All the things listed above are true; they really are offering a brilliant deal for people with average credit ratings. (echeck.org)
I have an above average credit rating and am very responsible with any payments that need to be made. (money.stackexchange.com)
BSCJ looks a lot like the general market, with most of its portfolio split between industrial and financial institution debt, and a BBB + average credit rating. (etf.com)