The term "underinsured" refers to an individual or entity that carries insufficient insurance coverage for their needs. Full definition
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They also need to offer motorists optional underinsured motorist insurance in amounts equal to the minimum limits for uninsured and liability bodily injury and property damage coverage. (carinsurancequote.net)
If your insurance carrier offers uninsured or underinsured driver coverage, it may be additional coverage you will want to add, considering how many uninsured, high - risk drivers are out there. (freewayinsurancetx.com)
Basic coverage also includes $ 40,000 of personal injury protection and $ 25,000 per person up to $ 50,000 per accident of underinsured motorist coverage. (carinsurancequote.net)