It's easy to spend a bit too much during your first few years of retirement — particularly on vacations, Plessl and Houser note, as people want to travel while they're still healthy. (businessinsider.com)
for those of us with almost all of our retirment in traditional 401ks our withdrawl rate is only for us to decide on the first few years of retirement assuming a person retires at full retirement age! (financialsamurai.com)
Since the pre-retiree needs the money soon, their chances of that money lasting through retirement would be considerably less if we have a bad market in the first few years of their retirement. (valuepenguin.com)