Credit counseling may involve analysis of a consumer's financial situation, evaluation of debt reduction strategies for paying off or managing debt, and education about money management. (consumercredit.com)
No matter what kind of debt you have or how tight your budget is, you have various debt reduction strategies at your disposal. (debt.org)
It is time to attempt a personal debt reduction by developing a personal debt reduction strategy that includes an increase in savings, a decrease in spending, and a reduction in debt. (creditinfocenter.com)