As has been the case over the past five years, credit expansion in recent months has primarily been driven by household sector borrowing, especially for housing. (rba.gov.au)
For example, regulators can lower loan - to - value ratios in response to indications of rising household sector vulnerabilities. (bankofcanada.ca)
According to data from Standard & Poor's, lending from financial institutions to the corporate and household sector as a percentage of GDP in Hong Kong jumped from 143 % in 2005 to an estimated 202 % in 2012. (business.time.com)