It seems that a content is not there yet. If you don't mind, drop us a line on what you've been looking for via the form below, and we might add missing content in a couple of updates.
Life insurance policies come with a two - year contestability period after purchase, during which time the insurer is allowed to, and will often, investigate and contest the circumstances around your death. (valuepenguin.com)
The article provides a very good account of how life insurance companies scrutinize applications after an insured dies within the 2 - year contestability period for «material misrepresentations,» and then deny coverage to beneficiaries who are in financial need. (thelifeinsurancelawyer.com)
A life insurance policy is a contract, so generally as long as you aren't subject to one of the exclusions (typically there are 2 exclusions on life insurance policies; typically a two year suicide clause and a two year contestability clause if there wasn't misrepresentation or concealment on your application) it will pay out. (thelifeinsuranceinsider.com)