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In case of death of annuitant during chosen term, nominee will continue to receive the annuity for balance term (life.indiainsured.com)
They also offer a death benefit; generally, if the contract owner or annuitant dies before the annuitization stage, the beneficiary will receive a death benefit at least equal to the net premiums paid. (ufcu.pfyfn.com)
As for RRIFs, «Successor annuitant for RRSPs and RRIFs should be carefully considered with a lens on flexibility and age differences — and we do see beneficiary status chosen for a spouse,» she says. (moneysense.ca)