the interest - rates strategist projected that bond yields would be much lower than the markets expected because central banks including the Federal Reserve were reluctant to raise interest rates.

Bond yields rose to the highs of the day as Federal Reserve Chair Jerome Powell laid out a case where the Fed could raise rates more than it has forecast.

Bond yields rose after Fed Chair Jerome Powell laid out a case where the Fed could raise interest rates more than it currently forecasts.

While Fink is right to point out that low interest rates are putting a large burden on those of us trying to save retirement, he does not address the fact that central banks aren't primarily responsible for the fact that bonds of all types are yielding less today than we're used to.

Your friends and business associates might give you a rate that is slightly higher than they are earning in their high - yield savings account.

The S&P 500 dropped more than 2 percent Friday in its worst day since September 2016 as Treasury yields rose and traders worried about interest rates rising too quickly.

On average, private business loans from relatives and friends have interest rates 2 to 3 percent lower than market rates and 1 to 2 percent higher than high - yield savings rates.

The average savings account yields just 0.11 percent, which is far less than the rate of U.S. inflation.

Economic factors like consumer confidence, financial obligations, and delinquencies are all improving and the consumer may be more insulated than investors think from a back - up in yields, given 75 % of their financial obligations are in the form of a mortgage, close to 90 % of all mortgages are 30 - year fixed, and the average mortgage is termed out at the lowest rate ever... Taking these factors into account, we generally think it pays to remain sanguine.»

We prefer to take economic risk through equities rather than credit against a backdrop of low absolute yields, tights spreads and rising rates.

Treasury yields retreat on Thursday by falling rates in European government bonds after eurozone inflation data came in weaker than expected.

Treasury bill yields rose a bit less than other rates on instruments of comparable term and now trade at yields somewhat below the ON RRP rate.

Also, bills have typically traded below other money market rates during tightening cycles, as they do now; periods where bills trade at or above other rates have been the exception and not the rule.36 Thus, the smaller increase in bill yields than in rates on other term instruments is not surprising, and I do not read it as undermining the general conclusion that the policy rate increase was effective in firming money market conditions.37

In a zero - interest rate world (Figure 7), these provide yields that are much higher than those found in more conventional investments like U.S. Treasury bonds or money market accounts.

Because most wealthy Chinese seem to think about RMB in terms of USD or Hong Kong dollars, it is the fear that any depreciation of the RMB against those two currencies (the Hong Kong dollar is pegged to the USD through a modified currency board) greater than the couple of percentage points interest rate differential would yield less than equivalent USD or Hong Kong dollar bonds.

I'd rather have a connect rate of 17 % that generates 125 right - fit leads than a 38 % connect rate that yields 67.

Conversely, U.S. news of larger - than - expected unemployment rates and weekly unemployment claims caused Treasury yields to decline.

Given that rate volatility will likely remain elevated in coming months, investors may want to look to the high yield sector, which is typically less sensitive to rate movements than other fixed income sectors.

But in order to keep inflation from steadily gnawing away at your money, it's important to invest it in assets that can be reasonably be expected to yield at a greater rate than inflation.

To an insignificant statistical difference (e.g. advisory bulls are 52.7 % rather than 53 %, and the comparison between current interest rates and those 6 months ago varies slightly from day - to - day), we are once again at a condition that I've called «Hazardous Ovoboby» - overvalued, overbought, overbullish, yields rising.

In practice, a 10 - year bond yielding 2 % is more rate sensitive than a 10 - year bond yielding 6 %.

So yes, interest rates fell during that period, but stock yields fell far more than can be attributed to the decline in interest rates alone.

If you want to earn interest on your money at a higher rate than what the Yield Pledge ® Checking account offers after the intro offer expires, you might find a money market account to be useful.

With rates at historic lows, many investors have used high - dividend stocks, rather than low - yielding bonds, in pursuit of income.

The «search for yield», i.e. for better return on financial investments than the declining interest rate, thus led to the series of bubbles & bursts: deregulated savings & loans (immediately), high - tech stocks (late 90's), mortgage derivatives — > house prices (2000's).

