The low interest rates on federal consolidation loans are not available to private education loans. (finaid.org)
The range of federal consolidation loans is 10 to 30 years, while private consolidation loans usually range from 5 to 20 years. (thesimpledollar.com)
Borrowers can combine multiple (at least two or more) federal loans into a single Direct Consolidation Loan (this is the only federal consolidation loan available). (thesimpledollar.com)