Source: https://www.portfoliovisualizer.com/financial-goals?s=y&stages=2&careerYears=35&mode=1&initialAmount=100000&years=50&simulationModel=1&historicalVolatility=true&fullHistory=true&startYear=1972&endYear=2016&bootstrapModel=1&bootstrapMinYears=1&bootstrapMaxYears=20&circularBootstrap=true&distribution=1&dof=30&meanReturn=7.0&volatility=12.0&inflationModel=1&inflationMean=4.26&inflationVolatility=3.13&asset1=TotalStockMarket&allocation1_1=52&asset2=IntlStockMarket&allocation2_1=28&asset3=TotalBond&allocation3_1=16&asset4=GlobalBond&allocation4_1=4&endasset1=TotalStockMarket&endallocation1_1=13&endasset2=IntlStockMarket&endallocation2_1=7&endasset3=TotalBond&endallocation3_1=64&endasset4=GlobalBond&endallocation4_1=16&endtotal1=100&cfname1=Career+Savings&cftype1=1&cfamount1=1500&cfinfadj1=true&__checkbox_cfinfadj1=true&cfstart1=1&cffrequency1=2&cfoccurs1=1&cfname2=College&cftype2=2&cfamount2=40000&cfinfadj2=true&__checkbox_cfinfadj2=true&cfstart2=3&cfstartyear2=12&cffrequency2=4&cfoccurs2=3&cftimes2=4&cfname3=Retirement+Spending&cftype3=2&cfamount3=3500&cfinfadj3=true&__checkbox_cfinfadj3=true&cfstart3=2&cffrequency3=2&cfoccurs3=2