For example, if we identify high absorption rates for high - quality 1 and 2 - bedroom apartments we need to verify that such high absorption rates will continue in the years ahead by examining the expected growth rates in the number of high - income singles and
young households without children, which represent the most likely segments of the population that will demand such apartments.
A 2014 Brookings paper notes that credit scores for
young households without student debt are higher than indebted households — a relatively new phenomenon over the past decade.37 And a 2012 study from Young Invincibles estimated that the typical single student borrower now has a debt - to - income ratio that would prohibit him or her from qualifying for a garden - variety home mortgage.38
Judged at the median,
young households without student debt have indeed experienced declining debt burdens since 2007.
Not exact matches
Young college - educated
households without student loan debt have already begun to accumulate more retirement savings than similar
households with student loan debt.
Research by financial experts also say that large student loan payments can significantly hurt a
young adult's ability to begin to accumulate wealth: «The median 2009 net worth for a
household without outstanding student debt was $ 117,700, nearly three times the $ 42,800 worth in a
household with outstanding student debt.»
«
Young men who grow up in homes
without fathers are twice as likely to end up in jail as those who come from traditional two - parent families... those boys whose fathers were absent from the
household had double the odds of being incarcerated — even when other factors such as race, income, parent education and urban residence were held constant.»
He added: «On average, children,
young people and
households with children each have less disposable income than working age
households without children.
Among
households without at least a bachelor's degree, student debtors are about 1.5 years
younger on average (29.0 vs. 30.7).
And the wealth gap is also large for
households headed by
young adults
without a bachelor's degree: Those with no student debt have accumulated roughly nine times as much wealth as debtor
households ($ 10,900 vs. $ 1,200).
Among
young households whose heads lack at least a bachelor's degree, student debtors are more likely than those
without student debt to owe on vehicle loans, credit card debt and other types of debt and are just as likely to have a mortgage and other installment debt.
Among
households headed by a
young adult
without a bachelor's degree, those with no student debt had a median net worth of $ 10,900, while those with student debt had about a tenth of that ($ 1,200).
But among
households headed by a
young adult
without a bachelor's degree, student debtors tend to have more total assets ($ 27,500) than those
without student debt ($ 18,600).
The only
young households that have experienced a decrease in their debt - to - income ratio since 2007 are those
without student debt.
An analysis of the most recent Survey of Consumer Finances finds that
households headed by a
young, college - educated adult
without any student debt obligations have about seven times the typical net worth ($ 64,700) of
households headed by a
young, college - educated adult with student debt ($ 8,700).
Due to their relaxed nature they prefer a quiet
household without too much hustle and bustle, so a home with
young children is not always suitable for a Persian.
Due to his shy nature, Rusty would prefer a calm, quiet
household without very
young children.
He does best in a
household without young children; generally well - behaved teens and slightly
younger kids do better with him than little ones.
This is illustrated in Antrobus v. Antrobus, 2010 BCCA 356, where, before a confrontation with the appellant - parents, the respondent - daughter acted in her youth to carry out the majority of
household chores, cared for her two
younger siblings, and worked,
without pay, for their business.
Now there also are
young professionals, couples
without children, empty nesters, single parents, and other nontraditional
households.
Those more likely to close on their first offer include women (55 percent versus 40 percent for men), the Silent Generation (56 percent versus an average of 45 percent for
younger generations) and those
without kids in the
household (52 percent versus 40 percent for those with kids).