Another thing to notice in the chart is how the Fed Funds rate (red) is much more volatile than the 10 - year treasury yield (blue).

«With the Italian 10 - year bond yielding less than its US counterpart, with clear signs of accelerating growth and inflation in Europe, and a depressed Euro adding fuel to the fire, assets correlated to European rates will be vulnerable in 2017,» says Mitchell.

Even if the Fed jacks up rates from 0.25 % to 2 %, the 10 - year yield will probably increase by LESS than the 1.75 % increase.

But yes, to my Target Withdrawal rate # 2, if you withdrawal no more than the market dividend yield, then one should be able to create a perpetual income machine.

On the similarity side, we have low volatility and a flattening yield curve; on the other side, we seem headed into an elongated hiking cycle and a much lower neutral rate than in past cycles.

Cash yields are much lower today than they were back then so it's not exactly the same environment but if / when rates do eventually rise cash will actually be a decent holding.

With a trailing P / E of less than 9X, a dividend yield of 5.5 %, and an 8 % dividend growth rate in 2015, I was happy to close out my position in this Quebec - based bank.

Precious and Industrial Metals Inflation concerns, geopolitical tensions and interest - rate levels, especially real yields, contributed to a 1.7 % rise in the spot price of gold (to US$ 1,325 per troy ounce), as did swings in the US dollar.1 Gold prices traded within the US$ 1,305 — 1,360 range throughout the period, reached 18 - month highs in March and capped their third straight quarterly gain, a feat not seen since 2011.1 Haven demand was a key support as exchange - traded gold holdings of 2,269 metric tons (mt) neared a five - year high.1 The Fed is widely expected to boost borrowing costs, and investors have been carefully watching the central bank's statements to see whether it targets more rate increases in 2018 than previously projected.

This Model Portfolio only includes stocks that earn an Attractive or Very Attractive rating, have positive free cash flow and economic earnings, and offer a dividend yield greater than 3 %.

To some extent, stock market action also implies expectations for slower economic growth, though interest rate signals, such as a flat yield curve, are more suggestive of slow growth than stock market action is, and we've yet to see a substantial widening of credit spreads that would suggest imminent recession.

However, high - yield (junk) bond funds and international bond funds can be affected by factors other than interest rates.

This very low market volatility can lead investors to take on more risk, and in a period of still relatively low interest rates, to «reach for yield» — that is, buy riskier assets than one would otherwise, in order to achieve a desired profit or savings goal.

You had CD's that had better yields than the current 5 - year Treasury rate, so it makes sense, but I'm just curious.

Currently, participants who have not taken a distribution receive interest credits at the rate equal to the 30 - year Treasury bond yield plus 0.5 % but not less than 5 %; the «interest credit» rate is adjusted annually.

Treasury yields fall after tepid eurozone inflation data spark German bund rally European government bonds strengthened as inflation weakensTreasury yields retreat on Thursday by falling rates in European government bonds after eurozone inflation data came in weaker than expected.

Australia's central bank signaled today it may resume cutting interest rates as soon as next month if weaker - than - forecast growth slows inflation, sending the local currency and bond yields lower.

Short duration bond strategies tend to have lower yields than long duration bond strategies, but when interest rates rise, short duration strategies will experience a smaller price drop.

Clearly, combining dividend reinvestment, with high yielding stocks that offer a good rate of dividend growth pays more than dividends!

Germany is highly leveraged to the Chinese industrial cycle so this may be a sign that Chinese growth has slowed more than the authorities admit — as indicated by plummeting yields on Chinese bonds, and rates on three - month Shibor and certificates of deposit.

As a result, floating - rate loans have provided higher average recovery rates in bankruptcies than high - yield bonds.

While spreads between yields on highly - rated corporate bonds and government bonds have remained above their historical averages, this continues to reflect strong demand for Commonwealth Government bonds rather than concerns about corporate credit quality.

5 year and 10 year government bond yields are lower than my mortgage rate.

Fixed - rate loans for housing have fallen by less than those for small businesses since they had also risen by less during the phase of rising yields in capital markets in 1999.